PlainZIP

Homosassa, FL · standard

ZIP Code 34448

Citrus County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,797
57/sq mi
$45,916
Median income
$169,900
Median home value
15.9%
Bachelor's or higher

The verdict

Homosassa pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

10th pct
household income, US ZIPs
34th pct
home value, US ZIPs
57
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34448 against every reporting US ZIP.

ZIP code 34448 is a mid-sized community (a standard USPS delivery area) in Homosassa, Citrus County, Florida, home to 10,797 residents across 188.8 square miles, a density of 57 people per square mile, in the New York time zone.

ZIP 34448 reports a modest median household income of $45,916 (40% below the Florida average), while per-capita income is $29,150. 26.2% of residents live below the poverty line, and the unemployment rate reads 8.3%. Housing costs here run $169,900 for a typical home value (55% below the state average), with rent averaging $877 a month; 85.4% of homes are owner-occupied.

Educational attainment sits below the national norm: 15.9% of adults hold a bachelor's degree or higher, the median age is 57.4, and the average commute is 24 minutes. To put 34448 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Citrus County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 34448

Top 5 sectors by establishment count in Homosassa, FL

Which industries have the most business establishments in ZIP 34448.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34448, Homosassa, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,797

Population

188.8

Area (sq mi)

57

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34448?

57.4

Median Age

50.7%

Male

49.3%

Female

2.1%

Foreign-Born

White 93.2%
African American 1.1%
Asian 1.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.3%
Hispanic or Latino 4.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$45,916

Median Household Income

-40% vs state

$29,150

Per Capita Income

26.2%

Poverty Rate

8.3%

Unemployment Rate

24.0 min

Mean Commute Time

How ZIP 34448 ranks nationally

Homosassa, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$45,916 10th percentile higher than 10% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.7%
Bachelor's Degree or Higher 15.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,627

Total Housing Units

4,733

Occupied Units

1,894

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 85.4%
Renter 14.6%

$169,900

Median Home Value

-55% vs state

$877

Median Rent

1988

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.3%

YoY Change (2024)

469

HPI Index (2000 = 100)

+369%

Total Change Since 2000

Home values in ZIP 34448 have increased 0.3% over the past year (2024). Since 2000, this ZIP has seen +369% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.6% 266
2021 +21.2% 322
2022 +22.6% 395
2023 +18.4% 467
2024 +0.3% 469

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 230 business establishments in ZIP 34448, employing approximately 2,223 people with a combined annual payroll of $106,850,000.

230

Businesses

2,223

Employees

$106.8M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 55 23.9%
Construction 42 18.3%
Accommodation and food services 19 8.3%
Real estate and rental and leasing 18 7.8%
Professional, scientific, and technical services 18 7.8%
Other services (except public administration) 16 7.0%
Health care and social assistance 14 6.1%
Administrative and support and waste management and remediation services 12 5.2%
Manufacturing 9 3.9%
Wholesale trade 6 2.6%
Transportation and warehousing 6 2.6%
Finance and insurance 5 2.2%
Arts, entertainment, and recreation 5 2.2%
Agriculture, forestry, fishing and hunting 3 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34448 vs 34446 →

ZIP 34448 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34448 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34448 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34448 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34446 Homosassa, FL 16,326 5.7 mi
34429 Crystal River, FL 8,563 6.5 mi
34461 Lecanto, FL 10,562 8.7 mi
34614 Brooksville, FL 6,692 9.4 mi

More ZIP Codes in Citrus County

34446 standard
Homosassa, FL
Pop: 16,326
34465 standard
Beverly Hills, FL
Pop: 15,870
34442 standard
Hernando, FL
Pop: 14,568
34452 standard
Inverness, FL
Pop: 11,919
34461 standard
Lecanto, FL
Pop: 10,562
34450 standard
Inverness, FL
Pop: 10,293

Related Areas

Citrus County Homosassa, FL Florida

Frequently Asked Questions

What county is ZIP code 34448 in? ▼
ZIP code 34448 (Homosassa) is located in Citrus County, Florida. Citrus County contains multiple ZIP codes, see the full list at /counties/citrus-fl.
What is the population of ZIP code 34448? ▼
ZIP code 34448 in Homosassa, FL has a population of 10,797 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34448? ▼
The median household income in ZIP 34448 is $45,916, which is 40% below the national average of $76,288.
What is the average home value in ZIP 34448? ▼
The median home value in ZIP 34448 is $169,900, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 34448? ▼
The largest racial group in ZIP 34448 is White at 93.2%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 34448? ▼
ZIP code 34448 has 230 business establishments employing approximately 2,223 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34448? ▼
The top industries by establishment count in ZIP 34448 are: Retail trade (55), Construction (42), Accommodation and food services (19). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 34448? ▼
According to the FHFA House Price Index, home values in ZIP 34448 increased by 0.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 369%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34448? ▼
In ZIP code 34448, 55.7% of residents aged 25+ have a high school diploma or higher, and 15.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34448? ▼
The mean commute time for workers in ZIP code 34448 is 24.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34448? ▼
In ZIP code 34448, approximately 85.4% of occupied housing units are owner-occupied and 14.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34448? ▼
The poverty rate in ZIP code 34448 is 26.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.