Naples, FL · standard
ZIP Code 34105
Collier County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 13,933
- 541/sq mi
- $92,214
- Median income
- $594,000
- Median home value
- 56.5%
- Bachelor's or higher
The verdict
Naples pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 25%
- household income, US ZIPs
- Top 9%
- home value, US ZIPs
- 541
- people per sq mi
- 70%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34105 against every reporting US ZIP.
ZIP code 34105 is classified by USPS as a standard delivery area and covers roughly 25.7 square miles in Naples, Collier County, Florida. The area is home to 13,933 residents, producing a population density of 541 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34105 against Florida and the nation.
On the economic side, the median household income for ZIP 34105 sits at $92,214 (20% above the Florida average), while per-capita income is $86,089. The poverty rate stands at 8.5% and the unemployment rate at 1.2%. On housing, the median home value is $594,000 (58% above the state average) with median rent at $2,170 per month, and 70.3% of occupied units are owner-occupied, a direct signal of whether 34105 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 56.5% of adults hold a bachelor's degree or higher, the median age is 62.7, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Collier County, so you can benchmark 34105 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 34105
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 34105.
- Professional, scientific, and technical services
Professional, scientific, and technical services
103 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
72 establishments
- Health care and social assistance
Health care and social assistance
54 establishments
- Construction
Construction
44 establishments
- Other services (except public administration)
Other services (except public administration)
44 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34105, Naples, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
13,933
Population
25.7
Area (sq mi)
541
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34105?
62.7
Median Age
47.3%
Male
52.7%
Female
21.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$92,214
Median Household Income
+20% vs state
$86,089
Per Capita Income
8.5%
Poverty Rate
1.2%
Unemployment Rate
20.8 min
Mean Commute Time
How ZIP 34105 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$92,214 Top 25% higher than 75% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
11,932
Total Housing Units
7,889
Occupied Units
4,043
Vacant Units
1.94
Avg Household Size
Occupancy Type
$594,000
Median Home Value
+58% vs state
$2,170
Median Rent
1996
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.6%
YoY Change (2023)
363
HPI Index (2000 = 100)
+263%
Total Change Since 2000
Home values in ZIP 34105 have increased 2.6% over the past year (2023). Since 2000, this ZIP has seen +263% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | -2.5% | 207 |
| 2020 | +3.5% | 215 |
| 2021 | +23.3% | 265 |
| 2022 | +33.7% | 354 |
| 2023 | +2.6% | 363 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 507 business establishments in ZIP 34105, employing approximately 5,892 people with a combined annual payroll of $344,321,000.
507
Businesses
5,892
Employees
$344.3M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 103 | 20.3% |
| Real estate and rental and leasing | 72 | 14.2% |
| Health care and social assistance | 54 | 10.7% |
| Construction | 44 | 8.7% |
| Other services (except public administration) | 44 | 8.7% |
| Accommodation and food services | 35 | 6.9% |
| Retail trade | 33 | 6.5% |
| Administrative and support and waste management and remediation services | 32 | 6.3% |
| Finance and insurance | 26 | 5.1% |
| Arts, entertainment, and recreation | 15 | 3.0% |
| Wholesale trade | 13 | 2.6% |
| Transportation and warehousing | 11 | 2.2% |
| Information | 11 | 2.2% |
| Manufacturing | 4 | 0.8% |
| Management of companies and enterprises | 4 | 0.8% |
| Educational services | 4 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34105 vs 34103 →
ZIP 34105 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34116
Naples (34116)
30,005 residents
- 34112
Naples (34112)
27,002 residents
- 34119
Naples (34119)
25,756 residents
- 34104
Naples (34104)
23,691 residents
- 34109
Naples (34109)
23,338 residents
- 34110
Naples (34110)
20,762 residents
- 34108
Naples (34108)
16,874 residents
- 34105
Naples (34105)
13,933 residents
- 34103
Naples (34103)
12,150 residents
What this shows Among its immediate neighbors, ZIP 34105 ranks #8 by population — useful context the national average alone can't give.
ZIP 34105 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34102
Naples (34102)
$130,929 median income
- 34108
Naples (34108)
$119,212 median income
- 34103
Naples (34103)
$116,875 median income
- 34119
Naples (34119)
$113,391 median income
- 34110
Naples (34110)
$97,564 median income
- 34109
Naples (34109)
$92,259 median income
- 34105
Naples (34105)
$92,214 median income
- 34116
Naples (34116)
$73,958 median income
- 34104
Naples (34104)
$71,686 median income
What this shows By household income, ZIP 34105 ranks #7 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 34103 | Naples, FL | 12,150 | 2.5 mi |
| 34109 | Naples, FL | 23,338 | 3.6 mi |
| 34116 | Naples, FL | 30,005 | 3.3 mi |
| 34104 | Naples, FL | 23,691 | 2.9 mi |
| 34102 | Naples, FL | 10,460 | 4.1 mi |
| 34112 | Naples, FL | 27,002 | 5.1 mi |
| 34108 | Naples, FL | 16,874 | 4.7 mi |
| 34119 | Naples, FL | 25,756 | 6.1 mi |
| 34110 | Naples, FL | 20,762 | 7.5 mi |
| 34101 | Naples, FL | 10 | 9.9 mi |
More ZIP Codes in Collier County
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Frequently Asked Questions
What county is ZIP code 34105 in? ▼
What is the population of ZIP code 34105? ▼
What is the median household income in ZIP 34105? ▼
What is the average home value in ZIP 34105? ▼
What is the demographic makeup of ZIP 34105? ▼
How many businesses are in ZIP code 34105? ▼
What are the main industries in ZIP code 34105? ▼
How have home values changed in ZIP code 34105? ▼
What is the education level in ZIP code 34105? ▼
What is the average commute time in ZIP 34105? ▼
What percentage of residents own vs. rent in ZIP 34105? ▼
What is the poverty rate in ZIP code 34105? ▼
ZIP Code Research Guides
Official Data Resources for Naples, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.