PlainZIP

Lake Como, FL · standard

ZIP Code 32157

Putnam County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

407
100/sq mi
$22,111
Median income
$119,800
Median home value
16.9%
Bachelor's or higher

The verdict

Lake Como pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

1th pct
household income, US ZIPs
16th pct
home value, US ZIPs
100
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32157 against every reporting US ZIP.

ZIP code 32157 is a sparsely populated ZIP (a standard USPS delivery area) in Lake Como, Putnam County, Florida, home to just 407 residents across 4.1 square miles, a density of 100 people per square mile, in the New York time zone.

ZIP 32157 sits on the lower end of the income spectrum: median household income is $22,111 (71% below the Florida average), while per-capita income is $17,773. The poverty rate stands at 27.4% and the unemployment rate at 4.9%. Housing costs here run $119,800 for a typical home value (68% below the state average), with rent averaging - a month; 81.6% of homes are owner-occupied.

Educational attainment sits below the national norm: 16.9% of adults hold a bachelor's degree or higher, the median age is 56.7, and the average commute is -. To put 32157 in local context, 7 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Putnam County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32157, Lake Como, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

407

Population

4.1

Area (sq mi)

100

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32157?

56.7

Median Age

58.5%

Male

41.5%

Female

5.9%

Foreign-Born

White 82.2%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 17.8%
Hispanic or Latino 14.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$22,111

Median Household Income

-71% vs state

$17,773

Per Capita Income

27.4%

Poverty Rate

4.9%

Unemployment Rate

How ZIP 32157 ranks nationally

Lake Como, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$22,111 1st percentile higher than 1% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.5%
Bachelor's Degree or Higher 16.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

453

Total Housing Units

309

Occupied Units

144

Vacant Units

2.07

Avg Household Size

Occupancy Type

Owner 81.6%
Renter 18.4%

$119,800

Median Home Value

-68% vs state

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 32157, employing approximately 14 people with a combined annual payroll of $223,000.

6

Businesses

14

Employees

$223K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 4 66.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32157 vs 32181 →

ZIP 32157 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32157 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32157 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32157 ranks #8 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32181 Pomona Park, FL 2,551 2.8 mi
32112 Crescent City, FL 7,713 3.1 mi
32193 Welaka, FL 825 4.7 mi
32139 Georgetown, FL 1,129 6.7 mi
32187 San Mateo, FL 1,713 7.7 mi
32189 Satsuma, FL 5,807 7.4 mi
32190 Seville, FL 1,170 10.4 mi

More ZIP Codes in Putnam County

32177 standard
Palatka, FL
Pop: 27,132
32148 standard
Interlachen, FL
Pop: 11,201
32640 standard
Hawthorne, FL
Pop: 10,510
32112 standard
Crescent City, FL
Pop: 7,713
32666 standard
Melrose, FL
Pop: 5,916
32189 standard
Satsuma, FL
Pop: 5,807

Related Areas

Putnam County Lake Como, FL Florida

Frequently Asked Questions

What county is ZIP code 32157 in? ▼
ZIP code 32157 (Lake Como) is located in Putnam County, Florida. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-fl.
What is the population of ZIP code 32157? ▼
ZIP code 32157 in Lake Como, FL has a population of 407 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32157? ▼
The median household income in ZIP 32157 is $22,111, which is 71% below the national average of $76,288.
What is the average home value in ZIP 32157? ▼
The median home value in ZIP 32157 is $119,800, which is 57% below the national average of $278,155.
What is the demographic makeup of ZIP 32157? ▼
The largest racial group in ZIP 32157 is White at 82.2%. Hispanic or Latino residents make up 14.4% of the population.
How many businesses are in ZIP code 32157? ▼
ZIP code 32157 has 6 business establishments employing approximately 14 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 32157? ▼
In ZIP code 32157, 66.5% of residents aged 25+ have a high school diploma or higher, and 16.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 32157? ▼
In ZIP code 32157, approximately 81.6% of occupied housing units are owner-occupied and 18.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32157? ▼
The poverty rate in ZIP code 32157 is 27.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.