Dunnellon, FL · standard

ZIP Code 34432

Marion County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,273
44/sq mi
$50,446
Median income
$248,300
Median home value
19.5%
Bachelor's or higher

The verdict

Dunnellon pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

15th pct
household income, US ZIPs
Top 43%
home value, US ZIPs
44
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34432 against every reporting US ZIP.

ZIP code 34432 is classified by USPS as a standard delivery area and covers roughly 280.2 square miles in Dunnellon, Marion County, Florida. The area is home to 12,273 residents, producing a population density of 44 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34432 against Florida and the nation.

On the economic side, the median household income for ZIP 34432 sits at $50,446 (35% below the Florida average), while per-capita income is $32,246. The poverty rate stands at 14.3% and the unemployment rate at 5.5%. On housing, the median home value is $248,300 (34% below the state average) with median rent at $1,006 per month, and 85.7% of occupied units are owner-occupied, a direct signal of whether 34432 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 19.5% of adults hold a bachelor's degree or higher, the median age is 55.9, and the average commute is 32 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Marion County, so you can benchmark 34432 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 34432

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 34432.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34432, Dunnellon, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

12,273

Population

280.2

Area (sq mi)

44

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34432?

55.9

Median Age

50.8%

Male

49.2%

Female

9.5%

Foreign-Born

White 80.4%
African American 2.2%
Asian 0.8%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.5%
Hispanic or Latino 19.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,446

Median Household Income

-35% vs state

$32,246

Per Capita Income

14.3%

Poverty Rate

5.5%

Unemployment Rate

31.9 min

Mean Commute Time

How ZIP 34432 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$50,446 15th percentile higher than 15% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.1%
Bachelor's Degree or Higher 19.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,939

Total Housing Units

5,900

Occupied Units

1,039

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 85.7%
Renter 14.3%

$248,300

Median Home Value

-34% vs state

$1,006

Median Rent

1998

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.2%

YoY Change (2024)

274

HPI Index (2000 = 100)

+174%

Total Change Since 2000

Home values in ZIP 34432 have increased 2.2% over the past year (2024). Since 2000, this ZIP has seen +174% cumulative appreciation.

Year Annual Change HPI Index
2020 -1.4% 160
2021 +22.3% 195
2022 +28.1% 250
2023 +7.0% 268
2024 +2.2% 274

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 256 business establishments in ZIP 34432, employing approximately 2,168 people with a combined annual payroll of $80,428,000.

256

Businesses

2,168

Employees

$80.4M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 42 16.4%
Health care and social assistance 35 13.7%
Construction 31 12.1%
Other services (except public administration) 29 11.3%
Accommodation and food services 26 10.2%
Professional, scientific, and technical services 19 7.4%
Administrative and support and waste management and remediation services 14 5.5%
Finance and insurance 13 5.1%
Real estate and rental and leasing 13 5.1%
Transportation and warehousing 11 4.3%
Manufacturing 7 2.7%
Information 6 2.3%
Arts, entertainment, and recreation 5 1.9%
Wholesale trade 3 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34432 vs 34481 →

ZIP 34432 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34432 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34432 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34432 ranks #5 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34481 Ocala, FL 17,536 5.0 mi
34434 Dunnellon, FL 8,191 6.8 mi
34442 Hernando, FL 14,568 9.5 mi
34445 Holder, FL 44 7.8 mi
34465 Beverly Hills, FL 15,870 12.3 mi

More ZIP Codes in Marion County

Frequently Asked Questions

What county is ZIP code 34432 in?
ZIP code 34432 (Dunnellon) is located in Marion County, Florida. Marion County contains multiple ZIP codes, see the full list at /counties/marion-fl.
What is the population of ZIP code 34432?
ZIP code 34432 in Dunnellon, FL has a population of 12,273 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34432?
The median household income in ZIP 34432 is $50,446, which is 34% below the national average of $76,288.
What is the average home value in ZIP 34432?
The median home value in ZIP 34432 is $248,300, which is 11% below the national average of $278,155.
What is the demographic makeup of ZIP 34432?
The largest racial group in ZIP 34432 is White at 80.4%. Hispanic or Latino residents make up 19.6% of the population.
How many businesses are in ZIP code 34432?
ZIP code 34432 has 256 business establishments employing approximately 2,168 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34432?
The top industries by establishment count in ZIP 34432 are: Retail trade (42), Health care and social assistance (35), Construction (31). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 34432?
According to the FHFA House Price Index, home values in ZIP 34432 increased by 2.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 174%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34432?
In ZIP code 34432, 57.1% of residents aged 25+ have a high school diploma or higher, and 19.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34432?
The mean commute time for workers in ZIP code 34432 is 31.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34432?
In ZIP code 34432, approximately 85.7% of occupied housing units are owner-occupied and 14.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34432?
The poverty rate in ZIP code 34432 is 14.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Dunnellon, FL

Verify and explore additional data for this area using these official government sources.