San Mateo, FL · standard
ZIP Code 32187
Putnam County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,713
- 28/sq mi Moderate-density area
- $51,982
- Median income Below-median income area
- $170,800
- Median home value Near-median home value
- 35.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
San Mateo pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 17th pct
- household income, US ZIPs
- 35th pct
- home value, US ZIPs
- 28
- people per sq mi
- 94%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32187 against every reporting US ZIP.
ZIP code 32187 covers 61.6 square miles in San Mateo, Putnam County, Florida (a standard USPS delivery area), with a modest 1,713 residents on file, a density of 28 people per square mile, in the New York time zone.
ZIP 32187 reports a modest median household income of $51,982 (33% below the average Florida ZIP), while per-capita income is $51,716. The poverty rate is 11.3%, with unemployment at 0.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $170,800 (54% below the average Florida ZIP); owner occupancy is 93.6%.
A solid share of residents have a four-year degree: 35.3% of adults hold a bachelor's degree or higher, the median age is 57.3, and the average commute is -. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Putnam County, so 32187 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32187
Top 5 sectors by establishment count in San Mateo, FL
Which industries have the most business establishments in ZIP 32187.
- Construction
Construction
12 establishments
- Retail trade
Retail trade
6 establishments
- Other services (except public administration)
Other services (except public administration)
5 establishments
- Real estate and rental and leasing 3
Real estate and rental and leasing
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32187, San Mateo, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,713
Population
61.6
Area (sq mi)
28
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32187?
57.3
Median Age
44.2%
Male
55.8%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$51,982
Median Household Income
-33% vs state ZIP avg
$51,716
Per Capita Income
11.3%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 32187 ranks among Florida ZIPs
San Mateo, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$51,982 14th percentile higher than 14% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
667housing units
667
Total Housing Units
667
Occupied Units
0
Vacant Units
1.78
Avg Household Size
Occupancy Type
$170,800
Median Home Value
-54% vs state ZIP avg
1993
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 35 business establishments in ZIP 32187, employing approximately 140 people with a combined annual payroll of $3,407,000.
35
Businesses
140
Employees
$3.4M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 12 | 34.3% |
| Retail trade | 6 | 17.1% |
| Other services (except public administration) | 5 | 14.3% |
| Real estate and rental and leasing | 3 | 8.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32187 vs 32189 →
ZIP 32187 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32189
Satsuma (32189)
5,807 residents
- 32145
Hastings (32145)
5,456 residents
- 32131
East Palatka (32131)
4,701 residents
- 32181
Pomona Park (32181)
2,551 residents
- 32187 1,713
San Mateo (32187)
1,713 residents
- 32193 825
Welaka (32193)
825 residents
- 32157 407
Lake Como (32157)
407 residents
What this shows Among its immediate neighbors, ZIP 32187 ranks #5 by population - useful context the national average alone can't give.
ZIP 32187 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32145
Hastings (32145)
$75,557 median income
- 32131
East Palatka (32131)
$69,416 median income
- 32193
Welaka (32193)
$56,528 median income
- 32187
San Mateo (32187)
$51,982 median income
- 32181
Pomona Park (32181)
$47,101 median income
- 32189
Satsuma (32189)
$42,920 median income
- 32157 $22,111
Lake Como (32157)
$22,111 median income
What this shows By household income, ZIP 32187 ranks #4 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32187, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,713 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Putnam County
Related Areas
Frequently Asked Questions
What county is ZIP code 32187 in?
ZIP code 32187 (San Mateo) is located in Putnam County, Florida. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-fl.
What is the population of ZIP code 32187?
ZIP code 32187 in San Mateo, FL has a population of 1,713 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32187?
The median household income in ZIP 32187 is $51,982, which is 32% below the national average of $76,288.
What is the average home value in ZIP 32187?
The median home value in ZIP 32187 is $170,800, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 32187?
The largest racial group in ZIP 32187 is White at 97.9%.
How many businesses are in ZIP code 32187?
ZIP code 32187 has 35 business establishments employing approximately 140 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32187?
The top industries by establishment count in ZIP 32187 are: Construction (12), Retail trade (6), Other services (except public administration) (5). There are 4 industry sectors represented in total.
What is the education level in ZIP code 32187?
In ZIP code 32187, 77.3% of residents aged 25+ have a high school diploma or higher, and 35.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 32187?
In ZIP code 32187, approximately 93.6% of occupied housing units are owner-occupied and 6.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32187?
The poverty rate in ZIP code 32187 is 11.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32187's numbers, next.
- See how ZIP 32187 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where San Mateo, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.