PlainZIP

Ocala, FL · standard

ZIP Code 34476

Marion County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,862
216/sq mi
$65,860
Median income
$282,200
Median home value
25.0%
Bachelor's or higher

The verdict

Ocala pairs a below-median household income with above-median home values, in a low-density, homeowner-dominated area.

40th pct
household income, US ZIPs
Top 36%
home value, US ZIPs
216
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34476 against every reporting US ZIP.

ZIP code 34476 is classified by USPS as a standard delivery area and covers roughly 96.5 square miles in Ocala, Marion County, Florida. The area is home to 20,862 residents, producing a population density of 216 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34476 against Florida and the nation.

On the economic side, the median household income for ZIP 34476 sits at $65,860 (15% below the Florida average), while per-capita income is $39,938. The poverty rate stands at 7.5% and the unemployment rate at 3.8%. On housing, the median home value is $282,200 (25% below the state average) with median rent at $1,559 per month, and 87.7% of occupied units are owner-occupied, a direct signal of whether 34476 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 25.0% of adults hold a bachelor's degree or higher, the median age is 53.1, and the average commute is 27 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Marion County, so you can benchmark 34476 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 34476

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 34476.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34476, Ocala, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

20,862

Population

96.5

Area (sq mi)

216

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34476?

53.1

Median Age

47.0%

Male

53.0%

Female

13.3%

Foreign-Born

White 63.8%
African American 12.6%
Asian 2.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 1.0%
Two or More Ethnicities 12.9%
Hispanic or Latino 17.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,860

Median Household Income

-15% vs state

$39,938

Per Capita Income

7.5%

Poverty Rate

3.8%

Unemployment Rate

26.5 min

Mean Commute Time

How ZIP 34476 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$65,860 40th percentile higher than 40% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.8%
Bachelor's Degree or Higher 25.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,471

Total Housing Units

12,705

Occupied Units

766

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 87.7%
Renter 12.3%

$282,200

Median Home Value

-25% vs state

$1,559

Median Rent

1999

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.0%

YoY Change (2024)

282

HPI Index (2000 = 100)

+182%

Total Change Since 2000

Home values in ZIP 34476 have increased 3.0% over the past year (2024). Since 2000, this ZIP has seen +182% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 171
2021 +17.5% 201
2022 +19.7% 241
2023 +13.8% 274
2024 +3.0% 282

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 365 business establishments in ZIP 34476, employing approximately 1,946 people with a combined annual payroll of $72,966,000.

365

Businesses

1,946

Employees

$73.0M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 50 13.7%
Health care and social assistance 48 13.2%
Retail trade 46 12.6%
Professional, scientific, and technical services 44 12.1%
Administrative and support and waste management and remediation services 32 8.8%
Other services (except public administration) 30 8.2%
Real estate and rental and leasing 29 8.0%
Transportation and warehousing 23 6.3%
Finance and insurance 22 6.0%
Accommodation and food services 15 4.1%
Wholesale trade 10 2.7%
Information 4 1.1%
Arts, entertainment, and recreation 4 1.1%
Agriculture, forestry, fishing and hunting 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34476 vs 34474 →

ZIP 34476 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34476 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34476 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34476 ranks #4 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34474 Ocala, FL 16,062 5.2 mi
34473 Ocala, FL 17,029 5.3 mi
34480 Ocala, FL 19,068 6.2 mi
34471 Ocala, FL 25,152 6.8 mi
34481 Ocala, FL 17,536 7.3 mi
34470 Ocala, FL 17,838 10.5 mi
34484 Oxford, FL 3,069 12.1 mi

More ZIP Codes in Marion County

34491 standard
Summerfield, FL
Pop: 27,454
34472 standard
Ocala, FL
Pop: 25,968
34471 standard
Ocala, FL
Pop: 25,152
34482 standard
Ocala, FL
Pop: 22,500
34480 standard
Ocala, FL
Pop: 19,068
34470 standard
Ocala, FL
Pop: 17,838

Related Areas

Marion County Ocala, FL Florida

Frequently Asked Questions

What county is ZIP code 34476 in? ▼
ZIP code 34476 (Ocala) is located in Marion County, Florida. Marion County contains multiple ZIP codes, see the full list at /counties/marion-fl.
What is the population of ZIP code 34476? ▼
ZIP code 34476 in Ocala, FL has a population of 20,862 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34476? ▼
The median household income in ZIP 34476 is $65,860, which is 14% below the national average of $76,288.
What is the average home value in ZIP 34476? ▼
The median home value in ZIP 34476 is $282,200, which is 1% above the national average of $278,155.
What is the demographic makeup of ZIP 34476? ▼
The largest racial group in ZIP 34476 is White at 63.8%. Hispanic or Latino residents make up 17.9% of the population.
How many businesses are in ZIP code 34476? ▼
ZIP code 34476 has 365 business establishments employing approximately 1,946 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34476? ▼
The top industries by establishment count in ZIP 34476 are: Construction (50), Health care and social assistance (48), Retail trade (46). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 34476? ▼
According to the FHFA House Price Index, home values in ZIP 34476 increased by 3.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 182%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34476? ▼
In ZIP code 34476, 59.8% of residents aged 25+ have a high school diploma or higher, and 25.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34476? ▼
The mean commute time for workers in ZIP code 34476 is 26.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34476? ▼
In ZIP code 34476, approximately 87.7% of occupied housing units are owner-occupied and 12.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34476? ▼
The poverty rate in ZIP code 34476 is 7.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Ocala, FL

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.