Saint Augustine, FL · standard
ZIP Code 32095
St. Johns County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,302
- 57/sq mi
- $136,038
- Median income
- $525,000
- Median home value
- 56.4%
- Bachelor's or higher
The verdict
Saint Augustine pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 6%
- household income, US ZIPs
- Top 12%
- home value, US ZIPs
- 57
- people per sq mi
- 92%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32095 against every reporting US ZIP.
ZIP code 32095 is classified by USPS as a standard delivery area and covers roughly 129.0 square miles in Saint Augustine, St. Johns County, Florida. The area is home to 7,302 residents, producing a population density of 57 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32095 against Florida and the nation.
On the economic side, the median household income for ZIP 32095 sits at $136,038 (76% above the Florida average), while per-capita income is $58,849. The poverty rate stands at 7.5% and the unemployment rate at 4.6%. On housing, the median home value is $525,000 (40% above the state average) with median rent at $2,676 per month, and 92.0% of occupied units are owner-occupied, a direct signal of whether 32095 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 56.4% of adults hold a bachelor's degree or higher, the median age is 42.7, and the average commute is 29 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Johns County, so you can benchmark 32095 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 32095
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 32095.
- Professional, scientific, and technical services
Professional, scientific, and technical services
88 establishments
- Construction
Construction
73 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
53 establishments
- Retail trade
Retail trade
52 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
49 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32095, Saint Augustine, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
7,302
Population
129.0
Area (sq mi)
57
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32095?
42.7
Median Age
48.0%
Male
52.0%
Female
15.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$136,038
Median Household Income
+76% vs state
$58,849
Per Capita Income
7.5%
Poverty Rate
4.6%
Unemployment Rate
29.0 min
Mean Commute Time
How ZIP 32095 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$136,038 Top 6% higher than 94% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
8,149
Total Housing Units
7,302
Occupied Units
847
Vacant Units
2.88
Avg Household Size
Occupancy Type
$525,000
Median Home Value
+40% vs state
$2,676
Median Rent
2014
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+21.1%
YoY Change (2024)
416
HPI Index (2000 = 100)
+316%
Total Change Since 2000
Home values in ZIP 32095 have increased 21.1% over the past year (2024). Since 2000, this ZIP has seen +316% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -2.0% | 214 |
| 2021 | +22.4% | 261 |
| 2022 | +23.3% | 322 |
| 2023 | +6.6% | 343 |
| 2024 | +21.1% | 416 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 572 business establishments in ZIP 32095, employing approximately 4,148 people with a combined annual payroll of $229,202,000.
572
Businesses
4,148
Employees
$229.2M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 88 | 15.4% |
| Construction | 73 | 12.8% |
| Administrative and support and waste management and remediation services | 53 | 9.3% |
| Retail trade | 52 | 9.1% |
| Real estate and rental and leasing | 49 | 8.6% |
| Health care and social assistance | 47 | 8.2% |
| Accommodation and food services | 42 | 7.3% |
| Other services (except public administration) | 36 | 6.3% |
| Transportation and warehousing | 28 | 4.9% |
| Finance and insurance | 26 | 4.5% |
| Wholesale trade | 21 | 3.7% |
| Educational services | 21 | 3.7% |
| Manufacturing | 14 | 2.5% |
| Information | 11 | 1.9% |
| Arts, entertainment, and recreation | 10 | 1.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32095 vs 32081 →
ZIP 32095 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32084
Saint Augustine (32084)
29,729 residents
- 32082
Ponte Vedra Beach (32082)
28,996 residents
- 32092
Saint Augustine (32092)
28,242 residents
- 32258
Jacksonville (32258)
26,759 residents
- 32095 7,302
Saint Augustine (32095)
7,302 residents
- 32081 4,524
Ponte Vedra (32081)
4,524 residents
What this shows Among its immediate neighbors, ZIP 32095 ranks #5 by population — useful context the national average alone can't give.
ZIP 32095 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32095
Saint Augustine (32095)
$136,038 median income
- 32081
Ponte Vedra (32081)
$131,624 median income
- 32092
Saint Augustine (32092)
$131,020 median income
- 32082
Ponte Vedra Beach (32082)
$124,558 median income
- 32258
Jacksonville (32258)
$102,204 median income
- 32084
Saint Augustine (32084)
$73,837 median income
What this shows By household income, ZIP 32095 ranks the highest of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in St. Johns County
Related Areas
Frequently Asked Questions
What county is ZIP code 32095 in? ▼
What is the population of ZIP code 32095? ▼
What is the median household income in ZIP 32095? ▼
What is the average home value in ZIP 32095? ▼
What is the demographic makeup of ZIP 32095? ▼
How many businesses are in ZIP code 32095? ▼
What are the main industries in ZIP code 32095? ▼
How have home values changed in ZIP code 32095? ▼
What is the education level in ZIP code 32095? ▼
What is the average commute time in ZIP 32095? ▼
What percentage of residents own vs. rent in ZIP 32095? ▼
What is the poverty rate in ZIP code 32095? ▼
ZIP Code Research Guides
Official Data Resources for Saint Augustine, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.