PlainZIP

San Mateo, FL · standard

ZIP Code 32187

Putnam County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,713
28/sq mi
$51,982
Median income
$170,800
Median home value
35.3%
Bachelor's or higher

The verdict

San Mateo pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

17th pct
household income, US ZIPs
35th pct
home value, US ZIPs
28
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32187 against every reporting US ZIP.

ZIP code 32187 covers 61.6 square miles in San Mateo, Putnam County, Florida (a standard USPS delivery area), with a modest 1,713 residents on file, a density of 28 people per square mile, in the New York time zone.

ZIP 32187 reports a modest median household income of $51,982 (33% below the Florida average), while per-capita income is $51,716. The poverty rate stands at 11.3% and the unemployment rate at 0.0%. The typical home here is valued at $170,800 (54% below the state average); renters pay a median of - monthly, and 93.6% of units are owner-occupied.

A solid share of residents have a four-year degree: 35.3% of adults hold a bachelor's degree or higher, the median age is 57.3, and the average commute is -. To put 32187 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Putnam County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 32187

Top 5 sectors by establishment count in San Mateo, FL

Which industries have the most business establishments in ZIP 32187.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32187, San Mateo, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,713

Population

61.6

Area (sq mi)

28

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32187?

57.3

Median Age

44.2%

Male

55.8%

Female

0.0%

Foreign-Born

White 97.9%
African American 2.1%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,982

Median Household Income

-33% vs state

$51,716

Per Capita Income

11.3%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 32187 ranks nationally

San Mateo, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$51,982 17th percentile higher than 17% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 77.3%
Bachelor's Degree or Higher 35.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

667

Total Housing Units

667

Occupied Units

0

Vacant Units

1.78

Avg Household Size

Occupancy Type

Owner 93.6%
Renter 6.4%

$170,800

Median Home Value

-54% vs state

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 35 business establishments in ZIP 32187, employing approximately 140 people with a combined annual payroll of $3,407,000.

35

Businesses

140

Employees

$3.4M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 12 34.3%
Retail trade 6 17.1%
Other services (except public administration) 5 14.3%
Real estate and rental and leasing 3 8.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32187 vs 32189 →

ZIP 32187 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32187 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32187 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32187 ranks #4 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32189 Satsuma, FL 5,807 6.0 mi
32181 Pomona Park, FL 2,551 5.8 mi
32131 East Palatka, FL 4,701 7.2 mi
32157 Lake Como, FL 407 7.7 mi
32193 Welaka, FL 825 8.5 mi
32145 Hastings, FL 5,456 10.5 mi

More ZIP Codes in Putnam County

32177 standard
Palatka, FL
Pop: 27,132
32148 standard
Interlachen, FL
Pop: 11,201
32640 standard
Hawthorne, FL
Pop: 10,510
32112 standard
Crescent City, FL
Pop: 7,713
32666 standard
Melrose, FL
Pop: 5,916
32189 standard
Satsuma, FL
Pop: 5,807

Related Areas

Putnam County San Mateo, FL Florida

Frequently Asked Questions

What county is ZIP code 32187 in? ▼
ZIP code 32187 (San Mateo) is located in Putnam County, Florida. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-fl.
What is the population of ZIP code 32187? ▼
ZIP code 32187 in San Mateo, FL has a population of 1,713 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32187? ▼
The median household income in ZIP 32187 is $51,982, which is 32% below the national average of $76,288.
What is the average home value in ZIP 32187? ▼
The median home value in ZIP 32187 is $170,800, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 32187? ▼
The largest racial group in ZIP 32187 is White at 97.9%.
How many businesses are in ZIP code 32187? ▼
ZIP code 32187 has 35 business establishments employing approximately 140 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32187? ▼
The top industries by establishment count in ZIP 32187 are: Construction (12), Retail trade (6), Other services (except public administration) (5). There are 4 industry sectors represented in total.
What is the education level in ZIP code 32187? ▼
In ZIP code 32187, 77.3% of residents aged 25+ have a high school diploma or higher, and 35.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 32187? ▼
In ZIP code 32187, approximately 93.6% of occupied housing units are owner-occupied and 6.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32187? ▼
The poverty rate in ZIP code 32187 is 11.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.