Residential delivery area · Florida
ZIP Code 34481: Ocala, FL
ZIP code 34481 uses the postal name Ocala, Florida and lies entirely in Marion County (Census 2020 ZIP-county file). About 27,000 people live there (Census Bureau, ACS 2020-2024), the 5th most populous of Ocala's 11 residential ZIP codes. Median household income is $57,324 (Census Bureau, ACS 2020-2024). By Census place, its land lies in On Top of the World (21%) and Rainbow Park (7%), and 3% in smaller places; 69% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Ocala · 11 residential ZIPs
- County
- Marion County
- Census places
- On Top of the World (21%) census-designated place; Rainbow Park (7%) census-designated place
- Metro area
- Ocala, FL
- House district
- FL-3 119th Congress
- State
- Florida
- Time zone
- Eastern
- Land area
- 69.2 sq mi · 387 people per sq mi
Where is ZIP code 34481?
34481 centers on 29.126°, -82.310° and covers 69.2 square miles of land plus 0.0 of water. It borders 5 ZIP codes: 34432, 34474, 34476, 34482, 34473.
The map draws ZIP code areas only. For the streets inside 34481, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 34481 compare with the rest of Ocala?
| Measure | 34481 | In Ocala | In Marion County | In FL |
|---|---|---|---|---|
| People (ACS 2020-2024) | 26,782 | 5th of 11 | 7th of 34 | 367th of 1,013 |
| Median household income | $57k | 8th of 11 | 15th of 23 | 665th of 819 |
| Median home value | $257k | 6th of 11 | 11th of 23 | 634th of 833 |
Its median household income is higher than in 25% of U.S. residential ZIP codes, and it is denser than 70% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 34481?
The 2020 Census counted 23,097 people in 34481; the ACS, which samples households over 2020-2024, estimates 26,782. Between the 2010 and 2020 censuses its population grew 31.7% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 26,782
- 2020 Census count
- 23,097+31.7% since 2010 (17,536)
- Households
- 14,033
- Median age
- 68.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 34481?
Of the 26,782 people the ACS estimates in 34481, 5.7% are under 18 and 62.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (79.0%), then Hispanic or Latino (11.3%).
- Under 185.7%
- 18 to 6432.3%
- 65 and older62.0%
- White, not Hispanic79.0%
- Hispanic or Latino11.3%
- Black, not Hispanic6.8%
- Other or two or more2.0%
- Asian, not Hispanic0.8%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 34481 earn?
Median household income is $57,324 (ACS 2020-2024), the 15th highest of the 23 ranked ZIP codes in Marion County. It is not measurably different from 2015-2019 ($54,913 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $57,324
- Income per person
- $41,269
- Below the poverty line
- 12.1%
- Unemployed (of the labor force)
- 3.2%
- Adults 25+ with a bachelor's degree
- 31.0%
- Adjusted gross income per tax return, 2022
- $74,96314,650 returns; wages 30% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 34481?
FHFA's house price index for 34481, built from repeat sales and appraisals of the same homes, rose 125% from 2015 to 2025 and rose 59% from 2020 to 2025, and moved −7.1% in 2025.
- Median home value (owners' estimate)
- $256,600
- Median gross rent
- $1,236
- Homes owned by their occupants
- 90.2%
- Housing units
- 15,087
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 34481?
313 business establishments had a location in this ZIP code in 2023, 52 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance54
- Retail trade39
- Accommodation and food services34
- Construction33
- Professional, scientific, and technical services31
- Other services (except public administration)27
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 34481?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 34432 | Dunnellon | 13,587 | $50k | 5.7 mi |
| 34474 | Ocala | 20,258 | $65k | 6.3 mi |
| 34476 | Ocala | 28,997 | $66k | 7.0 mi |
| 34482 | Ocala | 22,807 | $66k | 8.5 mi |
| 34473 | Ocala | 26,813 | $72k | 11.5 mi |
| 34471 | Ocala | 28,342 | $66k | 11.3 mi (near) |
| 34434 | Dunnellon | 11,074 | $69k | 11.9 mi (near) |
| 34475 | Ocala | 14,301 | $30k | 12.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.