PlainZIP

Green Cove Springs, FL · standard

ZIP Code 32043

Clay County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

24,632
47/sq mi
$84,145
Median income
$337,900
Median home value
29.1%
Bachelor's or higher

The verdict

Green Cove Springs pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 33%
household income, US ZIPs
Top 28%
home value, US ZIPs
47
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32043 against every reporting US ZIP.

ZIP code 32043 is classified by USPS as a standard delivery area and covers roughly 525.2 square miles in Green Cove Springs, Clay County, Florida. The area is home to 24,632 residents, producing a population density of 47 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32043 against Florida and the nation.

On the economic side, the median household income for ZIP 32043 sits at $84,145 (9% above the Florida average), while per-capita income is $40,400. The poverty rate stands at 7.5% and the unemployment rate at 3.3%. On housing, the median home value is $337,900 (10% below the state average) with median rent at $1,545 per month, and 78.7% of occupied units are owner-occupied, a direct signal of whether 32043 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 29.1% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is 34 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clay County, so you can benchmark 32043 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 32043

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 32043.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32043, Green Cove Springs, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

24,632

Population

525.2

Area (sq mi)

47

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32043?

40.2

Median Age

50.8%

Male

49.2%

Female

4.9%

Foreign-Born

White 77.9%
African American 9.3%
Asian 1.7%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.3%
Hispanic or Latino 7.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$84,145

Median Household Income

+9% vs state

$40,400

Per Capita Income

7.5%

Poverty Rate

3.3%

Unemployment Rate

34.4 min

Mean Commute Time

How ZIP 32043 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$84,145 Top 33% higher than 67% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.5%
Bachelor's Degree or Higher 29.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,087

Total Housing Units

13,042

Occupied Units

1,045

Vacant Units

2.61

Avg Household Size

Occupancy Type

Owner 78.7%
Renter 21.3%

$337,900

Median Home Value

-10% vs state

$1,545

Median Rent

2000

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.7%

YoY Change (2024)

290

HPI Index (2000 = 100)

+190%

Total Change Since 2000

Home values in ZIP 32043 have decreased 0.7% over the past year (2024). Since 2000, this ZIP has seen +190% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.1% 196
2021 +16.6% 228
2022 +19.7% 273
2023 +6.8% 292
2024 -0.7% 290

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 700 business establishments in ZIP 32043, employing approximately 6,080 people with a combined annual payroll of $323,252,000.

700

Businesses

6,080

Employees

$323.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 153 21.9%
Professional, scientific, and technical services 98 14.0%
Other services (except public administration) 71 10.1%
Retail trade 70 10.0%
Health care and social assistance 48 6.9%
Administrative and support and waste management and remediation services 46 6.6%
Real estate and rental and leasing 38 5.4%
Manufacturing 32 4.6%
Finance and insurance 32 4.6%
Transportation and warehousing 26 3.7%
Accommodation and food services 26 3.7%
Wholesale trade 22 3.1%
Arts, entertainment, and recreation 16 2.3%
Information 10 1.4%
Educational services 5 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32043 vs 32079 →

ZIP 32043 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32043 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32043 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32043 ranks #2 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32079 Penney Farms, FL 433 5.5 mi
32259 Saint Johns, FL 36,917 12.9 mi

More ZIP Codes in Clay County

32068 standard
Middleburg, FL
Pop: 50,815
32073 standard
Orange Park, FL
Pop: 38,920
32065 standard
Orange Park, FL
Pop: 32,770
32003 standard
Fleming Island, FL
Pop: 27,126
32656 standard
Keystone Heights, FL
Pop: 14,014
32079 standard
Penney Farms, FL
Pop: 433

Related Areas

Clay County Green Cove Springs, FL Florida

Frequently Asked Questions

What county is ZIP code 32043 in? ▼
ZIP code 32043 (Green Cove Springs) is located in Clay County, Florida. Clay County contains multiple ZIP codes, see the full list at /counties/clay-fl.
What is the population of ZIP code 32043? ▼
ZIP code 32043 in Green Cove Springs, FL has a population of 24,632 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32043? ▼
The median household income in ZIP 32043 is $84,145, which is 10% above the national average of $76,288.
What is the average home value in ZIP 32043? ▼
The median home value in ZIP 32043 is $337,900, which is 21% above the national average of $278,155.
What is the demographic makeup of ZIP 32043? ▼
The largest racial group in ZIP 32043 is White at 77.9%. Hispanic or Latino residents make up 7.3% of the population.
How many businesses are in ZIP code 32043? ▼
ZIP code 32043 has 700 business establishments employing approximately 6,080 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32043? ▼
The top industries by establishment count in ZIP 32043 are: Construction (153), Professional, scientific, and technical services (98), Other services (except public administration) (71). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 32043? ▼
According to the FHFA House Price Index, home values in ZIP 32043 decreased by 0.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 190%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32043? ▼
In ZIP code 32043, 57.5% of residents aged 25+ have a high school diploma or higher, and 29.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32043? ▼
The mean commute time for workers in ZIP code 32043 is 34.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32043? ▼
In ZIP code 32043, approximately 78.7% of occupied housing units are owner-occupied and 21.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32043? ▼
The poverty rate in ZIP code 32043 is 7.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Green Cove Springs, FL

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.