San Mateo, FL · standard
ZIP Code 32187
Putnam County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,713
- 28/sq mi
- $51,982
- Median income
- $170,800
- Median home value
- 35.3%
- Bachelor's or higher
The verdict
San Mateo pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 17th pct
- household income, US ZIPs
- 35th pct
- home value, US ZIPs
- 28
- people per sq mi
- 94%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32187 against every reporting US ZIP.
ZIP code 32187 is classified by USPS as a standard delivery area and covers roughly 61.6 square miles in San Mateo, Putnam County, Florida. The area is home to 1,713 residents, producing a population density of 28 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32187 against Florida and the nation.
On the economic side, the median household income for ZIP 32187 sits at $51,982 (33% below the Florida average), while per-capita income is $51,716. The poverty rate stands at 11.3% and the unemployment rate at 0.0%. On housing, the median home value is $170,800 (54% below the state average) with median rent at — per month, and 93.6% of occupied units are owner-occupied, a direct signal of whether 32187 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 35.3% of adults hold a bachelor's degree or higher, the median age is 57.3, and the average commute is —. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Putnam County, so you can benchmark 32187 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 32187
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 32187.
- Construction
Construction
12 establishments
- Retail trade
Retail trade
6 establishments
- Other services (except public administration)
Other services (except public administration)
5 establishments
- Real estate and rental and leasing 3
Real estate and rental and leasing
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32187, San Mateo, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,713
Population
61.6
Area (sq mi)
28
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32187?
57.3
Median Age
44.2%
Male
55.8%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$51,982
Median Household Income
-33% vs state
$51,716
Per Capita Income
11.3%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 32187 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$51,982 17th percentile higher than 17% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
667
Total Housing Units
667
Occupied Units
0
Vacant Units
1.78
Avg Household Size
Occupancy Type
$170,800
Median Home Value
-54% vs state
1993
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 35 business establishments in ZIP 32187, employing approximately 140 people with a combined annual payroll of $3,407,000.
35
Businesses
140
Employees
$3.4M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 12 | 34.3% |
| Retail trade | 6 | 17.1% |
| Other services (except public administration) | 5 | 14.3% |
| Real estate and rental and leasing | 3 | 8.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32187 vs 32189 →
ZIP 32187 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32189
Satsuma (32189)
5,807 residents
- 32145
Hastings (32145)
5,456 residents
- 32131
East Palatka (32131)
4,701 residents
- 32181
Pomona Park (32181)
2,551 residents
- 32187 1,713
San Mateo (32187)
1,713 residents
- 32193 825
Welaka (32193)
825 residents
- 32157 407
Lake Como (32157)
407 residents
What this shows Among its immediate neighbors, ZIP 32187 ranks #5 by population — useful context the national average alone can't give.
ZIP 32187 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32145
Hastings (32145)
$75,557 median income
- 32131
East Palatka (32131)
$69,416 median income
- 32193
Welaka (32193)
$56,528 median income
- 32187
San Mateo (32187)
$51,982 median income
- 32181
Pomona Park (32181)
$47,101 median income
- 32189
Satsuma (32189)
$42,920 median income
- 32157 $22,111
Lake Como (32157)
$22,111 median income
What this shows By household income, ZIP 32187 ranks #4 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Putnam County
Related Areas
Frequently Asked Questions
What county is ZIP code 32187 in? ▼
What is the population of ZIP code 32187? ▼
What is the median household income in ZIP 32187? ▼
What is the average home value in ZIP 32187? ▼
What is the demographic makeup of ZIP 32187? ▼
How many businesses are in ZIP code 32187? ▼
What are the main industries in ZIP code 32187? ▼
What is the education level in ZIP code 32187? ▼
What percentage of residents own vs. rent in ZIP 32187? ▼
What is the poverty rate in ZIP code 32187? ▼
ZIP Code Research Guides
Official Data Resources for San Mateo, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.