Inverness, FL · standard
ZIP Code 34450
Citrus County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 10,293
- 154/sq mi
- $48,763
- Median income
- $236,100
- Median home value
- 26.6%
- Bachelor's or higher
The verdict
Inverness pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.
- 13th pct
- household income, US ZIPs
- Top 46%
- home value, US ZIPs
- 154
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34450 against every reporting US ZIP.
ZIP code 34450 is classified by USPS as a standard delivery area and covers roughly 66.8 square miles in Inverness, Citrus County, Florida. The area is home to 10,293 residents, producing a population density of 154 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34450 against Florida and the nation.
On the economic side, the median household income for ZIP 34450 sits at $48,763 (37% below the Florida average), while per-capita income is $43,820. The poverty rate stands at 14.3% and the unemployment rate at 10.5%. On housing, the median home value is $236,100 (37% below the state average) with median rent at $1,016 per month, and 84.2% of occupied units are owner-occupied, a direct signal of whether 34450 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 26.6% of adults hold a bachelor's degree or higher, the median age is 58.5, and the average commute is 30 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Citrus County, so you can benchmark 34450 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 34450
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 34450.
- Accommodation and food services
Accommodation and food services
41 establishments
- Retail trade
Retail trade
39 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
37 establishments
- Other services (except public administration)
Other services (except public administration)
35 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
28 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34450, Inverness, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
10,293
Population
66.8
Area (sq mi)
154
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34450?
58.5
Median Age
45.8%
Male
54.2%
Female
7.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$48,763
Median Household Income
-37% vs state
$43,820
Per Capita Income
14.3%
Poverty Rate
10.5%
Unemployment Rate
30.3 min
Mean Commute Time
How ZIP 34450 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$48,763 13th percentile higher than 13% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
6,657
Total Housing Units
5,462
Occupied Units
1,195
Vacant Units
2.09
Avg Household Size
Occupancy Type
$236,100
Median Home Value
-37% vs state
$1,016
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.3%
YoY Change (2024)
339
HPI Index (2000 = 100)
+239%
Total Change Since 2000
Home values in ZIP 34450 have increased 1.3% over the past year (2024). Since 2000, this ZIP has seen +239% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +11.2% | 204 |
| 2021 | +18.6% | 242 |
| 2022 | +22.1% | 295 |
| 2023 | +13.2% | 334 |
| 2024 | +1.3% | 339 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 299 business establishments in ZIP 34450, employing approximately 2,692 people with a combined annual payroll of $93,597,000.
299
Businesses
2,692
Employees
$93.6M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 41 | 13.7% |
| Retail trade | 39 | 13.0% |
| Professional, scientific, and technical services | 37 | 12.4% |
| Other services (except public administration) | 35 | 11.7% |
| Real estate and rental and leasing | 28 | 9.4% |
| Health care and social assistance | 28 | 9.4% |
| Construction | 24 | 8.0% |
| Finance and insurance | 22 | 7.4% |
| Administrative and support and waste management and remediation services | 12 | 4.0% |
| Information | 9 | 3.0% |
| Arts, entertainment, and recreation | 7 | 2.3% |
| Wholesale trade | 5 | 1.7% |
| Transportation and warehousing | 5 | 1.7% |
| Manufacturing | 4 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34450 vs 33538 →
ZIP 34450 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34442
Hernando (34442)
14,568 residents
- 34452
Inverness (34452)
11,919 residents
- 34450
Inverness (34450)
10,293 residents
- 34453
Inverness (34453)
10,112 residents
- 34436
Floral City (34436)
7,938 residents
- 33538 4,789
Lake Panasoffkee (33538)
4,789 residents
- 34445 44
Holder (34445)
44 residents
What this shows Among its immediate neighbors, ZIP 34450 ranks #3 by population — useful context the national average alone can't give.
ZIP 34450 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34452
Inverness (34452)
$58,608 median income
- 34453
Inverness (34453)
$57,568 median income
- 34442
Hernando (34442)
$57,259 median income
- 34436
Floral City (34436)
$55,802 median income
- 33538
Lake Panasoffkee (33538)
$48,921 median income
- 34450
Inverness (34450)
$48,763 median income
What this shows By household income, ZIP 34450 ranks #6 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Citrus County
Related Areas
Frequently Asked Questions
What county is ZIP code 34450 in? ▼
What is the population of ZIP code 34450? ▼
What is the median household income in ZIP 34450? ▼
What is the average home value in ZIP 34450? ▼
What is the demographic makeup of ZIP 34450? ▼
How many businesses are in ZIP code 34450? ▼
What are the main industries in ZIP code 34450? ▼
How have home values changed in ZIP code 34450? ▼
What is the education level in ZIP code 34450? ▼
What is the average commute time in ZIP 34450? ▼
What percentage of residents own vs. rent in ZIP 34450? ▼
What is the poverty rate in ZIP code 34450? ▼
ZIP Code Research Guides
Official Data Resources for Inverness, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.