Dunnellon, FL · standard
ZIP Code 34431
Marion County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,815
- 28/sq mi Moderate-density area
- $56,534
- Median income Below-median income area
- $215,500
- Median home value Near-median home value
- 17.6%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Dunnellon pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 23rd pct
- household income, US ZIPs
- 48th pct
- home value, US ZIPs
- 28
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34431 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 34431 (Dunnellon, FL) fell -2.1% from 2023 to 2024. The all-transactions index moved from 382.4 in 2023 to 374.2 in 2024 (2000 = 100).
ZIP code 34431 is a mid-sized community (a standard USPS delivery area) in Dunnellon, Marion County, Florida, home to 7,815 residents across 283.2 square miles, a density of 28 people per square mile, in the New York time zone.
ZIP 34431 reports a modest median household income of $56,534 (27% below the average Florida ZIP), while per-capita income is $31,139. The poverty rate is 13.5%, with unemployment at 5.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $215,500 (43% below the average Florida ZIP), and median rent is $981; owner occupancy is 91.1%.
Educational attainment sits below the national norm: 17.6% of adults hold a bachelor's degree or higher, the median age is 52.9, and the average commute is 33 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Marion County, so 34431 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 34431
Top 5 sectors by establishment count in Dunnellon, FL
Which industries have the most business establishments in ZIP 34431.
- Construction
Construction
20 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
14 establishments
- Other services (except public administration)
Other services (except public administration)
14 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
13 establishments
- Retail trade
Retail trade
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34431, Dunnellon, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,815
Population
283.2
Area (sq mi)
28
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34431?
52.9
Median Age
48.3%
Male
51.7%
Female
2.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$56,534
Median Household Income
-27% vs state ZIP avg
$31,139
Per Capita Income
13.5%
Poverty Rate
5.3%
Unemployment Rate
32.8 min
Mean Commute Time
How ZIP 34431 ranks among Florida ZIPs
Dunnellon, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$56,534 20th percentile higher than 20% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,922housing units
4,922
Total Housing Units
4,138
Occupied Units
784
Vacant Units
2.36
Avg Household Size
Occupancy Type
$215,500
Median Home Value
-43% vs state ZIP avg
$981
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-2.1%
YoY Change (2024)
374
HPI Index (2000 = 100)
+274%
Total Change Since 2000
Home values in ZIP 34431 have decreased 2.1% over the past year (2024). Since 2000, this ZIP has seen +274% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.5% | 221 |
| 2021 | +21.6% | 269 |
| 2022 | +29.3% | 347 |
| 2023 | +10.2% | 382 |
| 2024 | -2.1% | 374 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 118 business establishments in ZIP 34431, employing approximately 585 people with a combined annual payroll of $17,687,000.
118
Businesses
585
Employees
$17.7M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 20 | 16.9% |
| Administrative and support and waste management and remediation services | 14 | 11.9% |
| Other services (except public administration) | 14 | 11.9% |
| Professional, scientific, and technical services | 13 | 11.0% |
| Retail trade | 11 | 9.3% |
| Health care and social assistance | 11 | 9.3% |
| Transportation and warehousing | 8 | 6.8% |
| Accommodation and food services | 7 | 5.9% |
| Real estate and rental and leasing | 5 | 4.2% |
| Information | 4 | 3.4% |
| Arts, entertainment, and recreation | 4 | 3.4% |
| Wholesale trade | 3 | 2.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34431 vs 34433 →
ZIP 34431 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34434
Dunnellon (34434)
8,191 residents
- 34431
Dunnellon (34431)
7,815 residents
- 34433
Dunnellon (34433)
6,647 residents
- 32668
Morriston (32668)
5,082 residents
- 34449 2,809
Inglis (34449)
2,809 residents
What this shows Among its immediate neighbors, ZIP 34431 ranks #2 by population - useful context the national average alone can't give.
ZIP 34431 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34434
Dunnellon (34434)
$68,939 median income
- 34433
Dunnellon (34433)
$58,946 median income
- 32668
Morriston (32668)
$58,299 median income
- 34431
Dunnellon (34431)
$56,534 median income
- 34449
Inglis (34449)
$43,656 median income
What this shows By household income, ZIP 34431 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 34431, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,815 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Marion County
Related Areas
Frequently Asked Questions
What county is ZIP code 34431 in?
ZIP code 34431 (Dunnellon) is located in Marion County, Florida. Marion County contains multiple ZIP codes, see the full list at /counties/marion-fl.
What is the population of ZIP code 34431?
ZIP code 34431 in Dunnellon, FL has a population of 7,815 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34431?
The median household income in ZIP 34431 is $56,534, which is 26% below the national average of $76,288.
What is the average home value in ZIP 34431?
The median home value in ZIP 34431 is $215,500, which is 23% below the national average of $278,155.
What is the demographic makeup of ZIP 34431?
The largest racial group in ZIP 34431 is White at 83.1%. Hispanic or Latino residents make up 10.4% of the population.
How many businesses are in ZIP code 34431?
ZIP code 34431 has 118 business establishments employing approximately 585 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34431?
The top industries by establishment count in ZIP 34431 are: Construction (20), Administrative and support and waste management and remediation services (14), Other services (except public administration) (14). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 34431?
According to the FHFA House Price Index, home values in ZIP 34431 decreased by 2.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 274%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34431?
In ZIP code 34431, 51.6% of residents aged 25+ have a high school diploma or higher, and 17.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34431?
The mean commute time for workers in ZIP code 34431 is 32.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34431?
In ZIP code 34431, approximately 91.1% of occupied housing units are owner-occupied and 8.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34431?
The poverty rate in ZIP code 34431 is 13.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 34431's numbers, next.
- See how ZIP 34431 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Dunnellon, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.