Residential delivery area · Florida
ZIP Code 34428: Crystal River, FL
ZIP code 34428 uses the postal name Crystal River, Florida and lies entirely in Citrus County (Census 2020 ZIP-county file). About 10,000 people live there (Census Bureau, ACS 2020-2024), the more populous of Crystal River's 2 residential ZIP codes. Median household income is $50,779 (Census Bureau, ACS 2020-2024). By Census place, 6% of its land lies in Crystal River; 94% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Crystal River · 2 residential ZIPs
- County
- Citrus County
- Census places
- Crystal River
- Metro area
- Homosassa Springs, FL
- House district
- FL-12 119th Congress
- State
- Florida
- Time zone
- Eastern
- Land area
- 67.1 sq mi · 151 people per sq mi
- PO Box ZIPs
- 34423 also use the name Crystal River
Where is ZIP code 34428?
34428 centers on 28.957°, -82.648° and covers 67.1 square miles of land plus 14.2 of water. It borders 5 ZIP codes: 34429, 34433, 34465, 34449, 34431.
The map draws ZIP code areas only. For the streets inside 34428, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 34428 compare with the rest of Crystal River?
| Measure | 34428 | In Crystal River | In Citrus County | In FL |
|---|---|---|---|---|
| People (ACS 2020-2024) | 10,163 | 1st of 2 | 10th of 16 | 704th of 1,013 |
| Median household income | $51k | 2nd of 2 | 10th of 12 | 742nd of 819 |
| Median home value | $260k | 1st of 2 | 3rd of 14 | 625th of 833 |
Its median household income is higher than in 15% of U.S. residential ZIP codes, and it is denser than 59% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 34428?
The 2020 Census counted 9,583 people in 34428; the ACS, which samples households over 2020-2024, estimates 10,163. Between the 2010 and 2020 censuses its population grew 5.2% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 10,163±1,051 (90% margin)
- 2020 Census count
- 9,583+5.2% since 2010 (9,109)
- Households
- 4,513
- Median age
- 55.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 34428?
Of the 10,163 people the ACS estimates in 34428, 13.9% are under 18 and 33.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (86.5%).
- Under 1813.9%
- 18 to 6452.9%
- 65 and older33.2%
- White, not Hispanic86.5%
- Other or two or more6.6%
- Hispanic or Latino4.3%
- Asian, not Hispanic1.7%
- Black, not Hispanic1.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 34428 earn?
Median household income is $50,779 (ACS 2020-2024), the 10th highest of the 12 ranked ZIP codes in Citrus County. It is not measurably different from 2015-2019 ($51,651 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $50,779±$7,001
- Income per person
- $30,006
- Below the poverty line
- 20.2%
- Unemployed (of the labor force)
- 3.9%
- Adults 25+ with a bachelor's degree
- 20.2%
- Adjusted gross income per tax return, 2022
- $67,3994,260 returns; wages 54% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 34428?
FHFA's house price index for 34428, built from repeat sales and appraisals of the same homes, rose 151% from 2015 to 2025 and rose 63% from 2020 to 2025, and moved +1.8% in 2025.
- Median home value (owners' estimate)
- $260,200
- Median gross rent
- $974
- Homes owned by their occupants
- 77.2%
- Housing units
- 5,362
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 34428?
243 business establishments had a location in this ZIP code in 2023, 12 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction35
- Retail trade35
- Accommodation and food services26
- Health care and social assistance24
- Other services (except public administration)21
- Real estate and rental and leasing19
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 34428?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 34429 | Crystal River | 8,727 | $55k | 6.2 mi |
| 34433 | Dunnellon | 8,411 | $59k | 7.6 mi |
| 34465 | Beverly Hills | 18,879 | $55k | 9.7 mi |
| 34449 | Inglis | 3,565 | $44k | 10.7 mi |
| 34431 | Dunnellon | 9,785 | $57k | 14.5 mi |
| 34498 | Yankeetown | 675 | $61k | 7.4 mi (near) |
| 34487 | Homosassa | 0 | – | 12.3 mi (near) |
| 34434 | Dunnellon | 11,074 | $69k | 12.9 mi (near) |
| 34448 | Homosassa | 10,817 | $46k | 13.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.