San Mateo, FL · standard

ZIP Code 32187

Putnam County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,713
28/sq mi
$51,982
Median income
$170,800
Median home value
35.3%
Bachelor's or higher

The verdict

San Mateo pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

17th pct
household income, US ZIPs
35th pct
home value, US ZIPs
28
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32187 against every reporting US ZIP.

ZIP code 32187 is classified by USPS as a standard delivery area and covers roughly 61.6 square miles in San Mateo, Putnam County, Florida. The area is home to 1,713 residents, producing a population density of 28 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32187 against Florida and the nation.

On the economic side, the median household income for ZIP 32187 sits at $51,982 (33% below the Florida average), while per-capita income is $51,716. The poverty rate stands at 11.3% and the unemployment rate at 0.0%. On housing, the median home value is $170,800 (54% below the state average) with median rent at per month, and 93.6% of occupied units are owner-occupied, a direct signal of whether 32187 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 35.3% of adults hold a bachelor's degree or higher, the median age is 57.3, and the average commute is . We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Putnam County, so you can benchmark 32187 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 32187

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 32187.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32187, San Mateo, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,713

Population

61.6

Area (sq mi)

28

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32187?

57.3

Median Age

44.2%

Male

55.8%

Female

0.0%

Foreign-Born

White 97.9%
African American 2.1%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,982

Median Household Income

-33% vs state

$51,716

Per Capita Income

11.3%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 32187 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$51,982 17th percentile higher than 17% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 77.3%
Bachelor's Degree or Higher 35.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

667

Total Housing Units

667

Occupied Units

0

Vacant Units

1.78

Avg Household Size

Occupancy Type

Owner 93.6%
Renter 6.4%

$170,800

Median Home Value

-54% vs state

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 35 business establishments in ZIP 32187, employing approximately 140 people with a combined annual payroll of $3,407,000.

35

Businesses

140

Employees

$3.4M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 12 34.3%
Retail trade 6 17.1%
Other services (except public administration) 5 14.3%
Real estate and rental and leasing 3 8.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32187 vs 32189 →

ZIP 32187 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32187 ranks #5 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32187 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32187 ranks #4 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32189 Satsuma, FL 5,807 6.0 mi
32181 Pomona Park, FL 2,551 5.8 mi
32131 East Palatka, FL 4,701 7.2 mi
32157 Lake Como, FL 407 7.7 mi
32193 Welaka, FL 825 8.5 mi
32145 Hastings, FL 5,456 10.5 mi

More ZIP Codes in Putnam County

Frequently Asked Questions

What county is ZIP code 32187 in?
ZIP code 32187 (San Mateo) is located in Putnam County, Florida. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-fl.
What is the population of ZIP code 32187?
ZIP code 32187 in San Mateo, FL has a population of 1,713 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32187?
The median household income in ZIP 32187 is $51,982, which is 32% below the national average of $76,288.
What is the average home value in ZIP 32187?
The median home value in ZIP 32187 is $170,800, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 32187?
The largest racial group in ZIP 32187 is White at 97.9%.
How many businesses are in ZIP code 32187?
ZIP code 32187 has 35 business establishments employing approximately 140 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32187?
The top industries by establishment count in ZIP 32187 are: Construction (12), Retail trade (6), Other services (except public administration) (5). There are 4 industry sectors represented in total.
What is the education level in ZIP code 32187?
In ZIP code 32187, 77.3% of residents aged 25+ have a high school diploma or higher, and 35.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 32187?
In ZIP code 32187, approximately 93.6% of occupied housing units are owner-occupied and 6.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32187?
The poverty rate in ZIP code 32187 is 11.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for San Mateo, FL

Verify and explore additional data for this area using these official government sources.