Silver Springs, FL · standard
ZIP Code 34488
Marion County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 10,291
- 41/sq mi
- $43,438
- Median income
- $90,300
- Median home value
- 17.8%
- Bachelor's or higher
The verdict
Silver Springs pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 8th pct
- household income, US ZIPs
- 7th pct
- home value, US ZIPs
- 41
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34488 against every reporting US ZIP.
ZIP code 34488 is classified by USPS as a standard delivery area and covers roughly 248.6 square miles in Silver Springs, Marion County, Florida. The area is home to 10,291 residents, producing a population density of 41 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34488 against Florida and the nation.
On the economic side, the median household income for ZIP 34488 sits at $43,438 (44% below the Florida average), while per-capita income is $28,656. The poverty rate stands at 18.3% and the unemployment rate at 3.6%. On housing, the median home value is $90,300 (76% below the state average) with median rent at $1,116 per month, and 72.6% of occupied units are owner-occupied, a direct signal of whether 34488 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 17.8% of adults hold a bachelor's degree or higher, the median age is 48.9, and the average commute is 30 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Marion County, so you can benchmark 34488 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 34488
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 34488.
- Construction
Construction
26 establishments
- Retail trade
Retail trade
23 establishments
- Accommodation and food services
Accommodation and food services
19 establishments
- Other services (except public administration)
Other services (except public administration)
14 establishments
- Professional, scientific, and technical services 9
Professional, scientific, and technical services
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34488, Silver Springs, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
10,291
Population
248.6
Area (sq mi)
41
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34488?
48.9
Median Age
50.3%
Male
49.7%
Female
2.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$43,438
Median Household Income
-44% vs state
$28,656
Per Capita Income
18.3%
Poverty Rate
3.6%
Unemployment Rate
30.3 min
Mean Commute Time
How ZIP 34488 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$43,438 8th percentile higher than 8% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
6,878
Total Housing Units
5,107
Occupied Units
1,771
Vacant Units
2.24
Avg Household Size
Occupancy Type
$90,300
Median Home Value
-76% vs state
$1,116
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.1%
YoY Change (2024)
292
HPI Index (2000 = 100)
+192%
Total Change Since 2000
Home values in ZIP 34488 have increased 6.1% over the past year (2024). Since 2000, this ZIP has seen +192% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +26.5% | 200 |
| 2021 | +2.5% | 205 |
| 2022 | +22.7% | 251 |
| 2023 | +9.7% | 276 |
| 2024 | +6.1% | 292 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 135 business establishments in ZIP 34488, employing approximately 761 people with a combined annual payroll of $26,941,000.
135
Businesses
761
Employees
$26.9M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 26 | 19.3% |
| Retail trade | 23 | 17.0% |
| Accommodation and food services | 19 | 14.1% |
| Other services (except public administration) | 14 | 10.4% |
| Professional, scientific, and technical services | 9 | 6.7% |
| Real estate and rental and leasing | 8 | 5.9% |
| Transportation and warehousing | 7 | 5.2% |
| Administrative and support and waste management and remediation services | 7 | 5.2% |
| Health care and social assistance | 7 | 5.2% |
| Wholesale trade | 6 | 4.4% |
| Finance and insurance | 5 | 3.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34488 vs 34472 →
ZIP 34488 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34472
Ocala (34472)
25,968 residents
- 34470
Ocala (34470)
17,838 residents
- 34488 10,291
Silver Springs (34488)
10,291 residents
- 32179 8,156
Ocklawaha (32179)
8,156 residents
- 32617 4,109
Anthony (32617)
4,109 residents
What this shows Among its immediate neighbors, ZIP 34488 ranks #3 by population — useful context the national average alone can't give.
ZIP 34488 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32617
Anthony (32617)
$66,667 median income
- 34472
Ocala (34472)
$64,208 median income
- 34470
Ocala (34470)
$52,083 median income
- 32179
Ocklawaha (32179)
$46,512 median income
- 34488
Silver Springs (34488)
$43,438 median income
What this shows By household income, ZIP 34488 ranks #5 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Marion County
Related Areas
Frequently Asked Questions
What county is ZIP code 34488 in? ▼
What is the population of ZIP code 34488? ▼
What is the median household income in ZIP 34488? ▼
What is the average home value in ZIP 34488? ▼
What is the demographic makeup of ZIP 34488? ▼
How many businesses are in ZIP code 34488? ▼
What are the main industries in ZIP code 34488? ▼
How have home values changed in ZIP code 34488? ▼
What is the education level in ZIP code 34488? ▼
What is the average commute time in ZIP 34488? ▼
What percentage of residents own vs. rent in ZIP 34488? ▼
What is the poverty rate in ZIP code 34488? ▼
ZIP Code Research Guides
Official Data Resources for Silver Springs, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.