Ponte Vedra, FL · standard
ZIP Code 32081
St. Johns County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,524
- 46/sq mi
- $131,624
- Median income
- $642,500
- Median home value
- 72.0%
- Bachelor's or higher
The verdict
Ponte Vedra pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 7%
- household income, US ZIPs
- Top 8%
- home value, US ZIPs
- 46
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32081 against every reporting US ZIP.
ZIP code 32081 is classified by USPS as a standard delivery area and covers roughly 99.0 square miles in Ponte Vedra, St. Johns County, Florida. The area is home to 4,524 residents, producing a population density of 46 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32081 against Florida and the nation.
On the economic side, the median household income for ZIP 32081 sits at $131,624 (71% above the Florida average), while per-capita income is $69,197. The poverty rate stands at 5.7% and the unemployment rate at 3.9%. On housing, the median home value is $642,500 (71% above the state average) with median rent at $3,501 per month, and 81.7% of occupied units are owner-occupied, a direct signal of whether 32081 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 72.0% of adults hold a bachelor's degree or higher, the median age is 41.7, and the average commute is 28 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Johns County, so you can benchmark 32081 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 32081
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 32081.
- Professional, scientific, and technical services
Professional, scientific, and technical services
134 establishments
- Health care and social assistance
Health care and social assistance
89 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
66 establishments
- Finance and insurance 45
Finance and insurance
45 establishments
- Retail trade 44
Retail trade
44 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32081, Ponte Vedra, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,524
Population
99.0
Area (sq mi)
46
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32081?
41.7
Median Age
50.5%
Male
49.5%
Female
7.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$131,624
Median Household Income
+71% vs state
$69,197
Per Capita Income
5.7%
Poverty Rate
3.9%
Unemployment Rate
28.0 min
Mean Commute Time
How ZIP 32081 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$131,624 Top 7% higher than 93% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
11,028
Total Housing Units
10,657
Occupied Units
371
Vacant Units
2.79
Avg Household Size
Occupancy Type
$642,500
Median Home Value
+71% vs state
$3,501
Median Rent
2015
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 616 business establishments in ZIP 32081, employing approximately 4,073 people with a combined annual payroll of $259,351,000.
616
Businesses
4,073
Employees
$259.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 134 | 21.8% |
| Health care and social assistance | 89 | 14.4% |
| Real estate and rental and leasing | 66 | 10.7% |
| Finance and insurance | 45 | 7.3% |
| Retail trade | 44 | 7.1% |
| Construction | 43 | 7.0% |
| Other services (except public administration) | 36 | 5.8% |
| Administrative and support and waste management and remediation services | 30 | 4.9% |
| Accommodation and food services | 27 | 4.4% |
| Educational services | 23 | 3.7% |
| Wholesale trade | 20 | 3.3% |
| Arts, entertainment, and recreation | 18 | 2.9% |
| Transportation and warehousing | 13 | 2.1% |
| Information | 11 | 1.8% |
| Manufacturing | 9 | 1.5% |
| Management of companies and enterprises | 4 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32081 vs 32082 →
ZIP 32081 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32224
Jacksonville (32224)
38,934 residents
- 32256
Jacksonville (32256)
38,483 residents
- 32082
Ponte Vedra Beach (32082)
28,996 residents
- 32258
Jacksonville (32258)
26,759 residents
- 32095 7,302
Saint Augustine (32095)
7,302 residents
- 32081 4,524
Ponte Vedra (32081)
4,524 residents
What this shows Among its immediate neighbors, ZIP 32081 ranks #6 by population — useful context the national average alone can't give.
ZIP 32081 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32095
Saint Augustine (32095)
$136,038 median income
- 32081
Ponte Vedra (32081)
$131,624 median income
- 32082
Ponte Vedra Beach (32082)
$124,558 median income
- 32258
Jacksonville (32258)
$102,204 median income
- 32224
Jacksonville (32224)
$88,259 median income
- 32256
Jacksonville (32256)
$73,570 median income
What this shows By household income, ZIP 32081 ranks #2 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in St. Johns County
Related Areas
Frequently Asked Questions
What county is ZIP code 32081 in? ▼
What is the population of ZIP code 32081? ▼
What is the median household income in ZIP 32081? ▼
What is the average home value in ZIP 32081? ▼
What is the demographic makeup of ZIP 32081? ▼
How many businesses are in ZIP code 32081? ▼
What are the main industries in ZIP code 32081? ▼
What is the education level in ZIP code 32081? ▼
What is the average commute time in ZIP 32081? ▼
What percentage of residents own vs. rent in ZIP 32081? ▼
What is the poverty rate in ZIP code 32081? ▼
ZIP Code Research Guides
Official Data Resources for Ponte Vedra, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.