Ocala, FL · standard
ZIP Code 34481
Marion County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 17,536
- 102/sq mi
- $57,324
- Median income
- $256,600
- Median home value
- 31.0%
- Bachelor's or higher
The verdict
Ocala pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 25th pct
- household income, US ZIPs
- Top 41%
- home value, US ZIPs
- 102
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34481 against every reporting US ZIP.
ZIP code 34481 is classified by USPS as a standard delivery area and covers roughly 171.6 square miles in Ocala, Marion County, Florida. The area is home to 17,536 residents, producing a population density of 102 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34481 against Florida and the nation.
On the economic side, the median household income for ZIP 34481 sits at $57,324 (26% below the Florida average), while per-capita income is $41,269. The poverty rate stands at 12.1% and the unemployment rate at 3.2%. On housing, the median home value is $256,600 (32% below the state average) with median rent at $1,236 per month, and 90.2% of occupied units are owner-occupied, a direct signal of whether 34481 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 31.0% of adults hold a bachelor's degree or higher, the median age is 68.5, and the average commute is 29 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Marion County, so you can benchmark 34481 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 34481
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 34481.
- Health care and social assistance
Health care and social assistance
54 establishments
- Retail trade
Retail trade
39 establishments
- Accommodation and food services
Accommodation and food services
34 establishments
- Construction
Construction
33 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
31 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34481, Ocala, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
17,536
Population
171.6
Area (sq mi)
102
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34481?
68.5
Median Age
47.3%
Male
52.7%
Female
8.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$57,324
Median Household Income
-26% vs state
$41,269
Per Capita Income
12.1%
Poverty Rate
3.2%
Unemployment Rate
29.0 min
Mean Commute Time
How ZIP 34481 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$57,324 25th percentile higher than 25% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
15,087
Total Housing Units
14,033
Occupied Units
1,054
Vacant Units
1.89
Avg Household Size
Occupancy Type
$256,600
Median Home Value
-32% vs state
$1,236
Median Rent
2000
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.6%
YoY Change (2024)
323
HPI Index (2000 = 100)
+223%
Total Change Since 2000
Home values in ZIP 34481 have increased 4.6% over the past year (2024). Since 2000, this ZIP has seen +223% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.6% | 186 |
| 2021 | +18.6% | 221 |
| 2022 | +24.6% | 275 |
| 2023 | +12.4% | 309 |
| 2024 | +4.6% | 323 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 313 business establishments in ZIP 34481, employing approximately 3,720 people with a combined annual payroll of $140,924,000.
313
Businesses
3,720
Employees
$140.9M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 54 | 17.3% |
| Retail trade | 39 | 12.5% |
| Accommodation and food services | 34 | 10.9% |
| Construction | 33 | 10.5% |
| Professional, scientific, and technical services | 31 | 9.9% |
| Other services (except public administration) | 27 | 8.6% |
| Real estate and rental and leasing | 24 | 7.7% |
| Finance and insurance | 23 | 7.3% |
| Administrative and support and waste management and remediation services | 13 | 4.2% |
| Agriculture, forestry, fishing and hunting | 7 | 2.2% |
| Wholesale trade | 7 | 2.2% |
| Manufacturing | 5 | 1.6% |
| Information | 5 | 1.6% |
| Transportation and warehousing | 4 | 1.3% |
| Arts, entertainment, and recreation | 4 | 1.3% |
| Educational services | 3 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34481 vs 34432 →
ZIP 34481 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34482
Ocala (34482)
22,500 residents
- 34476
Ocala (34476)
20,862 residents
- 34481
Ocala (34481)
17,536 residents
- 34473
Ocala (34473)
17,029 residents
- 34474
Ocala (34474)
16,062 residents
- 34432
Dunnellon (34432)
12,273 residents
- 34475
Ocala (34475)
12,177 residents
- 34434 8,191
Dunnellon (34434)
8,191 residents
What this shows Among its immediate neighbors, ZIP 34481 ranks #3 by population — useful context the national average alone can't give.
ZIP 34481 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34473
Ocala (34473)
$72,366 median income
- 34434
Dunnellon (34434)
$68,939 median income
- 34482
Ocala (34482)
$65,901 median income
- 34476
Ocala (34476)
$65,860 median income
- 34474
Ocala (34474)
$65,291 median income
- 34481
Ocala (34481)
$57,324 median income
- 34432
Dunnellon (34432)
$50,446 median income
- 34475
Ocala (34475)
$30,174 median income
What this shows By household income, ZIP 34481 ranks #6 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Marion County
Related Areas
Frequently Asked Questions
What county is ZIP code 34481 in? ▼
What is the population of ZIP code 34481? ▼
What is the median household income in ZIP 34481? ▼
What is the average home value in ZIP 34481? ▼
What is the demographic makeup of ZIP 34481? ▼
How many businesses are in ZIP code 34481? ▼
What are the main industries in ZIP code 34481? ▼
How have home values changed in ZIP code 34481? ▼
What is the education level in ZIP code 34481? ▼
What is the average commute time in ZIP 34481? ▼
What percentage of residents own vs. rent in ZIP 34481? ▼
What is the poverty rate in ZIP code 34481? ▼
ZIP Code Research Guides
Official Data Resources for Ocala, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.