PlainZIP

Silver Point, TN · standard

ZIP Code 38582

Putnam County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,426
12/sq mi
$93,333
Median income
$245,300
Median home value
26.2%
Bachelor's or higher

The verdict

Silver Point pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 24%
household income, US ZIPs
Top 44%
home value, US ZIPs
12
people per sq mi
95%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38582 against every reporting US ZIP.

ZIP code 38582 is a sparsely populated ZIP (a standard USPS delivery area) in Silver Point, Putnam County, Tennessee, home to just 1,426 residents across 119.8 square miles, a density of 12 people per square mile, in the Chicago time zone.

ZIP 38582 lands in the middle-income range, with a median household income of $93,333 (40% above the Tennessee average), while per-capita income is $36,375. 5.9% of residents live below the poverty line, and the unemployment rate reads 0.0%. Median home value sits at $245,300 (1% below the state average), median rent at - a month, and owner-occupancy at 95.2%.

Educational attainment sits below the national norm: 26.2% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is -. To put 38582 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Putnam County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38582

Top 5 sectors by establishment count in Silver Point, TN

Which industries have the most business establishments in ZIP 38582.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38582, Silver Point, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,426

Population

119.8

Area (sq mi)

12

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38582?

41.8

Median Age

57.5%

Male

42.5%

Female

3.4%

Foreign-Born

White 99.7%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.3%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$93,333

Median Household Income

+40% vs state

$36,375

Per Capita Income

5.9%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 38582 ranks nationally

Silver Point, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$93,333 Top 24% higher than 76% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.9%
Bachelor's Degree or Higher 26.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

717

Total Housing Units

670

Occupied Units

47

Vacant Units

2.58

Avg Household Size

Occupancy Type

Owner 95.2%
Renter 4.8%

$245,300

Median Home Value

-1% vs state

1996

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 23 business establishments in ZIP 38582, employing approximately 149 people with a combined annual payroll of $7,465,000.

23

Businesses

149

Employees

$7.5M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Construction 6 26.1%
Retail trade 4 17.4%
Arts, entertainment, and recreation 3 13.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38582 vs 38569 →

ZIP 38582 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38582 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38582 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38582 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38569 Lancaster, TN 363 5.7 mi
38548 Buffalo Valley, TN 731 5.7 mi
38544 Baxter, TN 6,543 5.3 mi
38552 Chestnut Mound, TN 275 9.3 mi
38545 Bloomington Springs, TN 1,474 10.8 mi
38560 Elmwood, TN 1,425 11.6 mi

More ZIP Codes in Putnam County

38501 standard
Cookeville, TN
Pop: 36,687
38506 standard
Cookeville, TN
Pop: 26,521
38574 standard
Monterey, TN
Pop: 8,413
38544 standard
Baxter, TN
Pop: 6,543
38505 standard
Cookeville, TN
Pop: 1,806
38548 standard
Buffalo Valley, TN
Pop: 731

Related Areas

Putnam County Silver Point, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38582 in? ▼
ZIP code 38582 (Silver Point) is located in Putnam County, Tennessee. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-tn.
What is the population of ZIP code 38582? ▼
ZIP code 38582 in Silver Point, TN has a population of 1,426 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38582? ▼
The median household income in ZIP 38582 is $93,333, which is 22% above the national average of $76,288.
What is the average home value in ZIP 38582? ▼
The median home value in ZIP 38582 is $245,300, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 38582? ▼
The largest racial group in ZIP 38582 is White at 99.7%.
How many businesses are in ZIP code 38582? ▼
ZIP code 38582 has 23 business establishments employing approximately 149 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38582? ▼
The top industries by establishment count in ZIP 38582 are: Construction (6), Retail trade (4), Arts, entertainment, and recreation (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 38582? ▼
In ZIP code 38582, 61.9% of residents aged 25+ have a high school diploma or higher, and 26.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38582? ▼
In ZIP code 38582, approximately 95.2% of occupied housing units are owner-occupied and 4.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38582? ▼
The poverty rate in ZIP code 38582 is 5.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.