Dunnellon, FL · standard

ZIP Code 34431

Marion County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 13, 2026

7,815
28/sq mi: $56,534
Median income: $215,500
Median home value: 17.6%
Bachelor's or higher

The verdict

Dunnellon pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

23th pct
household income, US ZIPs: 48th pct
home value, US ZIPs: 28
people per sq mi: 91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34431 against every reporting US ZIP.

ZIP code 34431 is classified by USPS as a standard delivery area and covers roughly 283.2 square miles in Dunnellon, Marion County, Florida. The area is home to 7,815 residents, producing a population density of 28 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34431 against Florida and the nation.

On the economic side, the median household income for ZIP 34431 sits at $56,534 (27% below the Florida average), while per-capita income is $31,139. The poverty rate stands at 13.5% and the unemployment rate at 5.3%. On housing, the median home value is $215,500 (43% below the state average) with median rent at $981 per month, and 91.1% of occupied units are owner-occupied, a direct signal of whether 34431 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.6% of adults hold a bachelor's degree or higher, the median age is 52.9, and the average commute is 33 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Marion County, so you can benchmark 34431 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 34431

Construction

20
Administrative and support and waste management and remediation services

14
Other services (except public administration)

14
Professional, scientific, and technical services

13
Retail trade

11

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34431, Dunnellon, FL · 2023 Accessed 2026-06-13 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

7,815

Population

283.2

Area (sq mi)

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 34431?

52.9

Median Age

48.3%

Male

51.7%

Female

2.3%

Foreign-Born

White 83.1%

African American 5.8%

Asian 1.0%

American Indian or Alaska Native 0.0%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 9.2%

Hispanic or Latino 10.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,534

Median Household Income

-27% vs state

$31,139

Per Capita Income

13.5%

Poverty Rate

5.3%

Unemployment Rate

32.8 min

Mean Commute Time

How ZIP 34431 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$56,534 23rd percentile higher than 23% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.6%

Bachelor's Degree or Higher 17.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,922

Total Housing Units

4,138

Occupied Units

784

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 91.1%

Renter 8.9%

$215,500

Median Home Value

-43% vs state

$981

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-2.1%

YoY Change (2024)

374

HPI Index (2000 = 100)

+274%

Total Change Since 2000

Home values in ZIP 34431 have decreased 2.1% over the past year (2024). Since 2000, this ZIP has seen +274% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+8.5%	221
2021	+21.6%	269
2022	+29.3%	347
2023	+10.2%	382
2024	-2.1%	374

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 118 business establishments in ZIP 34431, employing approximately 585 people with a combined annual payroll of $17,687,000.

118

Businesses

585

Employees

$17.7M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Construction	20	16.9%
Administrative and support and waste management and remediation services	14	11.9%
Other services (except public administration)	14	11.9%
Professional, scientific, and technical services	13	11.0%
Retail trade	11	9.3%
Health care and social assistance	11	9.3%
Transportation and warehousing	8	6.8%
Accommodation and food services	7	5.9%
Real estate and rental and leasing	5	4.2%
Information	4	3.4%
Arts, entertainment, and recreation	4	3.4%
Wholesale trade	3	2.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34431 vs 34433 →

34434

8,191
34431

7,815
34433

6,647
32668

5,082
34449

2,809

What this shows Among its immediate neighbors, ZIP 34431 ranks #2 by population — useful context the national average alone can't give.

34434

$68,939
34433

$58,946
32668

$58,299
34431

$56,534
34449

$43,656

What this shows By household income, ZIP 34431 ranks #4 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

ZIP Code	City	Population	Distance
34433	Dunnellon, FL	6,647	9.8 mi
32668	Morriston, FL	5,082	9.1 mi
34449	Inglis, FL	2,809	9.7 mi
34434	Dunnellon, FL	8,191	11.4 mi

More ZIP Codes in Marion County

Marion County Dunnellon, FL Florida

Frequently Asked Questions

What county is ZIP code 34431 in? ▼

ZIP code 34431 (Dunnellon) is located in Marion County, Florida. Marion County contains multiple ZIP codes, see the full list at /counties/marion-fl.

What is the population of ZIP code 34431? ▼

ZIP code 34431 in Dunnellon, FL has a population of 7,815 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 34431? ▼

The median household income in ZIP 34431 is $56,534, which is 26% below the national average of $76,288.

What is the average home value in ZIP 34431? ▼

The median home value in ZIP 34431 is $215,500, which is 23% below the national average of $278,155.

What is the demographic makeup of ZIP 34431? ▼

The largest racial group in ZIP 34431 is White at 83.1%. Hispanic or Latino residents make up 10.4% of the population.

How many businesses are in ZIP code 34431? ▼

ZIP code 34431 has 118 business establishments employing approximately 585 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 34431? ▼

The top industries by establishment count in ZIP 34431 are: Construction (20), Administrative and support and waste management and remediation services (14), Other services (except public administration) (14). There are 12 industry sectors represented in total.

How have home values changed in ZIP code 34431? ▼

According to the FHFA House Price Index, home values in ZIP 34431 decreased by 2.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 274%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 34431? ▼

In ZIP code 34431, 51.6% of residents aged 25+ have a high school diploma or higher, and 17.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 34431? ▼

The mean commute time for workers in ZIP code 34431 is 32.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 34431? ▼

In ZIP code 34431, approximately 91.1% of occupied housing units are owner-occupied and 8.9% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 34431? ▼

The poverty rate in ZIP code 34431 is 13.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.