PlainZIP

Ocala, FL · standard

ZIP Code 34474

Marion County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,062
314/sq mi
$65,291
Median income
$235,300
Median home value
32.9%
Bachelor's or higher

The verdict

Ocala pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.

39th pct
household income, US ZIPs
Top 46%
home value, US ZIPs
314
people per sq mi
44%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34474 against every reporting US ZIP.

ZIP code 34474 is classified by USPS as a standard delivery area and covers roughly 51.2 square miles in Ocala, Marion County, Florida. The area is home to 16,062 residents, producing a population density of 314 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34474 against Florida and the nation.

On the economic side, the median household income for ZIP 34474 sits at $65,291 (15% below the Florida average), while per-capita income is $34,159. The poverty rate stands at 17.0% and the unemployment rate at 5.8%. On housing, the median home value is $235,300 (37% below the state average) with median rent at $1,634 per month, and 44.2% of occupied units are owner-occupied, a direct signal of whether 34474 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 32.9% of adults hold a bachelor's degree or higher, the median age is 40.5, and the average commute is 22 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Marion County, so you can benchmark 34474 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 34474

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 34474.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34474, Ocala, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

16,062

Population

51.2

Area (sq mi)

314

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34474?

40.5

Median Age

48.5%

Male

51.5%

Female

22.1%

Foreign-Born

White 57.6%
African American 16.2%
Asian 9.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.9%
Hispanic or Latino 28.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,291

Median Household Income

-15% vs state

$34,159

Per Capita Income

17.0%

Poverty Rate

5.8%

Unemployment Rate

21.8 min

Mean Commute Time

How ZIP 34474 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$65,291 39th percentile higher than 39% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.8%
Bachelor's Degree or Higher 32.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,444

Total Housing Units

8,272

Occupied Units

1,172

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 44.2%
Renter 55.8%

$235,300

Median Home Value

-37% vs state

$1,634

Median Rent

1996

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.0%

YoY Change (2024)

320

HPI Index (2000 = 100)

+220%

Total Change Since 2000

Home values in ZIP 34474 have increased 5.0% over the past year (2024). Since 2000, this ZIP has seen +220% cumulative appreciation.

Year Annual Change HPI Index
2020 -7.3% 182
2021 +24.6% 226
2022 +18.4% 268
2023 +13.8% 305
2024 +5.0% 320

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 972 business establishments in ZIP 34474, employing approximately 21,516 people with a combined annual payroll of $1,065,093,000.

972

Businesses

21,516

Employees

$1.1B

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Retail trade 190 19.6%
Health care and social assistance 135 13.9%
Accommodation and food services 96 9.9%
Other services (except public administration) 74 7.6%
Construction 71 7.3%
Wholesale trade 71 7.3%
Finance and insurance 57 5.9%
Real estate and rental and leasing 49 5.0%
Transportation and warehousing 44 4.5%
Professional, scientific, and technical services 44 4.5%
Administrative and support and waste management and remediation services 37 3.8%
Manufacturing 35 3.6%
Information 27 2.8%
Educational services 13 1.3%
Arts, entertainment, and recreation 11 1.1%
Management of companies and enterprises 10 1.0%
Agriculture, forestry, fishing and hunting 5 0.5%
Utilities 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34474 vs 34471 →

ZIP 34474 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34474 ranks #7 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34474 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34474 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34471 Ocala, FL 25,152 4.9 mi
34476 Ocala, FL 20,862 5.2 mi
34481 Ocala, FL 17,536 6.4 mi
34475 Ocala, FL 12,177 7.6 mi
34482 Ocala, FL 22,500 7.5 mi
34480 Ocala, FL 19,068 7.6 mi
34470 Ocala, FL 17,838 7.9 mi
34479 Ocala, FL 13,032 9.0 mi

More ZIP Codes in Marion County

34491 standard
Summerfield, FL
Pop: 27,454
34472 standard
Ocala, FL
Pop: 25,968
34471 standard
Ocala, FL
Pop: 25,152
34482 standard
Ocala, FL
Pop: 22,500
34476 standard
Ocala, FL
Pop: 20,862
34480 standard
Ocala, FL
Pop: 19,068

Related Areas

Marion County Ocala, FL Florida

Frequently Asked Questions

What county is ZIP code 34474 in? ▼
ZIP code 34474 (Ocala) is located in Marion County, Florida. Marion County contains multiple ZIP codes, see the full list at /counties/marion-fl.
What is the population of ZIP code 34474? ▼
ZIP code 34474 in Ocala, FL has a population of 16,062 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34474? ▼
The median household income in ZIP 34474 is $65,291, which is 14% below the national average of $76,288.
What is the average home value in ZIP 34474? ▼
The median home value in ZIP 34474 is $235,300, which is 15% below the national average of $278,155.
What is the demographic makeup of ZIP 34474? ▼
The largest racial group in ZIP 34474 is White at 57.6%. Hispanic or Latino residents make up 28.4% of the population.
How many businesses are in ZIP code 34474? ▼
ZIP code 34474 has 972 business establishments employing approximately 21,516 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34474? ▼
The top industries by establishment count in ZIP 34474 are: Retail trade (190), Health care and social assistance (135), Accommodation and food services (96). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 34474? ▼
According to the FHFA House Price Index, home values in ZIP 34474 increased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 220%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34474? ▼
In ZIP code 34474, 60.8% of residents aged 25+ have a high school diploma or higher, and 32.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34474? ▼
The mean commute time for workers in ZIP code 34474 is 21.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34474? ▼
In ZIP code 34474, approximately 44.2% of occupied housing units are owner-occupied and 55.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34474? ▼
The poverty rate in ZIP code 34474 is 17.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Ocala, FL

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.