ZIP 37095 vs ZIP 37059

This side-by-side compares ZIP 37095 (Liberty, TN) and ZIP 37059 (Dowelltown, TN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 37095 has a population of 1,854 at 10 people per square mile, while ZIP 37059 has 1,552 at 23 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 37095 reports a median household income of $64,792 against $49,510 in ZIP 37059, with per-capita income of $33,871 vs $24,783. The share of adults holding a bachelor's degree or higher is 24.1% in 37095 and 20.5% in 37059. Poverty rate reads 24.2% vs 31.9%, and unemployment 1.6% vs 13.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $189,200 in 37095 versus $232,200 in 37059, with median rent of $531 and $1,075 per month respectively. Homeownership rate is 81.2% vs 63.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.