Ocala, FL · standard
ZIP Code 34470
Marion County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 17,838
- 592/sq mi High-density area
- $52,083
- Median income Below-median income area
- $189,600
- Median home value Near-median home value
- 26.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Ocala pairs one of the lowest household incomes in the country with below-median home values, in a low-density, homeowner-dominated area.
- 17th pct
- household income, US ZIPs
- 41st pct
- home value, US ZIPs
- 592
- people per sq mi
- 63%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34470 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 34470 (Ocala, FL) rose +8.3% from 2023 to 2024. The all-transactions index moved from 281.9 in 2023 to 305.1 in 2024 (2000 = 100).
ZIP code 34470 is a mid-sized community (a standard USPS delivery area) in Ocala, Marion County, Florida, home to 17,838 residents across 30.1 square miles, a density of 592 people per square mile, in the New York time zone.
ZIP 34470 reports a modest median household income of $52,083 (32% below the average Florida ZIP), while per-capita income is $29,485. The poverty rate is 16.7%, with unemployment at 6.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $189,600 (49% below the average Florida ZIP), and median rent is $1,138; owner occupancy is 63.0%.
Educational attainment sits below the national norm: 26.1% of adults hold a bachelor's degree or higher, the median age is 41, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Marion County, so 34470 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 34470
Top 5 sectors by establishment count in Ocala, FL
Which industries have the most business establishments in ZIP 34470.
- Professional, scientific, and technical services
Professional, scientific, and technical services
131 establishments
- Retail trade
Retail trade
110 establishments
- Other services (except public administration)
Other services (except public administration)
105 establishments
- Construction
Construction
93 establishments
- Health care and social assistance
Health care and social assistance
85 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34470, Ocala, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
17,838
Population
30.1
Area (sq mi)
592
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34470?
41.0
Median Age
47.4%
Male
52.6%
Female
6.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$52,083
Median Household Income
-32% vs state ZIP avg
$29,485
Per Capita Income
16.7%
Poverty Rate
6.0%
Unemployment Rate
21.1 min
Mean Commute Time
How ZIP 34470 ranks among Florida ZIPs
Ocala, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$52,083 14th percentile higher than 14% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,632housing units
10,632
Total Housing Units
9,867
Occupied Units
765
Vacant Units
2.24
Avg Household Size
Occupancy Type
$189,600
Median Home Value
-49% vs state ZIP avg
$1,138
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.3%
YoY Change (2024)
305
HPI Index (2000 = 100)
+205%
Total Change Since 2000
Home values in ZIP 34470 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +205% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.4% | 185 |
| 2021 | +19.4% | 221 |
| 2022 | +24.4% | 275 |
| 2023 | +2.4% | 282 |
| 2024 | +8.3% | 305 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 890 business establishments in ZIP 34470, employing approximately 11,997 people with a combined annual payroll of $484,495,000.
890
Businesses
11,997
Employees
$484.5M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 131 | 14.7% |
| Retail trade | 110 | 12.4% |
| Other services (except public administration) | 105 | 11.8% |
| Construction | 93 | 10.4% |
| Health care and social assistance | 85 | 9.6% |
| Accommodation and food services | 66 | 7.4% |
| Real estate and rental and leasing | 60 | 6.7% |
| Administrative and support and waste management and remediation services | 60 | 6.7% |
| Finance and insurance | 57 | 6.4% |
| Wholesale trade | 39 | 4.4% |
| Manufacturing | 27 | 3.0% |
| Transportation and warehousing | 22 | 2.5% |
| Educational services | 14 | 1.6% |
| Information | 12 | 1.4% |
| Arts, entertainment, and recreation | 6 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34470 vs 34479 →
ZIP 34470 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34472
Ocala (34472)
25,968 residents
- 34471
Ocala (34471)
25,152 residents
- 34476
Ocala (34476)
20,862 residents
- 34480
Ocala (34480)
19,068 residents
- 34470
Ocala (34470)
17,838 residents
- 34420
Belleview (34420)
16,287 residents
- 34474
Ocala (34474)
16,062 residents
- 34479
Ocala (34479)
13,032 residents
- 34475
Ocala (34475)
12,177 residents
What this shows Among its immediate neighbors, ZIP 34470 ranks #5 by population - useful context the national average alone can't give.
ZIP 34470 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34480
Ocala (34480)
$77,557 median income
- 32617
Anthony (32617)
$66,667 median income
- 34476
Ocala (34476)
$65,860 median income
- 34471
Ocala (34471)
$65,789 median income
- 34474
Ocala (34474)
$65,291 median income
- 34472
Ocala (34472)
$64,208 median income
- 34420
Belleview (34420)
$60,680 median income
- 34479
Ocala (34479)
$54,283 median income
- 34470
Ocala (34470)
$52,083 median income
What this shows By household income, ZIP 34470 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 34479 | Ocala, FL | 13,032 | 4.0 mi |
| 34471 | Ocala, FL | 25,152 | 3.6 mi |
| 34480 | Ocala, FL | 19,068 | 6.5 mi |
| 32617 | Anthony, FL | 4,109 | 7.5 mi |
| 34475 | Ocala, FL | 12,177 | 6.0 mi |
| 34474 | Ocala, FL | 16,062 | 7.9 mi |
| 34488 | Silver Springs, FL | 10,291 | 9.1 mi |
| 34472 | Ocala, FL | 25,968 | 8.2 mi |
| 34420 | Belleview, FL | 16,287 | 10.5 mi |
| 34476 | Ocala, FL | 20,862 | 10.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 34470, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (17,838 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Marion County
Related Areas
Frequently Asked Questions
What county is ZIP code 34470 in?
ZIP code 34470 (Ocala) is located in Marion County, Florida. Marion County contains multiple ZIP codes, see the full list at /counties/marion-fl.
What is the population of ZIP code 34470?
ZIP code 34470 in Ocala, FL has a population of 17,838 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34470?
The median household income in ZIP 34470 is $52,083, which is 32% below the national average of $76,288.
What is the average home value in ZIP 34470?
The median home value in ZIP 34470 is $189,600, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 34470?
The largest racial group in ZIP 34470 is White at 70.8%. Hispanic or Latino residents make up 14.9% of the population.
How many businesses are in ZIP code 34470?
ZIP code 34470 has 890 business establishments employing approximately 11,997 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34470?
The top industries by establishment count in ZIP 34470 are: Professional, scientific, and technical services (131), Retail trade (110), Other services (except public administration) (105). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 34470?
According to the FHFA House Price Index, home values in ZIP 34470 increased by 8.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 205%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34470?
In ZIP code 34470, 57.1% of residents aged 25+ have a high school diploma or higher, and 26.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34470?
The mean commute time for workers in ZIP code 34470 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34470?
In ZIP code 34470, approximately 63.0% of occupied housing units are owner-occupied and 37.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34470?
The poverty rate in ZIP code 34470 is 16.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 34470's numbers, next.
- See how ZIP 34470 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ocala, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.