PlainZIP

East Palatka, FL · standard

ZIP Code 32131

Putnam County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,701
54/sq mi
$69,416
Median income
$233,100
Median home value
15.6%
Bachelor's or higher

The verdict

East Palatka pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

46th pct
household income, US ZIPs
Top 47%
home value, US ZIPs
54
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32131 against every reporting US ZIP.

ZIP code 32131 covers 87.2 square miles in East Palatka, Putnam County, Florida (a standard USPS delivery area), with a modest 4,701 residents on file, a density of 54 people per square mile, in the New York time zone.

ZIP 32131 reports a modest median household income of $69,416 (10% below the Florida average), while per-capita income is $35,731. The poverty rate stands at 15.9% and the unemployment rate at 5.2%. On housing, the median home value is $233,100 (38% below the state average) with median rent at $1,094 per month, and 76.5% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 15.6% of adults hold a bachelor's degree or higher, the median age is 45, and the average commute is 29 minutes. A geography-based comparison follows: 5 ZIP codes within about 10 miles of 32131, plus 6 more within Putnam County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 32131

Top 5 sectors by establishment count in East Palatka, FL

Which industries have the most business establishments in ZIP 32131.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32131, East Palatka, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,701

Population

87.2

Area (sq mi)

54

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32131?

45.0

Median Age

57.9%

Male

42.1%

Female

5.4%

Foreign-Born

White 72.4%
African American 13.4%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.7%
Hispanic or Latino 11.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,416

Median Household Income

-10% vs state

$35,731

Per Capita Income

15.9%

Poverty Rate

5.2%

Unemployment Rate

29.0 min

Mean Commute Time

How ZIP 32131 ranks nationally

East Palatka, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$69,416 46th percentile higher than 46% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.1%
Bachelor's Degree or Higher 15.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,210

Total Housing Units

1,918

Occupied Units

292

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 76.5%
Renter 23.5%

$233,100

Median Home Value

-38% vs state

$1,094

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 104 business establishments in ZIP 32131, employing approximately 872 people with a combined annual payroll of $31,297,000.

104

Businesses

872

Employees

$31.3M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 20 19.2%
Retail trade 19 18.3%
Accommodation and food services 14 13.5%
Other services (except public administration) 12 11.5%
Professional, scientific, and technical services 7 6.7%
Manufacturing 6 5.8%
Real estate and rental and leasing 6 5.8%
Administrative and support and waste management and remediation services 5 4.8%
Finance and insurance 4 3.9%
Utilities 3 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32131 vs 32187 →

ZIP 32131 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32131 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32131 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32131 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32187 San Mateo, FL 1,713 7.2 mi
32177 Palatka, FL 27,132 8.5 mi
32145 Hastings, FL 5,456 8.9 mi
32189 Satsuma, FL 5,807 10.0 mi
32033 Elkton, FL 4,118 10.7 mi

More ZIP Codes in Putnam County

32177 standard
Palatka, FL
Pop: 27,132
32148 standard
Interlachen, FL
Pop: 11,201
32640 standard
Hawthorne, FL
Pop: 10,510
32112 standard
Crescent City, FL
Pop: 7,713
32666 standard
Melrose, FL
Pop: 5,916
32189 standard
Satsuma, FL
Pop: 5,807

Related Areas

Putnam County East Palatka, FL Florida

Frequently Asked Questions

What county is ZIP code 32131 in? ▼
ZIP code 32131 (East Palatka) is located in Putnam County, Florida. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-fl.
What is the population of ZIP code 32131? ▼
ZIP code 32131 in East Palatka, FL has a population of 4,701 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32131? ▼
The median household income in ZIP 32131 is $69,416, which is 9% below the national average of $76,288.
What is the average home value in ZIP 32131? ▼
The median home value in ZIP 32131 is $233,100, which is 16% below the national average of $278,155.
What is the demographic makeup of ZIP 32131? ▼
The largest racial group in ZIP 32131 is White at 72.4%. Hispanic or Latino residents make up 11.2% of the population.
How many businesses are in ZIP code 32131? ▼
ZIP code 32131 has 104 business establishments employing approximately 872 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32131? ▼
The top industries by establishment count in ZIP 32131 are: Construction (20), Retail trade (19), Accommodation and food services (14). There are 10 industry sectors represented in total.
What is the education level in ZIP code 32131? ▼
In ZIP code 32131, 51.1% of residents aged 25+ have a high school diploma or higher, and 15.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32131? ▼
The mean commute time for workers in ZIP code 32131 is 29.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32131? ▼
In ZIP code 32131, approximately 76.5% of occupied housing units are owner-occupied and 23.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32131? ▼
The poverty rate in ZIP code 32131 is 15.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.