Saint Augustine, FL · standard

ZIP Code 32092

St. Johns County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

28,242
87/sq mi
$131,020
Median income
$489,800
Median home value
51.4%
Bachelor's or higher

The verdict

Saint Augustine pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 7%
household income, US ZIPs
Top 13%
home value, US ZIPs
87
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32092 against every reporting US ZIP.

ZIP code 32092 is classified by USPS as a standard delivery area and covers roughly 326.1 square miles in Saint Augustine, St. Johns County, Florida. The area is home to 28,242 residents, producing a population density of 87 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32092 against Florida and the nation.

On the economic side, the median household income for ZIP 32092 sits at $131,020 (70% above the Florida average), while per-capita income is $52,831. The poverty rate stands at 5.4% and the unemployment rate at 2.0%. On housing, the median home value is $489,800 (31% above the state average) with median rent at $2,424 per month, and 87.2% of occupied units are owner-occupied, a direct signal of whether 32092 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 51.4% of adults hold a bachelor's degree or higher, the median age is 42.3, and the average commute is 32 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Johns County, so you can benchmark 32092 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 32092

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 32092.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32092, Saint Augustine, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

28,242

Population

326.1

Area (sq mi)

87

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32092?

42.3

Median Age

48.8%

Male

51.2%

Female

9.5%

Foreign-Born

White 73.6%
African American 6.6%
Asian 3.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.4%
Hispanic or Latino 11.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$131,020

Median Household Income

+70% vs state

$52,831

Per Capita Income

5.4%

Poverty Rate

2.0%

Unemployment Rate

31.9 min

Mean Commute Time

How ZIP 32092 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$131,020 Top 7% higher than 93% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.3%
Bachelor's Degree or Higher 51.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20,220

Total Housing Units

18,425

Occupied Units

1,795

Vacant Units

2.87

Avg Household Size

Occupancy Type

Owner 87.2%
Renter 12.8%

$489,800

Median Home Value

+31% vs state

$2,424

Median Rent

2009

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.0%

YoY Change (2024)

307

HPI Index (2000 = 100)

+207%

Total Change Since 2000

Home values in ZIP 32092 have increased 3.0% over the past year (2024). Since 2000, this ZIP has seen +207% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.5% 192
2021 +16.4% 223
2022 +24.9% 279
2023 +7.1% 299
2024 +3.0% 307

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,058 business establishments in ZIP 32092, employing approximately 9,412 people with a combined annual payroll of $479,436,000.

1,058

Businesses

9,412

Employees

$479.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 183 17.3%
Retail trade 141 13.3%
Construction 118 11.2%
Real estate and rental and leasing 102 9.6%
Administrative and support and waste management and remediation services 91 8.6%
Health care and social assistance 88 8.3%
Other services (except public administration) 78 7.4%
Accommodation and food services 72 6.8%
Finance and insurance 47 4.4%
Wholesale trade 36 3.4%
Transportation and warehousing 36 3.4%
Educational services 22 2.1%
Manufacturing 15 1.4%
Arts, entertainment, and recreation 13 1.2%
Information 8 0.8%
Agriculture, forestry, fishing and hunting 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32092 vs 32084 →

ZIP 32092 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32092 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32092 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32092 ranks #3 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32084 Saint Augustine, FL 29,729 8.8 mi
32095 Saint Augustine, FL 7,302 8.1 mi
32259 Saint Johns, FL 36,917 10.7 mi
32033 Elkton, FL 4,118 10.9 mi

More ZIP Codes in St. Johns County

Frequently Asked Questions

What county is ZIP code 32092 in?
ZIP code 32092 (Saint Augustine) is located in St. Johns County, Florida. St. Johns County contains multiple ZIP codes, see the full list at /counties/st-johns-fl.
What is the population of ZIP code 32092?
ZIP code 32092 in Saint Augustine, FL has a population of 28,242 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32092?
The median household income in ZIP 32092 is $131,020, which is 72% above the national average of $76,288.
What is the average home value in ZIP 32092?
The median home value in ZIP 32092 is $489,800, which is 76% above the national average of $278,155.
What is the demographic makeup of ZIP 32092?
The largest racial group in ZIP 32092 is White at 73.6%. Hispanic or Latino residents make up 11.4% of the population.
How many businesses are in ZIP code 32092?
ZIP code 32092 has 1,058 business establishments employing approximately 9,412 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32092?
The top industries by establishment count in ZIP 32092 are: Professional, scientific, and technical services (183), Retail trade (141), Construction (118). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 32092?
According to the FHFA House Price Index, home values in ZIP 32092 increased by 3.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 207%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32092?
In ZIP code 32092, 69.3% of residents aged 25+ have a high school diploma or higher, and 51.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32092?
The mean commute time for workers in ZIP code 32092 is 31.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32092?
In ZIP code 32092, approximately 87.2% of occupied housing units are owner-occupied and 12.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32092?
The poverty rate in ZIP code 32092 is 5.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Saint Augustine, FL

Verify and explore additional data for this area using these official government sources.