Silver Point, TN · standard
ZIP Code 38582
Putnam County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,426
- 12/sq mi Low-density area
- $93,333
- Median income Above-median income area
- $245,300
- Median home value Near-median home value
- 26.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Silver Point pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 24%
- household income, US ZIPs
- Top 44%
- home value, US ZIPs
- 12
- people per sq mi
- 95%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38582 against every reporting US ZIP.
ZIP code 38582 is a sparsely populated ZIP (a standard USPS delivery area) in Silver Point, Putnam County, Tennessee, home to just 1,426 residents across 119.8 square miles, a density of 12 people per square mile, in the Chicago time zone.
ZIP 38582 lands in the middle-income range, with a median household income of $93,333 (40% above the average Tennessee ZIP), while per-capita income is $36,375. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.9% and unemployment is 0.0%. Median home value is $245,300 (1% below the average Tennessee ZIP); 95.2% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 26.2% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is -. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Putnam County, so 38582 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 38582
Top 5 sectors by establishment count in Silver Point, TN
Which industries have the most business establishments in ZIP 38582.
- Construction
Construction
6 establishments
- Retail trade
Retail trade
4 establishments
- Arts, entertainment, and recreation
Arts, entertainment, and recreation
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38582, Silver Point, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,426
Population
119.8
Area (sq mi)
12
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38582?
41.8
Median Age
57.5%
Male
42.5%
Female
3.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$93,333
Median Household Income
+40% vs state ZIP avg
$36,375
Per Capita Income
5.9%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 38582 ranks among Tennessee ZIPs
Silver Point, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$93,333 Top 11% higher than 89% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
717housing units
717
Total Housing Units
670
Occupied Units
47
Vacant Units
2.58
Avg Household Size
Occupancy Type
$245,300
Median Home Value
-1% vs state ZIP avg
1996
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 23 business establishments in ZIP 38582, employing approximately 149 people with a combined annual payroll of $7,465,000.
23
Businesses
149
Employees
$7.5M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 6 | 26.1% |
| Retail trade | 4 | 17.4% |
| Arts, entertainment, and recreation | 3 | 13.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38582 vs 38569 →
ZIP 38582 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38544
Baxter (38544)
6,543 residents
- 38545 1,474
Bloomington Springs (38545)
1,474 residents
- 38582 1,426
Silver Point (38582)
1,426 residents
- 38560 1,425
Elmwood (38560)
1,425 residents
- 38548 731
Buffalo Valley (38548)
731 residents
- 38569 363
Lancaster (38569)
363 residents
- 38552 275
Chestnut Mound (38552)
275 residents
What this shows Among its immediate neighbors, ZIP 38582 ranks #3 by population - useful context the national average alone can't give.
ZIP 38582 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38582
Silver Point (38582)
$93,333 median income
- 38560
Elmwood (38560)
$77,986 median income
- 38552
Chestnut Mound (38552)
$71,250 median income
- 38544
Baxter (38544)
$69,823 median income
- 38545
Bloomington Springs (38545)
$59,512 median income
What this shows By household income, ZIP 38582 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38582, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,426 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Putnam County
Related Areas
Frequently Asked Questions
What county is ZIP code 38582 in?
ZIP code 38582 (Silver Point) is located in Putnam County, Tennessee. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-tn.
What is the population of ZIP code 38582?
ZIP code 38582 in Silver Point, TN has a population of 1,426 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38582?
The median household income in ZIP 38582 is $93,333, which is 22% above the national average of $76,288.
What is the average home value in ZIP 38582?
The median home value in ZIP 38582 is $245,300, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 38582?
The largest racial group in ZIP 38582 is White at 99.7%.
How many businesses are in ZIP code 38582?
ZIP code 38582 has 23 business establishments employing approximately 149 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38582?
The top industries by establishment count in ZIP 38582 are: Construction (6), Retail trade (4), Arts, entertainment, and recreation (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 38582?
In ZIP code 38582, 61.9% of residents aged 25+ have a high school diploma or higher, and 26.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38582?
In ZIP code 38582, approximately 95.2% of occupied housing units are owner-occupied and 4.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38582?
The poverty rate in ZIP code 38582 is 5.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38582's numbers, next.
- See how ZIP 38582 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Silver Point, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.