Liberty, TN · standard
ZIP Code 37095
DeKalb County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,854
- 10/sq mi Low-density area
- $64,792
- Median income Near-median income area
- $189,200
- Median home value Near-median home value
- 24.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Liberty pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 38th pct
- household income, US ZIPs
- 41st pct
- home value, US ZIPs
- 10
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37095 against every reporting US ZIP.
ZIP code 37095 covers 191.1 square miles in Liberty, DeKalb County, Tennessee (a standard USPS delivery area), with a modest 1,854 residents on file, a density of 10 people per square mile, in the Chicago time zone.
ZIP 37095 reports a modest median household income of $64,792 (2% below the average Tennessee ZIP), while per-capita income is $33,871. The poverty rate is 24.2%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $189,200 (24% below the average Tennessee ZIP), and median rent is $531; owner occupancy is 81.2%.
Educational attainment sits below the national norm: 24.1% of adults hold a bachelor's degree or higher, the median age is 53.5, and the average commute is 34 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 3 more in DeKalb County, so 37095 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 37095
Top 5 sectors by establishment count in Liberty, TN
Which industries have the most business establishments in ZIP 37095.
- Manufacturing
Manufacturing
3 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
3 establishments
- Other services (except public administration)
Other services (except public administration)
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37095, Liberty, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,854
Population
191.1
Area (sq mi)
10
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 37095?
53.5
Median Age
56.9%
Male
43.1%
Female
0.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,792
Median Household Income
-2% vs state ZIP avg
$33,871
Per Capita Income
24.2%
Poverty Rate
1.6%
Unemployment Rate
33.9 min
Mean Commute Time
How ZIP 37095 ranks among Tennessee ZIPs
Liberty, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$64,792 Top 43% higher than 57% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
864housing units
864
Total Housing Units
740
Occupied Units
124
Vacant Units
2.29
Avg Household Size
Occupancy Type
$189,200
Median Home Value
-24% vs state ZIP avg
$531
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 18 business establishments in ZIP 37095, employing approximately 45 people with a combined annual payroll of $2,356,000.
18
Businesses
45
Employees
$2.4M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 3 | 16.7% |
| Administrative and support and waste management and remediation services | 3 | 16.7% |
| Other services (except public administration) | 3 | 16.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37095 vs 37059 →
ZIP 37095 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37012
Alexandria (37012)
2,292 residents
- 37095
Liberty (37095)
1,854 residents
- 37059
Dowelltown (37059)
1,552 residents
- 37016 793
Auburntown (37016)
793 residents
- 38569 363
Lancaster (38569)
363 residents
What this shows Among its immediate neighbors, ZIP 37095 ranks #2 by population - useful context the national average alone can't give.
ZIP 37095 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37016
Auburntown (37016)
$64,821 median income
- 37095
Liberty (37095)
$64,792 median income
- 37059
Dowelltown (37059)
$49,510 median income
- 37012
Alexandria (37012)
$49,265 median income
What this shows By household income, ZIP 37095 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 37095, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,854 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in DeKalb County
Related Areas
Frequently Asked Questions
What county is ZIP code 37095 in?
ZIP code 37095 (Liberty) is located in DeKalb County, Tennessee. DeKalb County contains multiple ZIP codes, see the full list at /counties/dekalb-tn.
What is the population of ZIP code 37095?
ZIP code 37095 in Liberty, TN has a population of 1,854 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37095?
The median household income in ZIP 37095 is $64,792, which is 15% below the national average of $76,288.
What is the average home value in ZIP 37095?
The median home value in ZIP 37095 is $189,200, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 37095?
The largest racial group in ZIP 37095 is White at 96.0%. Hispanic or Latino residents make up 0.2% of the population.
How many businesses are in ZIP code 37095?
ZIP code 37095 has 18 business establishments employing approximately 45 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37095?
The top industries by establishment count in ZIP 37095 are: Manufacturing (3), Administrative and support and waste management and remediation services (3), Other services (except public administration) (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 37095?
In ZIP code 37095, 66.5% of residents aged 25+ have a high school diploma or higher, and 24.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37095?
The mean commute time for workers in ZIP code 37095 is 33.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37095?
In ZIP code 37095, approximately 81.2% of occupied housing units are owner-occupied and 18.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37095?
The poverty rate in ZIP code 37095 is 24.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 37095's numbers, next.
- See how ZIP 37095 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Liberty, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.