Ponte Vedra, FL · standard
ZIP Code 32081
St. Johns County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,524
- 46/sq mi Moderate-density area
- $131,624
- Median income Above-median income area
- $642,500
- Median home value Above-median home value
- 72.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Ponte Vedra pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 7%
- household income, US ZIPs
- Top 8%
- home value, US ZIPs
- 46
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32081 against every reporting US ZIP.
ZIP code 32081 covers 99.0 square miles in Ponte Vedra, St. Johns County, Florida (a standard USPS delivery area), with a modest 4,524 residents on file, a density of 46 people per square mile, in the New York time zone.
ZIP 32081 skews affluent, with a median household income of $131,624 (71% above the average Florida ZIP), while per-capita income is $69,197. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.7% and unemployment is 3.9%. Housing is both higher-cost and owner-heavy: median home value is $642,500 (71% above the average Florida ZIP), while 81.7% of occupied homes are owner-occupied and median rent is $3,501.
This is a highly-educated ZIP: 72.0% of adults hold a bachelor's degree or higher, the median age is 41.7, and the average commute is 28 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in St. Johns County, so 32081 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32081
Top 5 sectors by establishment count in Ponte Vedra, FL
Which industries have the most business establishments in ZIP 32081.
- Professional, scientific, and technical services
Professional, scientific, and technical services
134 establishments
- Health care and social assistance
Health care and social assistance
89 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
66 establishments
- Finance and insurance 45
Finance and insurance
45 establishments
- Retail trade 44
Retail trade
44 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32081, Ponte Vedra, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,524
Population
99.0
Area (sq mi)
46
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32081?
41.7
Median Age
50.5%
Male
49.5%
Female
7.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$131,624
Median Household Income
+71% vs state ZIP avg
$69,197
Per Capita Income
5.7%
Poverty Rate
3.9%
Unemployment Rate
28.0 min
Mean Commute Time
How ZIP 32081 ranks among Florida ZIPs
Ponte Vedra, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$131,624 Top 3% higher than 97% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,028housing units
11,028
Total Housing Units
10,657
Occupied Units
371
Vacant Units
2.79
Avg Household Size
Occupancy Type
$642,500
Median Home Value
+71% vs state ZIP avg
$3,501
Median Rent
2015
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 616 business establishments in ZIP 32081, employing approximately 4,073 people with a combined annual payroll of $259,351,000.
616
Businesses
4,073
Employees
$259.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 134 | 21.8% |
| Health care and social assistance | 89 | 14.4% |
| Real estate and rental and leasing | 66 | 10.7% |
| Finance and insurance | 45 | 7.3% |
| Retail trade | 44 | 7.1% |
| Construction | 43 | 7.0% |
| Other services (except public administration) | 36 | 5.8% |
| Administrative and support and waste management and remediation services | 30 | 4.9% |
| Accommodation and food services | 27 | 4.4% |
| Educational services | 23 | 3.7% |
| Wholesale trade | 20 | 3.3% |
| Arts, entertainment, and recreation | 18 | 2.9% |
| Transportation and warehousing | 13 | 2.1% |
| Information | 11 | 1.8% |
| Manufacturing | 9 | 1.5% |
| Management of companies and enterprises | 4 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32081 vs 32082 →
ZIP 32081 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32224
Jacksonville (32224)
38,934 residents
- 32256
Jacksonville (32256)
38,483 residents
- 32082
Ponte Vedra Beach (32082)
28,996 residents
- 32258
Jacksonville (32258)
26,759 residents
- 32095 7,302
Saint Augustine (32095)
7,302 residents
- 32081 4,524
Ponte Vedra (32081)
4,524 residents
What this shows Among its immediate neighbors, ZIP 32081 ranks #6 by population - useful context the national average alone can't give.
ZIP 32081 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32095
Saint Augustine (32095)
$136,038 median income
- 32081
Ponte Vedra (32081)
$131,624 median income
- 32082
Ponte Vedra Beach (32082)
$124,558 median income
- 32258
Jacksonville (32258)
$102,204 median income
- 32224
Jacksonville (32224)
$88,259 median income
- 32256
Jacksonville (32256)
$73,570 median income
What this shows By household income, ZIP 32081 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32081, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,524 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in St. Johns County
Related Areas
Frequently Asked Questions
What county is ZIP code 32081 in?
ZIP code 32081 (Ponte Vedra) is located in St. Johns County, Florida. St. Johns County contains multiple ZIP codes, see the full list at /counties/st-johns-fl.
What is the population of ZIP code 32081?
ZIP code 32081 in Ponte Vedra, FL has a population of 4,524 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32081?
The median household income in ZIP 32081 is $131,624, which is 73% above the national average of $76,288.
What is the average home value in ZIP 32081?
The median home value in ZIP 32081 is $642,500, which is 131% above the national average of $278,155.
What is the demographic makeup of ZIP 32081?
The largest racial group in ZIP 32081 is White at 83.8%. Hispanic or Latino residents make up 8.1% of the population.
How many businesses are in ZIP code 32081?
ZIP code 32081 has 616 business establishments employing approximately 4,073 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32081?
The top industries by establishment count in ZIP 32081 are: Professional, scientific, and technical services (134), Health care and social assistance (89), Real estate and rental and leasing (66). There are 16 industry sectors represented in total.
What is the education level in ZIP code 32081?
In ZIP code 32081, 79.9% of residents aged 25+ have a high school diploma or higher, and 72.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32081?
The mean commute time for workers in ZIP code 32081 is 28.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32081?
In ZIP code 32081, approximately 81.7% of occupied housing units are owner-occupied and 18.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32081?
The poverty rate in ZIP code 32081 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32081's numbers, next.
- See how ZIP 32081 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ponte Vedra, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.