Residential delivery area · Tennessee
ZIP Code 38582: Silver Point, TN
ZIP code 38582 uses the postal name Silver Point, Tennessee and lies mostly in Putnam County (59% of its land) with the rest in DeKalb County (Census 2020 ZIP-county file). About 1,700 people live there (Census Bureau, ACS 2020-2024). Median household income is $93,333 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2024
- ZBP2023
- IRS2022
- Town
- Silver Point · its only residential ZIP
- County
- Putnam County (59%); DeKalb County (41%)
- Micro area
- Cookeville, TN
- House district
- TN-6 119th Congress
- State
- Tennessee
- Time zone
- Central
- Land area
- 46.1 sq mi · 37 people per sq mi
Where is ZIP code 38582?
38582 centers on 36.099°, -85.765° and covers 46.1 square miles of land plus 5.9 of water. It borders 5 ZIP codes: 38548, 38569, 38544, 37166, 37095.
The map draws ZIP code areas only. For the streets inside 38582, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 38582 compare with the rest of Putnam County?
| Measure | 38582 | In Putnam County | In TN |
|---|---|---|---|
| People (ACS 2020-2024) | 1,729 | 6th of 11 | 462nd of 636 |
| Median household income | $93k | not ranked | not ranked |
| Median home value | $245k | not ranked | not ranked |
38582's median household income is not ranked: its 90% margin of error (±$66,629) is more than a quarter of the figure ($93,333); 38582's median home value is not ranked: its 90% margin of error (±$84,947) is more than a quarter of the figure ($245,300). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 37% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 38582?
The 2020 Census counted 1,438 people in 38582; the ACS, which samples households over 2020-2024, estimates 1,729. Between the 2010 and 2020 censuses its population grew 0.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 1,729±592 (90% margin)
- 2020 Census count
- 1,438+0.8% since 2010 (1,426)
- Households
- 670
- Median age
- 41.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 38582?
Of the 1,729 people the ACS estimates in 38582, 28.5% are under 18 and 21.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (99.7%).
- Under 1828.5%
- 18 to 6450.2%
- 65 and older21.3%
- White, not Hispanic99.7%
- Other or two or more0.3%
- Hispanic or Latino0.0%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 38582 earn?
Median household income is $93,333 (ACS 2020-2024). It is not measurably different from 2015-2019 ($66,642 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $93,333±$66,629
- Income per person
- $36,375
- Below the poverty line
- 5.9%
- Unemployed (of the labor force)
- 0.0%
- Adults 25+ with a bachelor's degree
- 26.2%
- Adjusted gross income per tax return, 2022
- $64,558670 returns; wages 67% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 38582?
- Median home value (owners' estimate)
- $245,300
- Median gross rent
- –
- Homes owned by their occupants
- 95.2%
- Housing units
- 717
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 38582?
23 business establishments had a location in this ZIP code in 2023, 8 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction6
- Retail trade4
- Arts, entertainment, and recreation3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 38582?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 38548 | Buffalo Valley | 1,154 | – | 5.4 mi |
| 38569 | Lancaster | 390 | – | 5.5 mi |
| 38544 | Baxter | 8,175 | $70k | 6.3 mi |
| 37166 | Smithville | 15,731 | $53k | 12.6 mi |
| 37095 | Liberty | 1,697 | $65k | 14.3 mi |
| 38552 | Chestnut Mound | 472 | $71k | 8.6 mi (near) |
| 38567 | Hickman | 1,065 | $100k | 9.3 mi (near) |
| 38560 | Elmwood | 1,432 | $78k | 9.9 mi (near) |
| 38545 | Bloomington Springs | 1,575 | $60k | 10.8 mi (near) |
| 38564 | Granville | 501 | $89k | 10.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.