Fleming Island, FL · standard
ZIP Code 32003
Clay County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 27,126
- 661/sq mi High-density area
- $116,611
- Median income Above-median income area
- $422,400
- Median home value Above-median home value
- 49.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Fleming Island pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 11%
- household income, US ZIPs
- Top 19%
- home value, US ZIPs
- 661
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32003 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 32003 (Fleming Island, FL) rose +7.7% from 2023 to 2024. The all-transactions index moved from 270.3 in 2023 to 291.0 in 2024 (2000 = 100).
ZIP code 32003 is a densely settled ZIP (a standard USPS delivery area) in Fleming Island, Clay County, Florida, with 27,126 residents across 41.0 square miles, a density of 661 people per square mile, in the New York time zone.
ZIP 32003 skews affluent, with a median household income of $116,611 (51% above the average Florida ZIP), while per-capita income is $56,270. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.7% and unemployment is 2.7%. Median home value is $422,400 (13% above the average Florida ZIP) and median rent is $1,935; 85.3% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 49.6% of adults hold a bachelor's degree or higher, the median age is 47.7, and the average commute is 30 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Clay County, so 32003 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32003
Top 5 sectors by establishment count in Fleming Island, FL
Which industries have the most business establishments in ZIP 32003.
- Health care and social assistance
Health care and social assistance
135 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
105 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
69 establishments
- Other services (except public administration)
Other services (except public administration)
65 establishments
- Retail trade
Retail trade
64 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32003, Fleming Island, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
27,126
Population
41.0
Area (sq mi)
661
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32003?
47.7
Median Age
49.6%
Male
50.4%
Female
7.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$116,611
Median Household Income
+51% vs state ZIP avg
$56,270
Per Capita Income
5.7%
Poverty Rate
2.7%
Unemployment Rate
30.0 min
Mean Commute Time
How ZIP 32003 ranks among Florida ZIPs
Fleming Island, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$116,611 Top 8% higher than 92% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
12,043housing units
12,043
Total Housing Units
11,470
Occupied Units
573
Vacant Units
2.57
Avg Household Size
Occupancy Type
$422,400
Median Home Value
+13% vs state ZIP avg
$1,935
Median Rent
2001
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.7%
YoY Change (2024)
291
HPI Index (2000 = 100)
+191%
Total Change Since 2000
Home values in ZIP 32003 have increased 7.7% over the past year (2024). Since 2000, this ZIP has seen +191% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.0% | 184 |
| 2021 | +16.5% | 214 |
| 2022 | +18.3% | 254 |
| 2023 | +6.6% | 270 |
| 2024 | +7.7% | 291 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 725 business establishments in ZIP 32003, employing approximately 7,732 people with a combined annual payroll of $371,925,000.
725
Businesses
7,732
Employees
$371.9M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 135 | 18.6% |
| Professional, scientific, and technical services | 105 | 14.5% |
| Real estate and rental and leasing | 69 | 9.5% |
| Other services (except public administration) | 65 | 9.0% |
| Retail trade | 64 | 8.8% |
| Accommodation and food services | 63 | 8.7% |
| Construction | 62 | 8.6% |
| Administrative and support and waste management and remediation services | 42 | 5.8% |
| Finance and insurance | 36 | 5.0% |
| Transportation and warehousing | 21 | 2.9% |
| Arts, entertainment, and recreation | 18 | 2.5% |
| Educational services | 13 | 1.8% |
| Wholesale trade | 11 | 1.5% |
| Information | 11 | 1.5% |
| Manufacturing | 5 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32003 vs 32073 →
ZIP 32003 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32244
Jacksonville (32244)
57,369 residents
- 32073
Orange Park (32073)
38,920 residents
- 32259
Saint Johns (32259)
36,917 residents
- 32257
Jacksonville (32257)
36,430 residents
- 32065
Orange Park (32065)
32,770 residents
- 32003
Fleming Island (32003)
27,126 residents
- 32223
Jacksonville (32223)
23,980 residents
- 32217 18,817
Jacksonville (32217)
18,817 residents
- 32222 8,691
Jacksonville (32222)
8,691 residents
What this shows Among its immediate neighbors, ZIP 32003 ranks #6 by population - useful context the national average alone can't give.
ZIP 32003 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32259
Saint Johns (32259)
$150,736 median income
- 32003
Fleming Island (32003)
$116,611 median income
- 32065
Orange Park (32065)
$97,455 median income
- 32223
Jacksonville (32223)
$95,347 median income
- 32222
Jacksonville (32222)
$85,649 median income
- 32073
Orange Park (32073)
$76,455 median income
- 32257
Jacksonville (32257)
$75,780 median income
- 32217
Jacksonville (32217)
$73,832 median income
- 32244
Jacksonville (32244)
$62,204 median income
What this shows By household income, ZIP 32003 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 32073 | Orange Park, FL | 38,920 | 5.2 mi |
| 32223 | Jacksonville, FL | 23,980 | 5.5 mi |
| 32065 | Orange Park, FL | 32,770 | 6.4 mi |
| 32259 | Saint Johns, FL | 36,917 | 7.6 mi |
| 32212 | Jacksonville, FL | 1,959 | 8.6 mi |
| 32244 | Jacksonville, FL | 57,369 | 8.6 mi |
| 32257 | Jacksonville, FL | 36,430 | 9.0 mi |
| 32079 | Penney Farms, FL | 433 | 10.0 mi |
| 32217 | Jacksonville, FL | 18,817 | 11.0 mi |
| 32222 | Jacksonville, FL | 8,691 | 10.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32003, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (27,126 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Clay County
Related Areas
Frequently Asked Questions
What county is ZIP code 32003 in?
ZIP code 32003 (Fleming Island) is located in Clay County, Florida. Clay County contains multiple ZIP codes, see the full list at /counties/clay-fl.
What is the population of ZIP code 32003?
ZIP code 32003 in Fleming Island, FL has a population of 27,126 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32003?
The median household income in ZIP 32003 is $116,611, which is 53% above the national average of $76,288.
What is the average home value in ZIP 32003?
The median home value in ZIP 32003 is $422,400, which is 52% above the national average of $278,155.
What is the demographic makeup of ZIP 32003?
The largest racial group in ZIP 32003 is White at 79.9%. Hispanic or Latino residents make up 11.2% of the population.
How many businesses are in ZIP code 32003?
ZIP code 32003 has 725 business establishments employing approximately 7,732 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32003?
The top industries by establishment count in ZIP 32003 are: Health care and social assistance (135), Professional, scientific, and technical services (105), Real estate and rental and leasing (69). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 32003?
According to the FHFA House Price Index, home values in ZIP 32003 increased by 7.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 191%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32003?
In ZIP code 32003, 66.7% of residents aged 25+ have a high school diploma or higher, and 49.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32003?
The mean commute time for workers in ZIP code 32003 is 30.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32003?
In ZIP code 32003, approximately 85.3% of occupied housing units are owner-occupied and 14.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32003?
The poverty rate in ZIP code 32003 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32003's numbers, next.
- See how ZIP 32003 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fleming Island, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.