Saint Augustine, FL · standard
ZIP Code 32092
St. Johns County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 28,242
- 87/sq mi
- $131,020
- Median income
- $489,800
- Median home value
- 51.4%
- Bachelor's or higher
The verdict
Saint Augustine pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 7%
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 87
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32092 against every reporting US ZIP.
ZIP code 32092 is classified by USPS as a standard delivery area and covers roughly 326.1 square miles in Saint Augustine, St. Johns County, Florida. The area is home to 28,242 residents, producing a population density of 87 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32092 against Florida and the nation.
On the economic side, the median household income for ZIP 32092 sits at $131,020 (70% above the Florida average), while per-capita income is $52,831. The poverty rate stands at 5.4% and the unemployment rate at 2.0%. On housing, the median home value is $489,800 (31% above the state average) with median rent at $2,424 per month, and 87.2% of occupied units are owner-occupied, a direct signal of whether 32092 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 51.4% of adults hold a bachelor's degree or higher, the median age is 42.3, and the average commute is 32 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Johns County, so you can benchmark 32092 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 32092
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 32092.
- Professional, scientific, and technical services
Professional, scientific, and technical services
183 establishments
- Retail trade
Retail trade
141 establishments
- Construction
Construction
118 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
102 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
91 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32092, Saint Augustine, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
28,242
Population
326.1
Area (sq mi)
87
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32092?
42.3
Median Age
48.8%
Male
51.2%
Female
9.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$131,020
Median Household Income
+70% vs state
$52,831
Per Capita Income
5.4%
Poverty Rate
2.0%
Unemployment Rate
31.9 min
Mean Commute Time
How ZIP 32092 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$131,020 Top 7% higher than 93% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
20,220
Total Housing Units
18,425
Occupied Units
1,795
Vacant Units
2.87
Avg Household Size
Occupancy Type
$489,800
Median Home Value
+31% vs state
$2,424
Median Rent
2009
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.0%
YoY Change (2024)
307
HPI Index (2000 = 100)
+207%
Total Change Since 2000
Home values in ZIP 32092 have increased 3.0% over the past year (2024). Since 2000, this ZIP has seen +207% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.5% | 192 |
| 2021 | +16.4% | 223 |
| 2022 | +24.9% | 279 |
| 2023 | +7.1% | 299 |
| 2024 | +3.0% | 307 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,058 business establishments in ZIP 32092, employing approximately 9,412 people with a combined annual payroll of $479,436,000.
1,058
Businesses
9,412
Employees
$479.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 183 | 17.3% |
| Retail trade | 141 | 13.3% |
| Construction | 118 | 11.2% |
| Real estate and rental and leasing | 102 | 9.6% |
| Administrative and support and waste management and remediation services | 91 | 8.6% |
| Health care and social assistance | 88 | 8.3% |
| Other services (except public administration) | 78 | 7.4% |
| Accommodation and food services | 72 | 6.8% |
| Finance and insurance | 47 | 4.4% |
| Wholesale trade | 36 | 3.4% |
| Transportation and warehousing | 36 | 3.4% |
| Educational services | 22 | 2.1% |
| Manufacturing | 15 | 1.4% |
| Arts, entertainment, and recreation | 13 | 1.2% |
| Information | 8 | 0.8% |
| Agriculture, forestry, fishing and hunting | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32092 vs 32084 →
ZIP 32092 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32259
Saint Johns (32259)
36,917 residents
- 32084
Saint Augustine (32084)
29,729 residents
- 32092
Saint Augustine (32092)
28,242 residents
- 32095 7,302
Saint Augustine (32095)
7,302 residents
- 32033 4,118
Elkton (32033)
4,118 residents
What this shows Among its immediate neighbors, ZIP 32092 ranks #3 by population — useful context the national average alone can't give.
ZIP 32092 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32259
Saint Johns (32259)
$150,736 median income
- 32095
Saint Augustine (32095)
$136,038 median income
- 32092
Saint Augustine (32092)
$131,020 median income
- 32033
Elkton (32033)
$86,185 median income
- 32084
Saint Augustine (32084)
$73,837 median income
What this shows By household income, ZIP 32092 ranks #3 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in St. Johns County
Related Areas
Frequently Asked Questions
What county is ZIP code 32092 in? ▼
What is the population of ZIP code 32092? ▼
What is the median household income in ZIP 32092? ▼
What is the average home value in ZIP 32092? ▼
What is the demographic makeup of ZIP 32092? ▼
How many businesses are in ZIP code 32092? ▼
What are the main industries in ZIP code 32092? ▼
How have home values changed in ZIP code 32092? ▼
What is the education level in ZIP code 32092? ▼
What is the average commute time in ZIP 32092? ▼
What percentage of residents own vs. rent in ZIP 32092? ▼
What is the poverty rate in ZIP code 32092? ▼
ZIP Code Research Guides
Official Data Resources for Saint Augustine, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.