Homosassa, FL · standard
ZIP Code 34446
Citrus County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 16,326
- 202/sq mi High-density area
- $58,802
- Median income Below-median income area
- $256,500
- Median home value Near-median home value
- 18.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Homosassa pairs a below-median household income with above-median home values, in a low-density, homeowner-dominated area.
- 27th pct
- household income, US ZIPs
- Top 41%
- home value, US ZIPs
- 202
- people per sq mi
- 93%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34446 against every reporting US ZIP.
ZIP code 34446 is a mid-sized community (a standard USPS delivery area) in Homosassa, Citrus County, Florida, home to 16,326 residents across 80.9 square miles, a density of 202 people per square mile, in the New York time zone.
ZIP 34446 reports a modest median household income of $58,802 (24% below the average Florida ZIP), while per-capita income is $35,546. The poverty rate is 15.5%, with unemployment at 8.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $256,500 (32% below the average Florida ZIP), and median rent is $1,006; owner occupancy is 93.1%.
Educational attainment sits below the national norm: 18.3% of adults hold a bachelor's degree or higher, the median age is 60.6, and the average commute is 27 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Citrus County, so 34446 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 34446
Top 5 sectors by establishment count in Homosassa, FL
Which industries have the most business establishments in ZIP 34446.
- Retail trade
Retail trade
41 establishments
- Other services (except public administration)
Other services (except public administration)
31 establishments
- Health care and social assistance
Health care and social assistance
29 establishments
- Construction
Construction
28 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
23 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34446, Homosassa, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
16,326
Population
80.9
Area (sq mi)
202
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34446?
60.6
Median Age
48.6%
Male
51.4%
Female
4.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,802
Median Household Income
-24% vs state ZIP avg
$35,546
Per Capita Income
15.5%
Poverty Rate
8.4%
Unemployment Rate
27.0 min
Mean Commute Time
How ZIP 34446 ranks among Florida ZIPs
Homosassa, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$58,802 24th percentile higher than 24% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,926housing units
9,926
Total Housing Units
8,713
Occupied Units
1,213
Vacant Units
2.18
Avg Household Size
Occupancy Type
$256,500
Median Home Value
-32% vs state ZIP avg
$1,006
Median Rent
1994
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.7%
YoY Change (2024)
315
HPI Index (2000 = 100)
+215%
Total Change Since 2000
Home values in ZIP 34446 have increased 0.7% over the past year (2024). Since 2000, this ZIP has seen +215% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.1% | 182 |
| 2021 | +24.1% | 226 |
| 2022 | +9.1% | 247 |
| 2023 | +27.0% | 313 |
| 2024 | +0.7% | 315 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 258 business establishments in ZIP 34446, employing approximately 3,157 people with a combined annual payroll of $115,360,000.
258
Businesses
3,157
Employees
$115.4M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 41 | 15.9% |
| Other services (except public administration) | 31 | 12.0% |
| Health care and social assistance | 29 | 11.2% |
| Construction | 28 | 10.8% |
| Administrative and support and waste management and remediation services | 23 | 8.9% |
| Real estate and rental and leasing | 21 | 8.1% |
| Professional, scientific, and technical services | 20 | 7.8% |
| Accommodation and food services | 20 | 7.8% |
| Finance and insurance | 18 | 7.0% |
| Manufacturing | 6 | 2.3% |
| Transportation and warehousing | 6 | 2.3% |
| Information | 5 | 1.9% |
| Arts, entertainment, and recreation | 5 | 1.9% |
| Wholesale trade | 3 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34446 vs 34461 →
ZIP 34446 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34446
Homosassa (34446)
16,326 residents
- 34448
Homosassa (34448)
10,797 residents
- 34461
Lecanto (34461)
10,562 residents
- 34429
Crystal River (34429)
8,563 residents
- 34614
Brooksville (34614)
6,692 residents
What this shows Among its immediate neighbors, ZIP 34446 ranks the most populous - useful context the national average alone can't give.
ZIP 34446 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34614
Brooksville (34614)
$83,800 median income
- 34461
Lecanto (34461)
$63,418 median income
- 34446
Homosassa (34446)
$58,802 median income
- 34429
Crystal River (34429)
$55,395 median income
- 34448
Homosassa (34448)
$45,916 median income
What this shows By household income, ZIP 34446 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 34446, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (16,326 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Citrus County
Related Areas
Frequently Asked Questions
What county is ZIP code 34446 in?
ZIP code 34446 (Homosassa) is located in Citrus County, Florida. Citrus County contains multiple ZIP codes, see the full list at /counties/citrus-fl.
What is the population of ZIP code 34446?
ZIP code 34446 in Homosassa, FL has a population of 16,326 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34446?
The median household income in ZIP 34446 is $58,802, which is 23% below the national average of $76,288.
What is the average home value in ZIP 34446?
The median home value in ZIP 34446 is $256,500, which is 8% below the national average of $278,155.
What is the demographic makeup of ZIP 34446?
The largest racial group in ZIP 34446 is White at 87.3%. Hispanic or Latino residents make up 8.5% of the population.
How many businesses are in ZIP code 34446?
ZIP code 34446 has 258 business establishments employing approximately 3,157 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34446?
The top industries by establishment count in ZIP 34446 are: Retail trade (41), Other services (except public administration) (31), Health care and social assistance (29). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 34446?
According to the FHFA House Price Index, home values in ZIP 34446 increased by 0.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 215%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34446?
In ZIP code 34446, 56.2% of residents aged 25+ have a high school diploma or higher, and 18.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34446?
The mean commute time for workers in ZIP code 34446 is 27.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34446?
In ZIP code 34446, approximately 93.1% of occupied housing units are owner-occupied and 6.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34446?
The poverty rate in ZIP code 34446 is 15.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 34446's numbers, next.
- See how ZIP 34446 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Homosassa, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.