Ponte Vedra Beach, FL · standard
ZIP Code 32082
St. Johns County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 28,996
- 337/sq mi High-density area
- $124,558
- Median income Above-median income area
- $792,600
- Median home value Above-median home value
- 70.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Ponte Vedra Beach pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 8%
- household income, US ZIPs
- Top 5%
- home value, US ZIPs
- 337
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32082 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 32082 (Ponte Vedra Beach, FL) rose +8.4% from 2023 to 2024. The all-transactions index moved from 352.1 in 2023 to 381.6 in 2024 (2000 = 100).
ZIP code 32082 is a densely settled ZIP (a standard USPS delivery area) in Ponte Vedra Beach, St. Johns County, Florida, with 28,996 residents across 86.1 square miles, a density of 337 people per square mile, in the New York time zone.
ZIP 32082 skews affluent, with a median household income of $124,558 (62% above the average Florida ZIP), while per-capita income is $93,651. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.4% and unemployment is 1.9%. Housing is both higher-cost and owner-heavy: median home value is $792,600 (111% above the average Florida ZIP), while 83.2% of occupied homes are owner-occupied and median rent is $1,925.
This is a highly-educated ZIP: 70.5% of adults hold a bachelor's degree or higher, the median age is 53.1, and the average commute is 23 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in St. Johns County, so 32082 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32082
Top 5 sectors by establishment count in Ponte Vedra Beach, FL
Which industries have the most business establishments in ZIP 32082.
- Professional, scientific, and technical services
Professional, scientific, and technical services
274 establishments
- Finance and insurance
Finance and insurance
157 establishments
- Health care and social assistance
Health care and social assistance
157 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
147 establishments
- Other services (except public administration)
Other services (except public administration)
110 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32082, Ponte Vedra Beach, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
28,996
Population
86.1
Area (sq mi)
337
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32082?
53.1
Median Age
48.2%
Male
51.8%
Female
9.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$124,558
Median Household Income
+62% vs state ZIP avg
$93,651
Per Capita Income
4.4%
Poverty Rate
1.9%
Unemployment Rate
23.3 min
Mean Commute Time
How ZIP 32082 ranks among Florida ZIPs
Ponte Vedra Beach, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$124,558 Top 5% higher than 95% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
15,158housing units
15,158
Total Housing Units
13,138
Occupied Units
2,020
Vacant Units
2.22
Avg Household Size
Occupancy Type
$792,600
Median Home Value
+111% vs state ZIP avg
$1,925
Median Rent
1990
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.4%
YoY Change (2024)
382
HPI Index (2000 = 100)
+282%
Total Change Since 2000
Home values in ZIP 32082 have increased 8.4% over the past year (2024). Since 2000, this ZIP has seen +282% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.8% | 222 |
| 2021 | +13.0% | 251 |
| 2022 | +24.2% | 312 |
| 2023 | +12.8% | 352 |
| 2024 | +8.4% | 382 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,326 business establishments in ZIP 32082, employing approximately 13,414 people with a combined annual payroll of $961,939,000.
1,326
Businesses
13,414
Employees
$961.9M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 274 | 20.7% |
| Finance and insurance | 157 | 11.8% |
| Health care and social assistance | 157 | 11.8% |
| Real estate and rental and leasing | 147 | 11.1% |
| Other services (except public administration) | 110 | 8.3% |
| Administrative and support and waste management and remediation services | 80 | 6.0% |
| Retail trade | 79 | 6.0% |
| Construction | 77 | 5.8% |
| Accommodation and food services | 66 | 5.0% |
| Wholesale trade | 56 | 4.2% |
| Arts, entertainment, and recreation | 41 | 3.1% |
| Educational services | 24 | 1.8% |
| Transportation and warehousing | 20 | 1.5% |
| Information | 18 | 1.4% |
| Manufacturing | 11 | 0.8% |
| Management of companies and enterprises | 8 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32082 vs 32081 →
ZIP 32082 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32224
Jacksonville (32224)
38,934 residents
- 32256
Jacksonville (32256)
38,483 residents
- 32082
Ponte Vedra Beach (32082)
28,996 residents
- 32095 7,302
Saint Augustine (32095)
7,302 residents
- 32081 4,524
Ponte Vedra (32081)
4,524 residents
What this shows Among its immediate neighbors, ZIP 32082 ranks #3 by population - useful context the national average alone can't give.
ZIP 32082 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32095
Saint Augustine (32095)
$136,038 median income
- 32081
Ponte Vedra (32081)
$131,624 median income
- 32082
Ponte Vedra Beach (32082)
$124,558 median income
- 32224
Jacksonville (32224)
$88,259 median income
- 32256
Jacksonville (32256)
$73,570 median income
What this shows By household income, ZIP 32082 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32082, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (28,996 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in St. Johns County
Related Areas
Frequently Asked Questions
What county is ZIP code 32082 in?
ZIP code 32082 (Ponte Vedra Beach) is located in St. Johns County, Florida. St. Johns County contains multiple ZIP codes, see the full list at /counties/st-johns-fl.
What is the population of ZIP code 32082?
ZIP code 32082 in Ponte Vedra Beach, FL has a population of 28,996 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32082?
The median household income in ZIP 32082 is $124,558, which is 63% above the national average of $76,288.
What is the average home value in ZIP 32082?
The median home value in ZIP 32082 is $792,600, which is 185% above the national average of $278,155.
What is the demographic makeup of ZIP 32082?
The largest racial group in ZIP 32082 is White at 88.4%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 32082?
ZIP code 32082 has 1,326 business establishments employing approximately 13,414 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32082?
The top industries by establishment count in ZIP 32082 are: Professional, scientific, and technical services (274), Finance and insurance (157), Health care and social assistance (157). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 32082?
According to the FHFA House Price Index, home values in ZIP 32082 increased by 8.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 282%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32082?
In ZIP code 32082, 79.5% of residents aged 25+ have a high school diploma or higher, and 70.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32082?
The mean commute time for workers in ZIP code 32082 is 23.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32082?
In ZIP code 32082, approximately 83.2% of occupied housing units are owner-occupied and 16.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32082?
The poverty rate in ZIP code 32082 is 4.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32082's numbers, next.
- See how ZIP 32082 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ponte Vedra Beach, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.