ZIP 34442 vs ZIP 34445

This side-by-side compares ZIP 34442 (Hernando, FL) and ZIP 34445 (Holder, FL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 34442 has a population of 14,568 at 128 people per square mile, while ZIP 34445 has 44 at 282 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 34442 reports a median household income of $57,259 against — in ZIP 34445, with per-capita income of $41,269 vs $32,790. The share of adults holding a bachelor's degree or higher is 26.5% in 34442 and 0.0% in 34445. Poverty rate reads 14.1% vs 0.0%, and unemployment 7.7% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $338,600 in 34442 versus — in 34445, with median rent of $995 and — per month respectively. Homeownership rate is 87.1% vs 100.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.