Residential delivery area · Florida
ZIP Code 32134: Fort McCoy, FL
ZIP code 32134 uses the postal name Fort McCoy, Florida and lies mostly in Marion County (81% of its land), reaching into Putnam County and Lake County (Census 2020 ZIP-county file). About 7,400 people live there (Census Bureau, ACS 2020-2024). Median household income is $45,760 (Census Bureau, ACS 2020-2024). By Census place, 4% of its land lies in Lake Kerr (a census-designated place); 96% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Fort McCoy · its only residential ZIP
- County
- Marion County (81%); Putnam County (18%); Lake County (1%)
- Census places
- Lake Kerr census-designated place
- Metro area
- Ocala, FL
- House district
- FL-6 119th Congress
- State
- Florida
- Time zone
- Eastern
- Land area
- 267.8 sq mi · 28 people per sq mi
Where is ZIP code 32134?
32134 centers on 29.377°, -81.828° and covers 267.8 square miles of land plus 30.6 of water. It borders 9 ZIP codes: 32182, 34488, 32139, 32617, 32148, 32113, 32112, 32640, 32177.
The map draws ZIP code areas only. For the streets inside 32134, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 32134 compare with the rest of Marion County?
| Measure | 32134 | In Marion County | In FL |
|---|---|---|---|
| People (ACS 2020-2024) | 7,442 | 21st of 34 | 753rd of 1,013 |
| Median household income | $46k | 21st of 23 | 779th of 819 |
| Median home value | $152k | not ranked | not ranked |
32134's median home value is not ranked: its 90% margin of error (±$51,170) is more than a quarter of the figure ($151,600). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
Its median household income is higher than in 10% of U.S. residential ZIP codes, and it is denser than 32% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 32134?
The 2020 Census counted 7,938 people in 32134; the ACS, which samples households over 2020-2024, estimates 7,442. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 7,442±1,216 (90% margin)
- 2020 Census count
- 7,938
- Households
- 3,191
- Median age
- 54.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 32134?
Of the 7,442 people the ACS estimates in 32134, 18.2% are under 18 and 31.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (92.8%).
- Under 1818.2%
- 18 to 6450.2%
- 65 and older31.6%
- White, not Hispanic92.8%
- Hispanic or Latino3.0%
- Black, not Hispanic2.0%
- Other or two or more1.3%
- Asian, not Hispanic0.9%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 32134 earn?
Median household income is $45,760 (ACS 2020-2024), the 21st highest of the 23 ranked ZIP codes in Marion County.
- Median household income
- $45,760±$9,300
- Income per person
- $26,108
- Below the poverty line
- 23.3%
- Unemployed (of the labor force)
- 10.2%
- Adults 25+ with a bachelor's degree
- 13.3%
- Adjusted gross income per tax return, 2022
- $54,8503,430 returns; wages 57% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 32134?
FHFA's house price index for 32134, built from repeat sales and appraisals of the same homes, rose 139% from 2015 to 2025 and rose 60% from 2020 to 2025, and moved +5.0% in 2025.
- Median home value (owners' estimate)
- $151,600
- Median gross rent
- $677
- Homes owned by their occupants
- 89.9%
- Housing units
- 5,351
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 32134?
90 business establishments had a location in this ZIP code in 2023, 14 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction21
- Other services (except public administration)13
- Retail trade11
- Administrative and support and waste management and remediation services9
- Accommodation and food services8
- Real estate and rental and leasing7
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 32134?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 32182 | Orange Springs | 30 | – | 11.4 mi |
| 34488 | Silver Springs | 11,447 | $43k | 12.9 mi |
| 32139 | Georgetown | 981 | $58k | 12.9 mi |
| 32617 | Anthony | 4,504 | $67k | 15.6 mi |
| 32148 | Interlachen | 12,063 | $45k | 15.8 mi |
| 32113 | Citra | 5,954 | $63k | 15.9 mi |
| 32112 | Crescent City | 8,214 | $40k | 16.2 mi |
| 32640 | Hawthorne | 10,623 | $60k | 19.2 mi |
| 32177 | Palatka | 25,645 | $48k | 23.4 mi |
| 32193 | Welaka | 1,236 | $57k | 12.1 mi (near) |
| 32157 | Lake Como | 639 | $22k | 15.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.