Residential delivery area · Florida

ZIP Code 34442: Hernando, FL

ZIP code 34442 is in Hernando, Florida, entirely in Citrus County (Census 2020 ZIP-county file). About 17,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $57,259 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Hernando (70%), Citrus Hills (20%) and Pine Ridge (9%), and 1% in smaller places.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
3national area: Florida, Alabama, Georgia, Mississippi, Tennessee and Armed Forces Americas
344sectional center: Jacksonville, FL (SCF 320)
42delivery area within it
Town
Hernando · its only residential ZIP
Census places
Hernando (70%) census-designated place; Citrus Hills (20%) census-designated place; Pine Ridge (9%) census-designated place
Metro area
Homosassa Springs, FL
House district
FL-12 119th Congress
State
Florida
Time zone
Eastern
Land area
36.4 sq mi · 474 people per sq mi
PO Box ZIPs
34441 also use the name Hernando

Where is ZIP code 34442?

34442 centers on 28.921°, -82.382° and covers 36.4 square miles of land plus 4.0 of water. It borders 6 ZIP codes: 34453, 34445, 34434, 34465, 34461, 34432.

34432 · Dunnellon34434 · Dunnellon34445 · Holder34453 · Inverness34461 · Lecanto34465 · Beverly Hills34442 · Hernando (this ZIP)344423446134453344343446534432 · Dunnellon34434 · Dunnellon34445 · Holder34453 · Inverness34461 · Lecanto34465 · Beverly Hills34442 · Hernando (this ZIP)344423446134453344343446534432 · Dunnellon34434 · Dunnellon34445 · Holder34453 · Inverness34461 · Lecanto34465 · Beverly Hills34442 · Hernando (this ZIP)3444234461344533443434465
Shaded by median household income, in national fifths (ACS 2020-2024); 34442 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 34442, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 34442 compare with the rest of Citrus County?

Rank of 34442 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure34442In Citrus CountyIn FL
People (ACS 2020-2024)17,2813rd of 16559th of 1,013
Median household income$57k6th of 12669th of 819
Median home value$339k1st of 14436th of 833

Its median household income is higher than in 25% of U.S. residential ZIP codes, and it is denser than 72% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 34442?

The 2020 Census counted 16,759 people in 34442; the ACS, which samples households over 2020-2024, estimates 17,281. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
17,281
2020 Census count
16,759
Households
8,442
Median age
65.0

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 34442?

Of the 17,281 people the ACS estimates in 34442, 9.7% are under 18 and 50.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (90.0%).

  • Under 189.7%
  • 18 to 6440.3%
  • 65 and older50.1%
Age of the people of 34442 (ACS 2020-2024, B01001)
  • White, not Hispanic90.0%
  • Hispanic or Latino3.8%
  • Other or two or more2.3%
  • Asian, not Hispanic2.1%
  • Black, not Hispanic1.8%
Race and Hispanic origin in 34442 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 34442 earn?

Median household income is $57,259 (ACS 2020-2024), the 6th highest of the 12 ranked ZIP codes in Citrus County.

Median household income
$57,259±$9,324
Income per person
$41,269
Below the poverty line
14.1%
Unemployed (of the labor force)
7.7%
Adults 25+ with a bachelor's degree
26.5%
Adjusted gross income per tax return, 2022
$93,3768,270 returns; wages 35% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 34442?

FHFA's house price index for 34442, built from repeat sales and appraisals of the same homes, rose 194% from 2015 to 2025 and rose 104% from 2020 to 2025, and moved +24.9% in 2025.

Median home value (owners' estimate)
$338,600
Median gross rent
$995
Homes owned by their occupants
87.1%
Housing units
10,347
0 100 200 300 400 19952000201020202025 0 100 200 300 400 19952000201020202025 0 100 200 300 400 19952000201020202025
Index = 100 in 1995, the first year FHFA reports for 34442; 2025: 428.3. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 34442?

258 business establishments had a location in this ZIP code in 2023, 47 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction42
  • Retail trade37
  • Health care and social assistance35
  • Administrative and support and waste management and remediation services28
  • Real estate and rental and leasing22
  • Other services (except public administration)21

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 34442?

ZIP codes that share a boundary with 34442, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
34453Inverness10,621$58k3.6 mi
34445Holder42–4.3 mi
34434Dunnellon11,074$69k6.1 mi
34465Beverly Hills18,879$55k6.6 mi
34461Lecanto13,377$63k9.6 mi
34432Dunnellon13,587$50k10.0 mi
34450Inverness11,532$49k9.4 mi (near)
34433Dunnellon8,411$59k10.1 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.

Which other ZIP codes use the name Hernando?

1 more ZIP code carries the postal name Hernando, FL without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.

ZIP codes named Hernando without a residential area (GeoNames postal codes)
ZIPCounty
34441Citrus County

Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.