Silver Springs, FL · standard

ZIP Code 34488

Marion County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,291
41/sq mi
$43,438
Median income
$90,300
Median home value
17.8%
Bachelor's or higher

The verdict

Silver Springs pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

8th pct
household income, US ZIPs
7th pct
home value, US ZIPs
41
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34488 against every reporting US ZIP.

ZIP code 34488 is classified by USPS as a standard delivery area and covers roughly 248.6 square miles in Silver Springs, Marion County, Florida. The area is home to 10,291 residents, producing a population density of 41 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34488 against Florida and the nation.

On the economic side, the median household income for ZIP 34488 sits at $43,438 (44% below the Florida average), while per-capita income is $28,656. The poverty rate stands at 18.3% and the unemployment rate at 3.6%. On housing, the median home value is $90,300 (76% below the state average) with median rent at $1,116 per month, and 72.6% of occupied units are owner-occupied, a direct signal of whether 34488 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.8% of adults hold a bachelor's degree or higher, the median age is 48.9, and the average commute is 30 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Marion County, so you can benchmark 34488 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 34488

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 34488.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34488, Silver Springs, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

10,291

Population

248.6

Area (sq mi)

41

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34488?

48.9

Median Age

50.3%

Male

49.7%

Female

2.3%

Foreign-Born

White 81.6%
African American 7.4%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.7%
Hispanic or Latino 7.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$43,438

Median Household Income

-44% vs state

$28,656

Per Capita Income

18.3%

Poverty Rate

3.6%

Unemployment Rate

30.3 min

Mean Commute Time

How ZIP 34488 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$43,438 8th percentile higher than 8% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.0%
Bachelor's Degree or Higher 17.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,878

Total Housing Units

5,107

Occupied Units

1,771

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 72.6%
Renter 27.4%

$90,300

Median Home Value

-76% vs state

$1,116

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.1%

YoY Change (2024)

292

HPI Index (2000 = 100)

+192%

Total Change Since 2000

Home values in ZIP 34488 have increased 6.1% over the past year (2024). Since 2000, this ZIP has seen +192% cumulative appreciation.

Year Annual Change HPI Index
2020 +26.5% 200
2021 +2.5% 205
2022 +22.7% 251
2023 +9.7% 276
2024 +6.1% 292

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 135 business establishments in ZIP 34488, employing approximately 761 people with a combined annual payroll of $26,941,000.

135

Businesses

761

Employees

$26.9M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 26 19.3%
Retail trade 23 17.0%
Accommodation and food services 19 14.1%
Other services (except public administration) 14 10.4%
Professional, scientific, and technical services 9 6.7%
Real estate and rental and leasing 8 5.9%
Transportation and warehousing 7 5.2%
Administrative and support and waste management and remediation services 7 5.2%
Health care and social assistance 7 5.2%
Wholesale trade 6 4.4%
Finance and insurance 5 3.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34488 vs 34472 →

ZIP 34488 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34488 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34488 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34488 ranks #5 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34472 Ocala, FL 25,968 8.3 mi
34470 Ocala, FL 17,838 9.1 mi
32179 Ocklawaha, FL 8,156 9.7 mi
32617 Anthony, FL 4,109 10.2 mi

More ZIP Codes in Marion County

Frequently Asked Questions

What county is ZIP code 34488 in?
ZIP code 34488 (Silver Springs) is located in Marion County, Florida. Marion County contains multiple ZIP codes, see the full list at /counties/marion-fl.
What is the population of ZIP code 34488?
ZIP code 34488 in Silver Springs, FL has a population of 10,291 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34488?
The median household income in ZIP 34488 is $43,438, which is 43% below the national average of $76,288.
What is the average home value in ZIP 34488?
The median home value in ZIP 34488 is $90,300, which is 68% below the national average of $278,155.
What is the demographic makeup of ZIP 34488?
The largest racial group in ZIP 34488 is White at 81.6%. Hispanic or Latino residents make up 7.9% of the population.
How many businesses are in ZIP code 34488?
ZIP code 34488 has 135 business establishments employing approximately 761 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34488?
The top industries by establishment count in ZIP 34488 are: Construction (26), Retail trade (23), Accommodation and food services (19). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 34488?
According to the FHFA House Price Index, home values in ZIP 34488 increased by 6.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 192%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34488?
In ZIP code 34488, 54.0% of residents aged 25+ have a high school diploma or higher, and 17.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34488?
The mean commute time for workers in ZIP code 34488 is 30.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34488?
In ZIP code 34488, approximately 72.6% of occupied housing units are owner-occupied and 27.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34488?
The poverty rate in ZIP code 34488 is 18.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Silver Springs, FL

Verify and explore additional data for this area using these official government sources.