Naples, FL · standard
ZIP Code 34105
Collier County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 13,933
- 541/sq mi High-density area
- $92,214
- Median income Above-median income area
- $594,000
- Median home value Above-median home value
- 56.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Naples pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 25%
- household income, US ZIPs
- Top 9%
- home value, US ZIPs
- 541
- people per sq mi
- 70%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34105 against every reporting US ZIP.
ZIP code 34105 is a mid-sized community (a standard USPS delivery area) in Naples, Collier County, Florida, home to 13,933 residents across 25.7 square miles, a density of 541 people per square mile, in the New York time zone.
ZIP 34105 lands in the middle-income range, with a median household income of $92,214 (20% above the average Florida ZIP), while per-capita income is $86,089. The poverty rate is 8.5%, with unemployment at 1.2%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $594,000 (58% above the average Florida ZIP), while 70.3% of occupied homes are owner-occupied and median rent is $2,170.
This is a highly-educated ZIP: 56.5% of adults hold a bachelor's degree or higher, the median age is 62.7, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Collier County, so 34105 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 34105
Top 5 sectors by establishment count in Naples, FL
Which industries have the most business establishments in ZIP 34105.
- Professional, scientific, and technical services
Professional, scientific, and technical services
103 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
72 establishments
- Health care and social assistance
Health care and social assistance
54 establishments
- Construction
Construction
44 establishments
- Other services (except public administration)
Other services (except public administration)
44 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34105, Naples, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
13,933
Population
25.7
Area (sq mi)
541
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34105?
62.7
Median Age
47.3%
Male
52.7%
Female
21.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$92,214
Median Household Income
+20% vs state ZIP avg
$86,089
Per Capita Income
8.5%
Poverty Rate
1.2%
Unemployment Rate
20.8 min
Mean Commute Time
How ZIP 34105 ranks among Florida ZIPs
Naples, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$92,214 Top 24% higher than 76% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,932housing units
11,932
Total Housing Units
7,889
Occupied Units
4,043
Vacant Units
1.94
Avg Household Size
Occupancy Type
$594,000
Median Home Value
+58% vs state ZIP avg
$2,170
Median Rent
1996
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.6%
YoY Change (2023)
363
HPI Index (2000 = 100)
+263%
Total Change Since 2000
Home values in ZIP 34105 have increased 2.6% over the past year (2023). Since 2000, this ZIP has seen +263% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | -2.5% | 207 |
| 2020 | +3.5% | 215 |
| 2021 | +23.3% | 265 |
| 2022 | +33.7% | 354 |
| 2023 | +2.6% | 363 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 507 business establishments in ZIP 34105, employing approximately 5,892 people with a combined annual payroll of $344,321,000.
507
Businesses
5,892
Employees
$344.3M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 103 | 20.3% |
| Real estate and rental and leasing | 72 | 14.2% |
| Health care and social assistance | 54 | 10.7% |
| Construction | 44 | 8.7% |
| Other services (except public administration) | 44 | 8.7% |
| Accommodation and food services | 35 | 6.9% |
| Retail trade | 33 | 6.5% |
| Administrative and support and waste management and remediation services | 32 | 6.3% |
| Finance and insurance | 26 | 5.1% |
| Arts, entertainment, and recreation | 15 | 3.0% |
| Wholesale trade | 13 | 2.6% |
| Transportation and warehousing | 11 | 2.2% |
| Information | 11 | 2.2% |
| Manufacturing | 4 | 0.8% |
| Management of companies and enterprises | 4 | 0.8% |
| Educational services | 4 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34105 vs 34103 →
ZIP 34105 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34116
Naples (34116)
30,005 residents
- 34112
Naples (34112)
27,002 residents
- 34119
Naples (34119)
25,756 residents
- 34104
Naples (34104)
23,691 residents
- 34109
Naples (34109)
23,338 residents
- 34110
Naples (34110)
20,762 residents
- 34108
Naples (34108)
16,874 residents
- 34105
Naples (34105)
13,933 residents
- 34103
Naples (34103)
12,150 residents
What this shows Among its immediate neighbors, ZIP 34105 ranks #8 by population - useful context the national average alone can't give.
ZIP 34105 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34102
Naples (34102)
$130,929 median income
- 34108
Naples (34108)
$119,212 median income
- 34103
Naples (34103)
$116,875 median income
- 34119
Naples (34119)
$113,391 median income
- 34110
Naples (34110)
$97,564 median income
- 34109
Naples (34109)
$92,259 median income
- 34105
Naples (34105)
$92,214 median income
- 34116
Naples (34116)
$73,958 median income
- 34104
Naples (34104)
$71,686 median income
What this shows By household income, ZIP 34105 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 34103 | Naples, FL | 12,150 | 2.5 mi |
| 34109 | Naples, FL | 23,338 | 3.6 mi |
| 34116 | Naples, FL | 30,005 | 3.3 mi |
| 34104 | Naples, FL | 23,691 | 2.9 mi |
| 34102 | Naples, FL | 10,460 | 4.1 mi |
| 34112 | Naples, FL | 27,002 | 5.1 mi |
| 34108 | Naples, FL | 16,874 | 4.7 mi |
| 34119 | Naples, FL | 25,756 | 6.1 mi |
| 34110 | Naples, FL | 20,762 | 7.5 mi |
| 34101 | Naples, FL | 10 | 9.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 34105, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (13,933 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Collier County
Related Areas
Frequently Asked Questions
What county is ZIP code 34105 in?
ZIP code 34105 (Naples) is located in Collier County, Florida. Collier County contains multiple ZIP codes, see the full list at /counties/collier-fl.
What is the population of ZIP code 34105?
ZIP code 34105 in Naples, FL has a population of 13,933 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34105?
The median household income in ZIP 34105 is $92,214, which is 21% above the national average of $76,288.
What is the average home value in ZIP 34105?
The median home value in ZIP 34105 is $594,000, which is 114% above the national average of $278,155.
What is the demographic makeup of ZIP 34105?
The largest racial group in ZIP 34105 is White at 80.6%. Hispanic or Latino residents make up 15.1% of the population.
How many businesses are in ZIP code 34105?
ZIP code 34105 has 507 business establishments employing approximately 5,892 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34105?
The top industries by establishment count in ZIP 34105 are: Professional, scientific, and technical services (103), Real estate and rental and leasing (72), Health care and social assistance (54). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 34105?
According to the FHFA House Price Index, home values in ZIP 34105 increased by 2.6% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 263%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34105?
In ZIP code 34105, 71.4% of residents aged 25+ have a high school diploma or higher, and 56.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34105?
The mean commute time for workers in ZIP code 34105 is 20.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34105?
In ZIP code 34105, approximately 70.3% of occupied housing units are owner-occupied and 29.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34105?
The poverty rate in ZIP code 34105 is 8.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 34105's numbers, next.
- See how ZIP 34105 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Naples, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.