Fort Mc Coy, FL · standard
ZIP Code 32134
Marion County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,084
- 13/sq mi
- $45,760
- Median income
- $151,600
- Median home value
- 13.3%
- Bachelor's or higher
The verdict
Fort Mc Coy pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 10th pct
- household income, US ZIPs
- 26th pct
- home value, US ZIPs
- 13
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32134 against every reporting US ZIP.
ZIP code 32134 is classified by USPS as a standard delivery area and covers roughly 621.8 square miles in Fort Mc Coy, Marion County, Florida. The area is home to 8,084 residents, producing a population density of 13 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32134 against Florida and the nation.
On the economic side, the median household income for ZIP 32134 sits at $45,760 (41% below the Florida average), while per-capita income is $26,108. The poverty rate stands at 23.3% and the unemployment rate at 10.2%. On housing, the median home value is $151,600 (60% below the state average) with median rent at $677 per month, and 89.9% of occupied units are owner-occupied, a direct signal of whether 32134 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 13.3% of adults hold a bachelor's degree or higher, the median age is 54.2, and the average commute is —. Use the benchmarks above to see where 32134 sits relative to Florida and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 32134
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 32134.
- Construction
Construction
21 establishments
- Other services (except public administration)
Other services (except public administration)
13 establishments
- Retail trade
Retail trade
11 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
9 establishments
- Accommodation and food services 8
Accommodation and food services
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32134, Fort Mc Coy, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
8,084
Population
621.8
Area (sq mi)
13
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32134?
54.2
Median Age
52.0%
Male
48.0%
Female
3.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$45,760
Median Household Income
-41% vs state
$26,108
Per Capita Income
23.3%
Poverty Rate
10.2%
Unemployment Rate
How ZIP 32134 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$45,760 10th percentile higher than 10% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
5,351
Total Housing Units
3,191
Occupied Units
2,160
Vacant Units
2.32
Avg Household Size
Occupancy Type
$151,600
Median Home Value
-60% vs state
$677
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-10.3%
YoY Change (2024)
337
HPI Index (2000 = 100)
+237%
Total Change Since 2000
Home values in ZIP 32134 have decreased 10.3% over the past year (2024). Since 2000, this ZIP has seen +237% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +10.6% | 224 |
| 2021 | +8.2% | 243 |
| 2022 | +32.2% | 321 |
| 2023 | +17.2% | 376 |
| 2024 | -10.3% | 337 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 90 business establishments in ZIP 32134, employing approximately 545 people with a combined annual payroll of $21,210,000.
90
Businesses
545
Employees
$21.2M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 21 | 23.3% |
| Other services (except public administration) | 13 | 14.4% |
| Retail trade | 11 | 12.2% |
| Administrative and support and waste management and remediation services | 9 | 10.0% |
| Accommodation and food services | 8 | 8.9% |
| Real estate and rental and leasing | 7 | 7.8% |
| Transportation and warehousing | 4 | 4.4% |
| Agriculture, forestry, fishing and hunting | 3 | 3.3% |
| Wholesale trade | 3 | 3.3% |
| Professional, scientific, and technical services | 3 | 3.3% |
| Health care and social assistance | 3 | 3.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Fort Mc Coy, FL
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Read our methodology to see how this data is sourced, computed, and verified.