Residential delivery area · Florida
ZIP Code 32177: Palatka, FL
ZIP code 32177 uses the postal name Palatka, Florida and lies entirely in Putnam County (Census 2020 ZIP-county file). About 26,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $47,796 (Census Bureau, ACS 2020-2024). By Census place, 4% of its land lies in Palatka; 96% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Palatka · its only residential ZIP
- County
- Putnam County
- Census places
- Palatka
- Micro area
- Palatka, FL
- House district
- FL-6 119th Congress
- State
- Florida
- Time zone
- Eastern
- Land area
- 226.8 sq mi · 113 people per sq mi
- PO Box ZIPs
- 32178 also use the name Palatka
Where is ZIP code 32177?
32177 centers on 29.698°, -81.703° and covers 226.8 square miles of land plus 18.4 of water. It borders 10 ZIP codes: 32147, 32131, 32189, 32140, 32187, 32148, 32193, 32043, 32092, 32134.
The map draws ZIP code areas only. For the streets inside 32177, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 32177 compare with the rest of Putnam County?
| Measure | 32177 | In Putnam County | In FL |
|---|---|---|---|
| People (ACS 2020-2024) | 25,645 | 2nd of 16 | 384th of 1,013 |
| Median household income | $48k | 6th of 11 | 762nd of 819 |
| Median home value | $166k | 5th of 9 | 790th of 833 |
Its median household income is higher than in 12% of U.S. residential ZIP codes, and it is denser than 56% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 32177?
The 2020 Census counted 25,380 people in 32177; the ACS, which samples households over 2020-2024, estimates 25,645. Between the 2010 and 2020 censuses its population fell 6.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 25,645
- 2020 Census count
- 25,380−6.5% since 2010 (27,132)
- Households
- 10,444
- Median age
- 39.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 32177?
Of the 25,645 people the ACS estimates in 32177, 24.7% are under 18 and 20.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (61.9%), then Black (not Hispanic) (27.5%).
- Under 1824.7%
- 18 to 6454.9%
- 65 and older20.4%
- White, not Hispanic61.9%
- Black, not Hispanic27.5%
- Hispanic or Latino6.9%
- Other or two or more3.2%
- Asian, not Hispanic0.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 32177 earn?
Median household income is $47,796 (ACS 2020-2024), the 6th highest of the 11 ranked ZIP codes in Putnam County. It is not measurably different from 2015-2019 ($44,898 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $47,796
- Income per person
- $27,569
- Below the poverty line
- 23.4%
- Unemployed (of the labor force)
- 8.0%
- Adults 25+ with a bachelor's degree
- 12.7%
- Adjusted gross income per tax return, 2022
- $50,99510,520 returns; wages 69% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 32177?
FHFA's house price index for 32177, built from repeat sales and appraisals of the same homes, rose 173% from 2015 to 2025 and rose 61% from 2020 to 2025, and moved +0.0% in 2025.
- Median home value (owners' estimate)
- $165,500
- Median gross rent
- $951
- Homes owned by their occupants
- 67.1%
- Housing units
- 11,420
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 32177?
683 business establishments had a location in this ZIP code in 2023, 6 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance117
- Retail trade116
- Other services (except public administration)89
- Construction66
- Accommodation and food services56
- Professional, scientific, and technical services44
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 32177?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 32147 | Hollister | 1,353 | – | 6.7 mi |
| 32131 | East Palatka | 5,078 | $69k | 8.5 mi |
| 32189 | Satsuma | 5,593 | $43k | 10.7 mi |
| 32140 | Florahome | 1,479 | $36k | 10.8 mi |
| 32187 | San Mateo | 1,191 | $52k | 12.3 mi |
| 32148 | Interlachen | 12,063 | $45k | 12.7 mi |
| 32193 | Welaka | 1,236 | $57k | 15.4 mi |
| 32043 | Green Cove Springs | 34,562 | $84k | 16.0 mi |
| 32092 | Saint Augustine | 53,071 | $131k | 19.3 mi |
| 32134 | Fort McCoy | 7,442 | $46k | 23.4 mi |
| 32181 | Pomona Park | 2,377 | $47k | 14.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Palatka?
1 more ZIP code carries the postal name Palatka, FL without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 32178 | Putnam County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.