Lake Panasoffkee, FL · standard

ZIP Code 33538

Sumter County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,789
19/sq mi
$48,921
Median income
$179,700
Median home value
17.3%
Bachelor's or higher

The verdict

Lake Panasoffkee pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

13th pct
household income, US ZIPs
38th pct
home value, US ZIPs
19
people per sq mi
70%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33538 against every reporting US ZIP.

ZIP code 33538 is classified by USPS as a standard delivery area and covers roughly 250.7 square miles in Lake Panasoffkee, Sumter County, Florida. The area is home to 4,789 residents, producing a population density of 19 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 33538 against Florida and the nation.

On the economic side, the median household income for ZIP 33538 sits at $48,921 (37% below the Florida average), while per-capita income is $31,513. The poverty rate stands at 24.9% and the unemployment rate at 5.0%. On housing, the median home value is $179,700 (52% below the state average) with median rent at $1,038 per month, and 70.2% of occupied units are owner-occupied, a direct signal of whether 33538 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.3% of adults hold a bachelor's degree or higher, the median age is 47, and the average commute is 26 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sumter County, so you can benchmark 33538 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 33538

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 33538.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 33538, Lake Panasoffkee, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,789

Population

250.7

Area (sq mi)

19

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 33538?

47.0

Median Age

48.5%

Male

51.5%

Female

1.4%

Foreign-Born

White 89.6%
African American 4.4%
Asian 0.4%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.5%
Hispanic or Latino 4.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$48,921

Median Household Income

-37% vs state

$31,513

Per Capita Income

24.9%

Poverty Rate

5.0%

Unemployment Rate

26.3 min

Mean Commute Time

How ZIP 33538 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$48,921 13th percentile higher than 13% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.8%
Bachelor's Degree or Higher 17.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,505

Total Housing Units

2,837

Occupied Units

668

Vacant Units

2.16

Avg Household Size

Occupancy Type

Owner 70.2%
Renter 29.8%

$179,700

Median Home Value

-52% vs state

$1,038

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 63 business establishments in ZIP 33538, employing approximately 511 people with a combined annual payroll of $28,560,000.

63

Businesses

511

Employees

$28.6M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 12 19.1%
Administrative and support and waste management and remediation services 9 14.3%
Retail trade 8 12.7%
Other services (except public administration) 7 11.1%
Accommodation and food services 6 9.5%
Professional, scientific, and technical services 5 7.9%
Manufacturing 4 6.3%
Transportation and warehousing 3 4.8%
Real estate and rental and leasing 3 4.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 33538 vs 34450 →

ZIP 33538 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 33538 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 33538 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 33538 ranks #6 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34450 Inverness, FL 10,293 5.9 mi
34785 Wildwood, FL 17,406 8.2 mi
33521 Coleman, FL 599 7.2 mi
34484 Oxford, FL 3,069 8.1 mi
33585 Sumterville, FL 1,058 9.4 mi
34436 Floral City, FL 7,938 11.1 mi

More ZIP Codes in Sumter County

Frequently Asked Questions

What county is ZIP code 33538 in?
ZIP code 33538 (Lake Panasoffkee) is located in Sumter County, Florida. Sumter County contains multiple ZIP codes, see the full list at /counties/sumter-fl.
What is the population of ZIP code 33538?
ZIP code 33538 in Lake Panasoffkee, FL has a population of 4,789 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33538?
The median household income in ZIP 33538 is $48,921, which is 36% below the national average of $76,288.
What is the average home value in ZIP 33538?
The median home value in ZIP 33538 is $179,700, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 33538?
The largest racial group in ZIP 33538 is White at 89.6%. Hispanic or Latino residents make up 4.1% of the population.
How many businesses are in ZIP code 33538?
ZIP code 33538 has 63 business establishments employing approximately 511 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33538?
The top industries by establishment count in ZIP 33538 are: Construction (12), Administrative and support and waste management and remediation services (9), Retail trade (8). There are 9 industry sectors represented in total.
What is the education level in ZIP code 33538?
In ZIP code 33538, 59.8% of residents aged 25+ have a high school diploma or higher, and 17.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33538?
The mean commute time for workers in ZIP code 33538 is 26.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33538?
In ZIP code 33538, approximately 70.2% of occupied housing units are owner-occupied and 29.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33538?
The poverty rate in ZIP code 33538 is 24.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Lake Panasoffkee, FL

Verify and explore additional data for this area using these official government sources.