PlainZIP

Lake Panasoffkee, FL · standard

ZIP Code 33538

Sumter County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,789
19/sq mi
$48,921
Median income
$179,700
Median home value
17.3%
Bachelor's or higher

The verdict

Lake Panasoffkee pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

13th pct
household income, US ZIPs
38th pct
home value, US ZIPs
19
people per sq mi
70%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33538 against every reporting US ZIP.

ZIP code 33538 covers 250.7 square miles in Lake Panasoffkee, Sumter County, Florida (a standard USPS delivery area), with a modest 4,789 residents on file, a density of 19 people per square mile, in the New York time zone.

ZIP 33538 reports a modest median household income of $48,921 (37% below the Florida average), while per-capita income is $31,513. Local economic indicators show a 24.9% poverty rate alongside 5.0% unemployment. Housing costs here run $179,700 for a typical home value (52% below the state average), with rent averaging $1,038 a month; 70.2% of homes are owner-occupied.

Educational attainment sits below the national norm: 17.3% of adults hold a bachelor's degree or higher, the median age is 47, and the average commute is 26 minutes. To put 33538 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Sumter County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 33538

Top 5 sectors by establishment count in Lake Panasoffkee, FL

Which industries have the most business establishments in ZIP 33538.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 33538, Lake Panasoffkee, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,789

Population

250.7

Area (sq mi)

19

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 33538?

47.0

Median Age

48.5%

Male

51.5%

Female

1.4%

Foreign-Born

White 89.6%
African American 4.4%
Asian 0.4%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.5%
Hispanic or Latino 4.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$48,921

Median Household Income

-37% vs state

$31,513

Per Capita Income

24.9%

Poverty Rate

5.0%

Unemployment Rate

26.3 min

Mean Commute Time

How ZIP 33538 ranks nationally

Lake Panasoffkee, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$48,921 13th percentile higher than 13% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.8%
Bachelor's Degree or Higher 17.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,505

Total Housing Units

2,837

Occupied Units

668

Vacant Units

2.16

Avg Household Size

Occupancy Type

Owner 70.2%
Renter 29.8%

$179,700

Median Home Value

-52% vs state

$1,038

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 63 business establishments in ZIP 33538, employing approximately 511 people with a combined annual payroll of $28,560,000.

63

Businesses

511

Employees

$28.6M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 12 19.1%
Administrative and support and waste management and remediation services 9 14.3%
Retail trade 8 12.7%
Other services (except public administration) 7 11.1%
Accommodation and food services 6 9.5%
Professional, scientific, and technical services 5 7.9%
Manufacturing 4 6.3%
Transportation and warehousing 3 4.8%
Real estate and rental and leasing 3 4.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 33538 vs 34450 →

ZIP 33538 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 33538 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 33538 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 33538 ranks #6 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34450 Inverness, FL 10,293 5.9 mi
34785 Wildwood, FL 17,406 8.2 mi
33521 Coleman, FL 599 7.2 mi
34484 Oxford, FL 3,069 8.1 mi
33585 Sumterville, FL 1,058 9.4 mi
34436 Floral City, FL 7,938 11.1 mi

More ZIP Codes in Sumter County

32162 standard
The Villages, FL
Pop: 45,180
34785 standard
Wildwood, FL
Pop: 17,406
33513 standard
Bushnell, FL
Pop: 12,086
33597 standard
Webster, FL
Pop: 8,026
34484 standard
Oxford, FL
Pop: 3,069
33514 standard
Center Hill, FL
Pop: 1,811

Related Areas

Sumter County Lake Panasoffkee, FL Florida

Frequently Asked Questions

What county is ZIP code 33538 in? ▼
ZIP code 33538 (Lake Panasoffkee) is located in Sumter County, Florida. Sumter County contains multiple ZIP codes, see the full list at /counties/sumter-fl.
What is the population of ZIP code 33538? ▼
ZIP code 33538 in Lake Panasoffkee, FL has a population of 4,789 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33538? ▼
The median household income in ZIP 33538 is $48,921, which is 36% below the national average of $76,288.
What is the average home value in ZIP 33538? ▼
The median home value in ZIP 33538 is $179,700, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 33538? ▼
The largest racial group in ZIP 33538 is White at 89.6%. Hispanic or Latino residents make up 4.1% of the population.
How many businesses are in ZIP code 33538? ▼
ZIP code 33538 has 63 business establishments employing approximately 511 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33538? ▼
The top industries by establishment count in ZIP 33538 are: Construction (12), Administrative and support and waste management and remediation services (9), Retail trade (8). There are 9 industry sectors represented in total.
What is the education level in ZIP code 33538? ▼
In ZIP code 33538, 59.8% of residents aged 25+ have a high school diploma or higher, and 17.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33538? ▼
The mean commute time for workers in ZIP code 33538 is 26.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33538? ▼
In ZIP code 33538, approximately 70.2% of occupied housing units are owner-occupied and 29.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33538? ▼
The poverty rate in ZIP code 33538 is 24.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.