Residential delivery area · Florida
ZIP Code 32131: East Palatka, FL
ZIP code 32131 uses the postal name East Palatka, Florida and lies mostly in Putnam County (92% of its land) with the rest in St. Johns County (Census 2020 ZIP-county file). About 5,100 people live there (Census Bureau, ACS 2020-2024). Median household income is $69,416 (Census Bureau, ACS 2020-2024). By Census place, 9% of its land lies in East Palatka (a census-designated place); 91% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- East Palatka · its only residential ZIP
- County
- Putnam County (92%); St. Johns County (8%)
- Census places
- East Palatka census-designated place
- Micro area
- Palatka, FL
- House district
- FL-6 119th Congress
- State
- Florida
- Time zone
- Eastern
- Land area
- 35.8 sq mi · 142 people per sq mi
Where is ZIP code 32131?
32131 centers on 29.678°, -81.564° and covers 35.8 square miles of land plus 10.3 of water. It borders 6 ZIP codes: 32187, 32177, 32145, 32033, 32092, 32110.
The map draws ZIP code areas only. For the streets inside 32131, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 32131 compare with the rest of Putnam County?
| Measure | 32131 | In Putnam County | In FL |
|---|---|---|---|
| People (ACS 2020-2024) | 5,078 | 9th of 16 | 803rd of 1,013 |
| Median household income | $69k | 2nd of 11 | 485th of 819 |
| Median home value | $233k | 3rd of 9 | 690th of 833 |
Its median household income is higher than in 46% of U.S. residential ZIP codes, and it is denser than 59% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 32131?
The 2020 Census counted 4,806 people in 32131; the ACS, which samples households over 2020-2024, estimates 5,078. Between the 2010 and 2020 censuses its population grew 2.2% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 5,078±712 (90% margin)
- 2020 Census count
- 4,806+2.2% since 2010 (4,701)
- Households
- 1,918
- Median age
- 45.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 32131?
Of the 5,078 people the ACS estimates in 32131, 15.9% are under 18 and 28.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (72.0%), then Black (not Hispanic) (13.4%).
- Under 1815.9%
- 18 to 6455.8%
- 65 and older28.4%
- White, not Hispanic72.0%
- Black, not Hispanic13.4%
- Hispanic or Latino11.2%
- Other or two or more3.4%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 32131 earn?
Median household income is $69,416 (ACS 2020-2024), the 2nd highest of the 11 ranked ZIP codes in Putnam County. It rose from $50,835 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $69,416±$10,267
- Income per person
- $35,731
- Below the poverty line
- 15.9%
- Unemployed (of the labor force)
- 5.2%
- Adults 25+ with a bachelor's degree
- 15.6%
- Adjusted gross income per tax return, 2022
- $70,2311,980 returns; wages 60% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 32131?
FHFA's house price index for 32131, built from repeat sales and appraisals of the same homes, rose 115% from 2015 to 2025 and rose 54% from 2020 to 2025, and moved −1.1% in 2025.
- Median home value (owners' estimate)
- $233,100
- Median gross rent
- $1,094
- Homes owned by their occupants
- 76.5%
- Housing units
- 2,210
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 32131?
104 business establishments had a location in this ZIP code in 2023, 22 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction20
- Retail trade19
- Accommodation and food services14
- Other services (except public administration)12
- Professional, scientific, and technical services7
- Manufacturing6
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 32131?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 32187 | San Mateo | 1,191 | $52k | 6.9 mi |
| 32177 | Palatka | 25,645 | $48k | 8.5 mi |
| 32145 | Hastings | 5,759 | $76k | 8.5 mi |
| 32033 | Elkton | 4,556 | $86k | 10.3 mi |
| 32092 | Saint Augustine | 53,071 | $131k | 17.5 mi |
| 32110 | Bunnell | 10,018 | $58k | 20.5 mi |
| 32189 | Satsuma | 5,593 | $43k | 10.2 mi (near) |
| 32181 | Pomona Park | 2,377 | $47k | 12.0 mi (near) |
| 32147 | Hollister | 1,353 | – | 13.7 mi (near) |
| 32157 | Lake Como | 639 | $22k | 15.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.