Residential delivery area · Florida
ZIP Code 34103: Naples, FL
ZIP code 34103 is in Naples, Florida, entirely in Collier County (Census 2020 ZIP-county file). About 11,000 people live there (Census Bureau, ACS 2020-2024), the 13th most populous of Naples's 15 residential ZIP codes. Median household income is $116,875 (Census Bureau, ACS 2020-2024). By Census place, 74% of its land lies in Naples; 26% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Naples · 15 residential ZIPs
- County
- Collier County
- Census places
- Naples
- Metro area
- Naples-Marco Island, FL
- House district
- FL-19 119th Congress
- State
- Florida
- Time zone
- Eastern
- Land area
- 3.9 sq mi · 2,912 people per sq mi
Where is ZIP code 34103?
34103 centers on 26.191°, -81.803° and covers 3.9 square miles of land plus 1.0 of water. It borders 3 ZIP codes: 34105, 34102, 34108.
The map draws ZIP code areas only. For the streets inside 34103, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 34103 compare with the rest of Naples?
| Measure | 34103 | In Naples | In Collier County | In FL |
|---|---|---|---|---|
| People (ACS 2020-2024) | 11,299 | 13th of 15 | 16th of 23 | 678th of 1,013 |
| Median household income | $117k | 3rd of 14 | 4th of 17 | 67th of 819 |
| Median home value | $951k | 3rd of 14 | 3rd of 17 | 19th of 833 |
Its median household income is higher than in 89% of U.S. residential ZIP codes, and it is denser than 88% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 34103?
The 2020 Census counted 11,822 people in 34103; the ACS, which samples households over 2020-2024, estimates 11,299. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 11,299
- 2020 Census count
- 11,822
- Households
- 5,473
- Median age
- 61.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 34103?
Of the 11,299 people the ACS estimates in 34103, 9.8% are under 18 and 43.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (84.4%), then Hispanic or Latino (12.7%).
- Under 189.8%
- 18 to 6446.8%
- 65 and older43.5%
- White, not Hispanic84.4%
- Hispanic or Latino12.7%
- Other or two or more1.4%
- Asian, not Hispanic0.9%
- Black, not Hispanic0.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 34103 earn?
Median household income is $116,875 (ACS 2020-2024), the 4th highest of the 17 ranked ZIP codes in Collier County.
By IRS adjusted gross income per tax return ($627,316, 2022), 34103 ranks 55th in the U.S. among ZIP codes of 1,000+ people with 200+ returns and at most 1.5 returns per household (see the ranking).
- Median household income
- $116,875±$17,856
- Income per person
- $124,231
- Below the poverty line
- 8.0%
- Unemployed (of the labor force)
- 2.2%
- Adults 25+ with a bachelor's degree
- 59.5%
- Adjusted gross income per tax return, 2022
- $627,3166,450 returns; wages 20% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 34103?
FHFA's house price index for 34103, built from repeat sales and appraisals of the same homes, rose 102% from 2015 to 2025 and rose 68% from 2020 to 2025.
- Median home value (owners' estimate)
- $950,900
- Median gross rent
- $2,058
- Homes owned by their occupants
- 85.9%
- Housing units
- 10,385
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 34103?
1,077 business establishments had a location in this ZIP code in 2023, 78 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services195
- Other services (except public administration)137
- Real estate and rental and leasing135
- Finance and insurance129
- Health care and social assistance114
- Retail trade113
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 34103?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 34105 | Naples | 15,441 | $92k | 2.4 mi |
| 34102 | Naples | 11,179 | $131k | 3.7 mi |
| 34108 | Naples | 16,237 | $119k | 3.8 mi |
| 34109 | Naples | 27,273 | $92k | 4.2 mi (near) |
| 34104 | Naples | 26,408 | $72k | 4.8 mi (near) |
| 34116 | Naples | 35,591 | $74k | 5.7 mi (near) |
| 34112 | Naples | 27,193 | $70k | 6.3 mi (near) |
| 34119 | Naples | 36,807 | $113k | 7.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.