Fort Mc Coy, FL · standard
ZIP Code 32134
Marion County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,084
- 13/sq mi Low-density area
- $45,760
- Median income Below-median income area
- $151,600
- Median home value Below-median home value
- 13.3%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Fort Mc Coy pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 10th pct
- household income, US ZIPs
- 26th pct
- home value, US ZIPs
- 13
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32134 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 32134 (Fort Mc Coy, FL) fell -10.3% from 2023 to 2024. The all-transactions index moved from 376.4 in 2023 to 337.4 in 2024 (2000 = 100).
ZIP code 32134 is a mid-sized community (a standard USPS delivery area) in Fort Mc Coy, Marion County, Florida, home to 8,084 residents across 621.8 square miles, a density of 13 people per square mile, in the New York time zone.
ZIP 32134 reports a modest median household income of $45,760 (41% below the average Florida ZIP), while per-capita income is $26,108. Economic pressure is pronounced: 23.3% of residents are below the poverty line and unemployment is 10.2%. Home values sit below the statewide ZIP benchmark: the median is $151,600 (60% below the average Florida ZIP), and median rent is $677; owner occupancy is 89.9%.
Formal educational attainment runs low here: just 13.3% of adults hold a bachelor's degree or higher, the median age is 54.2, and the average commute is -. No nearby ZIP peer set is available for this delivery area, so the Florida and national benchmarks above are the appropriate context for 32134.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32134
Top 5 sectors by establishment count in Fort Mc Coy, FL
Which industries have the most business establishments in ZIP 32134.
- Construction
Construction
21 establishments
- Other services (except public administration)
Other services (except public administration)
13 establishments
- Retail trade
Retail trade
11 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
9 establishments
- Accommodation and food services 8
Accommodation and food services
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32134, Fort Mc Coy, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,084
Population
621.8
Area (sq mi)
13
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32134?
54.2
Median Age
52.0%
Male
48.0%
Female
3.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$45,760
Median Household Income
-41% vs state ZIP avg
$26,108
Per Capita Income
23.3%
Poverty Rate
10.2%
Unemployment Rate
How ZIP 32134 ranks among Florida ZIPs
Fort Mc Coy, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$45,760 7th percentile higher than 7% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,351housing units
5,351
Total Housing Units
3,191
Occupied Units
2,160
Vacant Units
2.32
Avg Household Size
Occupancy Type
$151,600
Median Home Value
-60% vs state ZIP avg
$677
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-10.3%
YoY Change (2024)
337
HPI Index (2000 = 100)
+237%
Total Change Since 2000
Home values in ZIP 32134 have decreased 10.3% over the past year (2024). Since 2000, this ZIP has seen +237% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +10.6% | 224 |
| 2021 | +8.2% | 243 |
| 2022 | +32.2% | 321 |
| 2023 | +17.2% | 376 |
| 2024 | -10.3% | 337 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 90 business establishments in ZIP 32134, employing approximately 545 people with a combined annual payroll of $21,210,000.
90
Businesses
545
Employees
$21.2M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 21 | 23.3% |
| Other services (except public administration) | 13 | 14.4% |
| Retail trade | 11 | 12.2% |
| Administrative and support and waste management and remediation services | 9 | 10.0% |
| Accommodation and food services | 8 | 8.9% |
| Real estate and rental and leasing | 7 | 7.8% |
| Transportation and warehousing | 4 | 4.4% |
| Agriculture, forestry, fishing and hunting | 3 | 3.3% |
| Wholesale trade | 3 | 3.3% |
| Professional, scientific, and technical services | 3 | 3.3% |
| Health care and social assistance | 3 | 3.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32134, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (8,084 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Marion County
Related Areas
Frequently Asked Questions
What county is ZIP code 32134 in?
ZIP code 32134 (Fort Mc Coy) is located in Marion County, Florida. Marion County contains multiple ZIP codes, see the full list at /counties/marion-fl.
What is the population of ZIP code 32134?
ZIP code 32134 in Fort Mc Coy, FL has a population of 8,084 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32134?
The median household income in ZIP 32134 is $45,760, which is 40% below the national average of $76,288.
What is the average home value in ZIP 32134?
The median home value in ZIP 32134 is $151,600, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 32134?
The largest racial group in ZIP 32134 is White at 93.8%. Hispanic or Latino residents make up 3.0% of the population.
How many businesses are in ZIP code 32134?
ZIP code 32134 has 90 business establishments employing approximately 545 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32134?
The top industries by establishment count in ZIP 32134 are: Construction (21), Other services (except public administration) (13), Retail trade (11). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 32134?
According to the FHFA House Price Index, home values in ZIP 32134 decreased by 10.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 237%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32134?
In ZIP code 32134, 53.5% of residents aged 25+ have a high school diploma or higher, and 13.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 32134?
In ZIP code 32134, approximately 89.9% of occupied housing units are owner-occupied and 10.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32134?
The poverty rate in ZIP code 32134 is 23.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32134's numbers, next.
- See how ZIP 32134 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fort Mc Coy, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.