PlainZIP

Estero, FL · standard

ZIP Code 33928

Lee County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,830
112/sq mi
$102,624
Median income
$465,500
Median home value
48.9%
Bachelor's or higher

The verdict

Estero pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 17%
household income, US ZIPs
Top 15%
home value, US ZIPs
112
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33928 against every reporting US ZIP.

ZIP code 33928 is classified by USPS as a standard delivery area and covers roughly 185.3 square miles in Estero, Lee County, Florida. The area is home to 20,830 residents, producing a population density of 112 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 33928 against Florida and the nation.

On the economic side, the median household income for ZIP 33928 sits at $102,624 (33% above the Florida average), while per-capita income is $69,214. The poverty rate stands at 7.0% and the unemployment rate at 3.0%. On housing, the median home value is $465,500 (24% above the state average) with median rent at $1,976 per month, and 87.4% of occupied units are owner-occupied, a direct signal of whether 33928 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 48.9% of adults hold a bachelor's degree or higher, the median age is 62.3, and the average commute is 28 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lee County, so you can benchmark 33928 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 33928

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 33928.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 33928, Estero, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

20,830

Population

185.3

Area (sq mi)

112

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 33928?

62.3

Median Age

48.5%

Male

51.5%

Female

10.9%

Foreign-Born

White 86.7%
African American 1.4%
Asian 2.5%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.2%
Hispanic or Latino 9.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$102,624

Median Household Income

+33% vs state

$69,214

Per Capita Income

7.0%

Poverty Rate

3.0%

Unemployment Rate

27.7 min

Mean Commute Time

How ZIP 33928 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$102,624 Top 17% higher than 83% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.6%
Bachelor's Degree or Higher 48.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,104

Total Housing Units

14,825

Occupied Units

6,279

Vacant Units

2.14

Avg Household Size

Occupancy Type

Owner 87.4%
Renter 12.6%

$465,500

Median Home Value

+24% vs state

$1,976

Median Rent

2004

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+41.0%

YoY Change (2024)

336

HPI Index (2000 = 100)

+236%

Total Change Since 2000

Home values in ZIP 33928 have increased 41.0% over the past year (2024). Since 2000, this ZIP has seen +236% cumulative appreciation.

Year Annual Change HPI Index
2019 +0.9% 182
2020 +7.1% 195
2021 +5.8% 206
2022 +41.0% 290
2024 — 336

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,021 business establishments in ZIP 33928, employing approximately 12,501 people with a combined annual payroll of $670,582,000.

1,021

Businesses

12,501

Employees

$670.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 224 21.9%
Real estate and rental and leasing 124 12.1%
Professional, scientific, and technical services 103 10.1%
Health care and social assistance 93 9.1%
Construction 89 8.7%
Accommodation and food services 89 8.7%
Other services (except public administration) 77 7.5%
Administrative and support and waste management and remediation services 64 6.3%
Finance and insurance 55 5.4%
Wholesale trade 33 3.2%
Arts, entertainment, and recreation 24 2.4%
Information 15 1.5%
Transportation and warehousing 14 1.4%
Educational services 8 0.8%
Manufacturing 4 0.4%
Management of companies and enterprises 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 33928 vs 33965 →

ZIP 33928 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 33928 ranks #5 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 33928 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 33928 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
33965 Fort Myers, FL 1,648 4.3 mi
34135 Bonita Springs, FL 37,315 4.8 mi
33913 Fort Myers, FL 17,103 6.9 mi
33967 Fort Myers, FL 22,799 6.6 mi
34134 Bonita Springs, FL 14,112 7.8 mi
34110 Naples, FL 20,762 9.4 mi
33912 Fort Myers, FL 15,392 10.0 mi
34120 Naples, FL 26,147 11.3 mi
33974 Lehigh Acres, FL 11,982 12.3 mi
33907 Fort Myers, FL 22,138 13.5 mi

More ZIP Codes in Lee County

33908 standard
Fort Myers, FL
Pop: 38,251
34135 standard
Bonita Springs, FL
Pop: 37,315
33914 standard
Cape Coral, FL
Pop: 35,848
33905 standard
Fort Myers, FL
Pop: 31,203
33904 standard
Cape Coral, FL
Pop: 30,613
33917 standard
North Fort Myers, FL
Pop: 28,666

Related Areas

Lee County Estero, FL Florida

Frequently Asked Questions

What county is ZIP code 33928 in? ▼
ZIP code 33928 (Estero) is located in Lee County, Florida. Lee County contains multiple ZIP codes, see the full list at /counties/lee-fl.
What is the population of ZIP code 33928? ▼
ZIP code 33928 in Estero, FL has a population of 20,830 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33928? ▼
The median household income in ZIP 33928 is $102,624, which is 35% above the national average of $76,288.
What is the average home value in ZIP 33928? ▼
The median home value in ZIP 33928 is $465,500, which is 67% above the national average of $278,155.
What is the demographic makeup of ZIP 33928? ▼
The largest racial group in ZIP 33928 is White at 86.7%. Hispanic or Latino residents make up 9.5% of the population.
How many businesses are in ZIP code 33928? ▼
ZIP code 33928 has 1,021 business establishments employing approximately 12,501 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33928? ▼
The top industries by establishment count in ZIP 33928 are: Retail trade (224), Real estate and rental and leasing (124), Professional, scientific, and technical services (103). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 33928? ▼
According to the FHFA House Price Index, home values in ZIP 33928 increased by 41.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 236%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33928? ▼
In ZIP code 33928, 68.6% of residents aged 25+ have a high school diploma or higher, and 48.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33928? ▼
The mean commute time for workers in ZIP code 33928 is 27.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33928? ▼
In ZIP code 33928, approximately 87.4% of occupied housing units are owner-occupied and 12.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33928? ▼
The poverty rate in ZIP code 33928 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Estero, FL

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.