Silver Springs, FL · standard
ZIP Code 34488
Marion County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 10,291
- 41/sq mi Moderate-density area
- $43,438
- Median income Below-median income area
- $90,300
- Median home value Below-median home value
- 17.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Silver Springs pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 8th pct
- household income, US ZIPs
- 7th pct
- home value, US ZIPs
- 41
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34488 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 34488 (Silver Springs, FL) rose +6.1% from 2023 to 2024. The all-transactions index moved from 275.6 in 2023 to 292.4 in 2024 (2000 = 100).
ZIP code 34488 is a mid-sized community (a standard USPS delivery area) in Silver Springs, Marion County, Florida, home to 10,291 residents across 248.6 square miles, a density of 41 people per square mile, in the New York time zone.
ZIP 34488 reports a modest median household income of $43,438 (44% below the average Florida ZIP), while per-capita income is $28,656. The poverty rate is 18.3%, with unemployment at 3.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $90,300 (76% below the average Florida ZIP), and median rent is $1,116; owner occupancy is 72.6%.
Educational attainment sits below the national norm: 17.8% of adults hold a bachelor's degree or higher, the median age is 48.9, and the average commute is 30 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Marion County, so 34488 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 34488
Top 5 sectors by establishment count in Silver Springs, FL
Which industries have the most business establishments in ZIP 34488.
- Construction
Construction
26 establishments
- Retail trade
Retail trade
23 establishments
- Accommodation and food services
Accommodation and food services
19 establishments
- Other services (except public administration)
Other services (except public administration)
14 establishments
- Professional, scientific, and technical services 9
Professional, scientific, and technical services
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34488, Silver Springs, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
10,291
Population
248.6
Area (sq mi)
41
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34488?
48.9
Median Age
50.3%
Male
49.7%
Female
2.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$43,438
Median Household Income
-44% vs state ZIP avg
$28,656
Per Capita Income
18.3%
Poverty Rate
3.6%
Unemployment Rate
30.3 min
Mean Commute Time
How ZIP 34488 ranks among Florida ZIPs
Silver Springs, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$43,438 5th percentile higher than 5% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,878housing units
6,878
Total Housing Units
5,107
Occupied Units
1,771
Vacant Units
2.24
Avg Household Size
Occupancy Type
$90,300
Median Home Value
-76% vs state ZIP avg
$1,116
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.1%
YoY Change (2024)
292
HPI Index (2000 = 100)
+192%
Total Change Since 2000
Home values in ZIP 34488 have increased 6.1% over the past year (2024). Since 2000, this ZIP has seen +192% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +26.5% | 200 |
| 2021 | +2.5% | 205 |
| 2022 | +22.7% | 251 |
| 2023 | +9.7% | 276 |
| 2024 | +6.1% | 292 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 135 business establishments in ZIP 34488, employing approximately 761 people with a combined annual payroll of $26,941,000.
135
Businesses
761
Employees
$26.9M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 26 | 19.3% |
| Retail trade | 23 | 17.0% |
| Accommodation and food services | 19 | 14.1% |
| Other services (except public administration) | 14 | 10.4% |
| Professional, scientific, and technical services | 9 | 6.7% |
| Real estate and rental and leasing | 8 | 5.9% |
| Transportation and warehousing | 7 | 5.2% |
| Administrative and support and waste management and remediation services | 7 | 5.2% |
| Health care and social assistance | 7 | 5.2% |
| Wholesale trade | 6 | 4.4% |
| Finance and insurance | 5 | 3.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34488 vs 34472 →
ZIP 34488 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34472
Ocala (34472)
25,968 residents
- 34470
Ocala (34470)
17,838 residents
- 34488 10,291
Silver Springs (34488)
10,291 residents
- 32179 8,156
Ocklawaha (32179)
8,156 residents
- 32617 4,109
Anthony (32617)
4,109 residents
What this shows Among its immediate neighbors, ZIP 34488 ranks #3 by population - useful context the national average alone can't give.
ZIP 34488 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32617
Anthony (32617)
$66,667 median income
- 34472
Ocala (34472)
$64,208 median income
- 34470
Ocala (34470)
$52,083 median income
- 32179
Ocklawaha (32179)
$46,512 median income
- 34488
Silver Springs (34488)
$43,438 median income
What this shows By household income, ZIP 34488 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 34488, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (10,291 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Marion County
Related Areas
Frequently Asked Questions
What county is ZIP code 34488 in?
ZIP code 34488 (Silver Springs) is located in Marion County, Florida. Marion County contains multiple ZIP codes, see the full list at /counties/marion-fl.
What is the population of ZIP code 34488?
ZIP code 34488 in Silver Springs, FL has a population of 10,291 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34488?
The median household income in ZIP 34488 is $43,438, which is 43% below the national average of $76,288.
What is the average home value in ZIP 34488?
The median home value in ZIP 34488 is $90,300, which is 68% below the national average of $278,155.
What is the demographic makeup of ZIP 34488?
The largest racial group in ZIP 34488 is White at 81.6%. Hispanic or Latino residents make up 7.9% of the population.
How many businesses are in ZIP code 34488?
ZIP code 34488 has 135 business establishments employing approximately 761 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34488?
The top industries by establishment count in ZIP 34488 are: Construction (26), Retail trade (23), Accommodation and food services (19). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 34488?
According to the FHFA House Price Index, home values in ZIP 34488 increased by 6.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 192%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34488?
In ZIP code 34488, 54.0% of residents aged 25+ have a high school diploma or higher, and 17.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34488?
The mean commute time for workers in ZIP code 34488 is 30.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34488?
In ZIP code 34488, approximately 72.6% of occupied housing units are owner-occupied and 27.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34488?
The poverty rate in ZIP code 34488 is 18.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 34488's numbers, next.
- See how ZIP 34488 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Silver Springs, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.