Naples, FL · standard

ZIP Code 34105

Collier County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

13,933
541/sq mi
$92,214
Median income
$594,000
Median home value
56.5%
Bachelor's or higher

The verdict

Naples pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 25%
household income, US ZIPs
Top 9%
home value, US ZIPs
541
people per sq mi
70%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34105 against every reporting US ZIP.

ZIP code 34105 is classified by USPS as a standard delivery area and covers roughly 25.7 square miles in Naples, Collier County, Florida. The area is home to 13,933 residents, producing a population density of 541 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34105 against Florida and the nation.

On the economic side, the median household income for ZIP 34105 sits at $92,214 (20% above the Florida average), while per-capita income is $86,089. The poverty rate stands at 8.5% and the unemployment rate at 1.2%. On housing, the median home value is $594,000 (58% above the state average) with median rent at $2,170 per month, and 70.3% of occupied units are owner-occupied, a direct signal of whether 34105 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 56.5% of adults hold a bachelor's degree or higher, the median age is 62.7, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Collier County, so you can benchmark 34105 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 34105

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 34105.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34105, Naples, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

13,933

Population

25.7

Area (sq mi)

541

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34105?

62.7

Median Age

47.3%

Male

52.7%

Female

21.0%

Foreign-Born

White 80.6%
African American 1.4%
Asian 4.8%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.7%
Hispanic or Latino 15.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$92,214

Median Household Income

+20% vs state

$86,089

Per Capita Income

8.5%

Poverty Rate

1.2%

Unemployment Rate

20.8 min

Mean Commute Time

How ZIP 34105 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$92,214 Top 25% higher than 75% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.4%
Bachelor's Degree or Higher 56.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,932

Total Housing Units

7,889

Occupied Units

4,043

Vacant Units

1.94

Avg Household Size

Occupancy Type

Owner 70.3%
Renter 29.7%

$594,000

Median Home Value

+58% vs state

$2,170

Median Rent

1996

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.6%

YoY Change (2023)

363

HPI Index (2000 = 100)

+263%

Total Change Since 2000

Home values in ZIP 34105 have increased 2.6% over the past year (2023). Since 2000, this ZIP has seen +263% cumulative appreciation.

Year Annual Change HPI Index
2019 -2.5% 207
2020 +3.5% 215
2021 +23.3% 265
2022 +33.7% 354
2023 +2.6% 363

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 507 business establishments in ZIP 34105, employing approximately 5,892 people with a combined annual payroll of $344,321,000.

507

Businesses

5,892

Employees

$344.3M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 103 20.3%
Real estate and rental and leasing 72 14.2%
Health care and social assistance 54 10.7%
Construction 44 8.7%
Other services (except public administration) 44 8.7%
Accommodation and food services 35 6.9%
Retail trade 33 6.5%
Administrative and support and waste management and remediation services 32 6.3%
Finance and insurance 26 5.1%
Arts, entertainment, and recreation 15 3.0%
Wholesale trade 13 2.6%
Transportation and warehousing 11 2.2%
Information 11 2.2%
Manufacturing 4 0.8%
Management of companies and enterprises 4 0.8%
Educational services 4 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34105 vs 34103 →

ZIP 34105 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34105 ranks #8 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34105 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34105 ranks #7 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34103 Naples, FL 12,150 2.5 mi
34109 Naples, FL 23,338 3.6 mi
34116 Naples, FL 30,005 3.3 mi
34104 Naples, FL 23,691 2.9 mi
34102 Naples, FL 10,460 4.1 mi
34112 Naples, FL 27,002 5.1 mi
34108 Naples, FL 16,874 4.7 mi
34119 Naples, FL 25,756 6.1 mi
34110 Naples, FL 20,762 7.5 mi
34101 Naples, FL 10 9.9 mi

More ZIP Codes in Collier County

Frequently Asked Questions

What county is ZIP code 34105 in?
ZIP code 34105 (Naples) is located in Collier County, Florida. Collier County contains multiple ZIP codes, see the full list at /counties/collier-fl.
What is the population of ZIP code 34105?
ZIP code 34105 in Naples, FL has a population of 13,933 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34105?
The median household income in ZIP 34105 is $92,214, which is 21% above the national average of $76,288.
What is the average home value in ZIP 34105?
The median home value in ZIP 34105 is $594,000, which is 114% above the national average of $278,155.
What is the demographic makeup of ZIP 34105?
The largest racial group in ZIP 34105 is White at 80.6%. Hispanic or Latino residents make up 15.1% of the population.
How many businesses are in ZIP code 34105?
ZIP code 34105 has 507 business establishments employing approximately 5,892 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34105?
The top industries by establishment count in ZIP 34105 are: Professional, scientific, and technical services (103), Real estate and rental and leasing (72), Health care and social assistance (54). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 34105?
According to the FHFA House Price Index, home values in ZIP 34105 increased by 2.6% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 263%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34105?
In ZIP code 34105, 71.4% of residents aged 25+ have a high school diploma or higher, and 56.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34105?
The mean commute time for workers in ZIP code 34105 is 20.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34105?
In ZIP code 34105, approximately 70.3% of occupied housing units are owner-occupied and 29.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34105?
The poverty rate in ZIP code 34105 is 8.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Naples, FL

Verify and explore additional data for this area using these official government sources.