PlainZIP

Ocala, FL · standard

ZIP Code 34470

Marion County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,838
592/sq mi
$52,083
Median income
$189,600
Median home value
26.1%
Bachelor's or higher

The verdict

Ocala pairs one of the lowest household incomes in the country with below-median home values, in a low-density, homeowner-dominated area.

17th pct
household income, US ZIPs
41th pct
home value, US ZIPs
592
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34470 against every reporting US ZIP.

ZIP code 34470 is classified by USPS as a standard delivery area and covers roughly 30.1 square miles in Ocala, Marion County, Florida. The area is home to 17,838 residents, producing a population density of 592 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34470 against Florida and the nation.

On the economic side, the median household income for ZIP 34470 sits at $52,083 (32% below the Florida average), while per-capita income is $29,485. The poverty rate stands at 16.7% and the unemployment rate at 6.0%. On housing, the median home value is $189,600 (49% below the state average) with median rent at $1,138 per month, and 63.0% of occupied units are owner-occupied, a direct signal of whether 34470 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 26.1% of adults hold a bachelor's degree or higher, the median age is 41, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Marion County, so you can benchmark 34470 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 34470

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 34470.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34470, Ocala, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

17,838

Population

30.1

Area (sq mi)

592

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34470?

41.0

Median Age

47.4%

Male

52.6%

Female

6.5%

Foreign-Born

White 70.8%
African American 11.1%
Asian 1.8%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.8%
Hispanic or Latino 14.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$52,083

Median Household Income

-32% vs state

$29,485

Per Capita Income

16.7%

Poverty Rate

6.0%

Unemployment Rate

21.1 min

Mean Commute Time

How ZIP 34470 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$52,083 17th percentile higher than 17% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.1%
Bachelor's Degree or Higher 26.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,632

Total Housing Units

9,867

Occupied Units

765

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 63.0%
Renter 37.0%

$189,600

Median Home Value

-49% vs state

$1,138

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.3%

YoY Change (2024)

305

HPI Index (2000 = 100)

+205%

Total Change Since 2000

Home values in ZIP 34470 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +205% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.4% 185
2021 +19.4% 221
2022 +24.4% 275
2023 +2.4% 282
2024 +8.3% 305

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 890 business establishments in ZIP 34470, employing approximately 11,997 people with a combined annual payroll of $484,495,000.

890

Businesses

11,997

Employees

$484.5M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 131 14.7%
Retail trade 110 12.4%
Other services (except public administration) 105 11.8%
Construction 93 10.4%
Health care and social assistance 85 9.6%
Accommodation and food services 66 7.4%
Real estate and rental and leasing 60 6.7%
Administrative and support and waste management and remediation services 60 6.7%
Finance and insurance 57 6.4%
Wholesale trade 39 4.4%
Manufacturing 27 3.0%
Transportation and warehousing 22 2.5%
Educational services 14 1.6%
Information 12 1.4%
Arts, entertainment, and recreation 6 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34470 vs 34479 →

ZIP 34470 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34470 ranks #5 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34470 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34470 ranks #9 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34479 Ocala, FL 13,032 4.0 mi
34471 Ocala, FL 25,152 3.6 mi
34480 Ocala, FL 19,068 6.5 mi
32617 Anthony, FL 4,109 7.5 mi
34475 Ocala, FL 12,177 6.0 mi
34474 Ocala, FL 16,062 7.9 mi
34488 Silver Springs, FL 10,291 9.1 mi
34472 Ocala, FL 25,968 8.2 mi
34420 Belleview, FL 16,287 10.5 mi
34476 Ocala, FL 20,862 10.5 mi

More ZIP Codes in Marion County

34491 standard
Summerfield, FL
Pop: 27,454
34472 standard
Ocala, FL
Pop: 25,968
34471 standard
Ocala, FL
Pop: 25,152
34482 standard
Ocala, FL
Pop: 22,500
34476 standard
Ocala, FL
Pop: 20,862
34480 standard
Ocala, FL
Pop: 19,068

Related Areas

Marion County Ocala, FL Florida

Frequently Asked Questions

What county is ZIP code 34470 in? ▼
ZIP code 34470 (Ocala) is located in Marion County, Florida. Marion County contains multiple ZIP codes, see the full list at /counties/marion-fl.
What is the population of ZIP code 34470? ▼
ZIP code 34470 in Ocala, FL has a population of 17,838 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34470? ▼
The median household income in ZIP 34470 is $52,083, which is 32% below the national average of $76,288.
What is the average home value in ZIP 34470? ▼
The median home value in ZIP 34470 is $189,600, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 34470? ▼
The largest racial group in ZIP 34470 is White at 70.8%. Hispanic or Latino residents make up 14.9% of the population.
How many businesses are in ZIP code 34470? ▼
ZIP code 34470 has 890 business establishments employing approximately 11,997 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34470? ▼
The top industries by establishment count in ZIP 34470 are: Professional, scientific, and technical services (131), Retail trade (110), Other services (except public administration) (105). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 34470? ▼
According to the FHFA House Price Index, home values in ZIP 34470 increased by 8.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 205%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34470? ▼
In ZIP code 34470, 57.1% of residents aged 25+ have a high school diploma or higher, and 26.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34470? ▼
The mean commute time for workers in ZIP code 34470 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34470? ▼
In ZIP code 34470, approximately 63.0% of occupied housing units are owner-occupied and 37.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34470? ▼
The poverty rate in ZIP code 34470 is 16.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Ocala, FL

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.