PlainZIP

Middleburg, FL · standard

ZIP Code 32068

Clay County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

50,815
194/sq mi
$84,431
Median income
$289,500
Median home value
22.7%
Bachelor's or higher

The verdict

Middleburg pairs an above-median household income with above-median home values, in a rural, homeowner-dominated and unusually populous area.

Top 33%
household income, US ZIPs
Top 35%
home value, US ZIPs
194
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32068 against every reporting US ZIP.

ZIP code 32068 is classified by USPS as a standard delivery area and covers roughly 261.8 square miles in Middleburg, Clay County, Florida. The area is home to 50,815 residents, producing a population density of 194 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32068 against Florida and the nation.

On the economic side, the median household income for ZIP 32068 sits at $84,431 (9% above the Florida average), while per-capita income is $36,022. The poverty rate stands at 9.3% and the unemployment rate at 4.2%. On housing, the median home value is $289,500 (23% below the state average) with median rent at $1,391 per month, and 79.3% of occupied units are owner-occupied, a direct signal of whether 32068 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 22.7% of adults hold a bachelor's degree or higher, the median age is 38.8, and the average commute is 32 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clay County, so you can benchmark 32068 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 32068

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 32068.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32068, Middleburg, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

50,815

Population

261.8

Area (sq mi)

194

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32068?

38.8

Median Age

49.3%

Male

50.7%

Female

7.6%

Foreign-Born

White 74.2%
African American 7.4%
Asian 1.8%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.4%
Two or More Ethnicities 11.3%
Hispanic or Latino 12.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$84,431

Median Household Income

+9% vs state

$36,022

Per Capita Income

9.3%

Poverty Rate

4.2%

Unemployment Rate

32.4 min

Mean Commute Time

How ZIP 32068 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$84,431 Top 33% higher than 67% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.4%
Bachelor's Degree or Higher 22.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,932

Total Housing Units

20,769

Occupied Units

1,163

Vacant Units

2.84

Avg Household Size

Occupancy Type

Owner 79.3%
Renter 20.7%

$289,500

Median Home Value

-23% vs state

$1,391

Median Rent

1998

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.5%

YoY Change (2024)

296

HPI Index (2000 = 100)

+196%

Total Change Since 2000

Home values in ZIP 32068 have increased 1.5% over the past year (2024). Since 2000, this ZIP has seen +196% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 194
2021 +15.6% 225
2022 +21.5% 273
2023 +7.0% 292
2024 +1.5% 296

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 782 business establishments in ZIP 32068, employing approximately 6,519 people with a combined annual payroll of $265,989,000.

782

Businesses

6,519

Employees

$266.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 183 23.4%
Retail trade 93 11.9%
Health care and social assistance 92 11.8%
Other services (except public administration) 83 10.6%
Professional, scientific, and technical services 67 8.6%
Accommodation and food services 59 7.5%
Administrative and support and waste management and remediation services 54 6.9%
Real estate and rental and leasing 40 5.1%
Transportation and warehousing 36 4.6%
Finance and insurance 23 2.9%
Wholesale trade 11 1.4%
Information 11 1.4%
Manufacturing 9 1.1%
Educational services 8 1.0%
Agriculture, forestry, fishing and hunting 7 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32068 vs 32065 →

ZIP 32068 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32068 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32068 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32068 ranks #4 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32065 Orange Park, FL 32,770 6.9 mi
32079 Penney Farms, FL 433 8.3 mi
32222 Jacksonville, FL 8,691 10.1 mi
32073 Orange Park, FL 38,920 10.7 mi
32234 Jacksonville, FL 6,606 11.1 mi
32244 Jacksonville, FL 57,369 12.3 mi

More ZIP Codes in Clay County

32073 standard
Orange Park, FL
Pop: 38,920
32065 standard
Orange Park, FL
Pop: 32,770
32003 standard
Fleming Island, FL
Pop: 27,126
32043 standard
Green Cove Springs, FL
Pop: 24,632
32656 standard
Keystone Heights, FL
Pop: 14,014
32079 standard
Penney Farms, FL
Pop: 433

Related Areas

Clay County Middleburg, FL Florida

Frequently Asked Questions

What county is ZIP code 32068 in? ▼
ZIP code 32068 (Middleburg) is located in Clay County, Florida. Clay County contains multiple ZIP codes, see the full list at /counties/clay-fl.
What is the population of ZIP code 32068? ▼
ZIP code 32068 in Middleburg, FL has a population of 50,815 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32068? ▼
The median household income in ZIP 32068 is $84,431, which is 11% above the national average of $76,288.
What is the average home value in ZIP 32068? ▼
The median home value in ZIP 32068 is $289,500, which is 4% above the national average of $278,155.
What is the demographic makeup of ZIP 32068? ▼
The largest racial group in ZIP 32068 is White at 74.2%. Hispanic or Latino residents make up 12.8% of the population.
How many businesses are in ZIP code 32068? ▼
ZIP code 32068 has 782 business establishments employing approximately 6,519 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32068? ▼
The top industries by establishment count in ZIP 32068 are: Construction (183), Retail trade (93), Health care and social assistance (92). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 32068? ▼
According to the FHFA House Price Index, home values in ZIP 32068 increased by 1.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 196%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32068? ▼
In ZIP code 32068, 55.4% of residents aged 25+ have a high school diploma or higher, and 22.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32068? ▼
The mean commute time for workers in ZIP code 32068 is 32.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32068? ▼
In ZIP code 32068, approximately 79.3% of occupied housing units are owner-occupied and 20.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32068? ▼
The poverty rate in ZIP code 32068 is 9.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Middleburg, FL

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.