East Palatka, FL · standard
ZIP Code 32131
Putnam County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,701
- 54/sq mi Moderate-density area
- $69,416
- Median income Near-median income area
- $233,100
- Median home value Near-median home value
- 15.6%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
East Palatka pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 46th pct
- household income, US ZIPs
- Top 47%
- home value, US ZIPs
- 54
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32131 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 32131 (East Palatka, FL) rose +6.9% from 2023 to 2024.
ZIP code 32131 covers 87.2 square miles in East Palatka, Putnam County, Florida (a standard USPS delivery area), with a modest 4,701 residents on file, a density of 54 people per square mile, in the New York time zone.
ZIP 32131 reports a modest median household income of $69,416 (10% below the average Florida ZIP), while per-capita income is $35,731. The poverty rate is 15.9%, with unemployment at 5.2%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $233,100 (38% below the average Florida ZIP), and median rent is $1,094; owner occupancy is 76.5%.
Educational attainment sits below the national norm: 15.6% of adults hold a bachelor's degree or higher, the median age is 45, and the average commute is 29 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Putnam County, so 32131 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32131
Top 5 sectors by establishment count in East Palatka, FL
Which industries have the most business establishments in ZIP 32131.
- Construction
Construction
20 establishments
- Retail trade
Retail trade
19 establishments
- Accommodation and food services
Accommodation and food services
14 establishments
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Professional, scientific, and technical services 7
Professional, scientific, and technical services
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32131, East Palatka, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,701
Population
87.2
Area (sq mi)
54
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32131?
45.0
Median Age
57.9%
Male
42.1%
Female
5.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$69,416
Median Household Income
-10% vs state ZIP avg
$35,731
Per Capita Income
15.9%
Poverty Rate
5.2%
Unemployment Rate
29.0 min
Mean Commute Time
How ZIP 32131 ranks among Florida ZIPs
East Palatka, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$69,416 44th percentile higher than 44% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,210housing units
2,210
Total Housing Units
1,918
Occupied Units
292
Vacant Units
2.41
Avg Household Size
Occupancy Type
$233,100
Median Home Value
-38% vs state ZIP avg
$1,094
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 104 business establishments in ZIP 32131, employing approximately 872 people with a combined annual payroll of $31,297,000.
104
Businesses
872
Employees
$31.3M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 20 | 19.2% |
| Retail trade | 19 | 18.3% |
| Accommodation and food services | 14 | 13.5% |
| Other services (except public administration) | 12 | 11.5% |
| Professional, scientific, and technical services | 7 | 6.7% |
| Manufacturing | 6 | 5.8% |
| Real estate and rental and leasing | 6 | 5.8% |
| Administrative and support and waste management and remediation services | 5 | 4.8% |
| Finance and insurance | 4 | 3.9% |
| Utilities | 3 | 2.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32131 vs 32187 →
ZIP 32131 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32177
Palatka (32177)
27,132 residents
- 32189 5,807
Satsuma (32189)
5,807 residents
- 32145 5,456
Hastings (32145)
5,456 residents
- 32131 4,701
East Palatka (32131)
4,701 residents
- 32033 4,118
Elkton (32033)
4,118 residents
- 32187 1,713
San Mateo (32187)
1,713 residents
What this shows Among its immediate neighbors, ZIP 32131 ranks #4 by population - useful context the national average alone can't give.
ZIP 32131 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32033
Elkton (32033)
$86,185 median income
- 32145
Hastings (32145)
$75,557 median income
- 32131
East Palatka (32131)
$69,416 median income
- 32187
San Mateo (32187)
$51,982 median income
- 32177
Palatka (32177)
$47,796 median income
- 32189
Satsuma (32189)
$42,920 median income
What this shows By household income, ZIP 32131 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32131, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,701 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Putnam County
Related Areas
Frequently Asked Questions
What county is ZIP code 32131 in?
ZIP code 32131 (East Palatka) is located in Putnam County, Florida. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-fl.
What is the population of ZIP code 32131?
ZIP code 32131 in East Palatka, FL has a population of 4,701 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32131?
The median household income in ZIP 32131 is $69,416, which is 9% below the national average of $76,288.
What is the average home value in ZIP 32131?
The median home value in ZIP 32131 is $233,100, which is 16% below the national average of $278,155.
What is the demographic makeup of ZIP 32131?
The largest racial group in ZIP 32131 is White at 72.4%. Hispanic or Latino residents make up 11.2% of the population.
How many businesses are in ZIP code 32131?
ZIP code 32131 has 104 business establishments employing approximately 872 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32131?
The top industries by establishment count in ZIP 32131 are: Construction (20), Retail trade (19), Accommodation and food services (14). There are 10 industry sectors represented in total.
What is the education level in ZIP code 32131?
In ZIP code 32131, 51.1% of residents aged 25+ have a high school diploma or higher, and 15.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32131?
The mean commute time for workers in ZIP code 32131 is 29.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32131?
In ZIP code 32131, approximately 76.5% of occupied housing units are owner-occupied and 23.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32131?
The poverty rate in ZIP code 32131 is 15.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32131's numbers, next.
- See how ZIP 32131 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where East Palatka, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.