Bloomington Springs, TN · standard
ZIP Code 38545
Jackson County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,474
- 23/sq mi
- $59,512
- Median income
- $118,100
- Median home value
- 19.1%
- Bachelor's or higher
The verdict
Bloomington Springs pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 28th pct
- household income, US ZIPs
- 16th pct
- home value, US ZIPs
- 23
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38545 against every reporting US ZIP.
ZIP code 38545 is a sparsely populated ZIP (a standard USPS delivery area) in Bloomington Springs, Jackson County, Tennessee, home to just 1,474 residents across 63.8 square miles, a density of 23 people per square mile, in the Chicago time zone.
ZIP 38545 reports a modest median household income of $59,512 (10% below the Tennessee average), while per-capita income is $30,100. Poverty here runs at 15.1%, with unemployment measured at 6.1%. Housing costs here run $118,100 for a typical home value (52% below the state average), with rent averaging $855 a month; 72.5% of homes are owner-occupied.
Educational attainment sits below the national norm: 19.1% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is -. We also surface 7 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Jackson County, so you can benchmark 38545 against its immediate geography rather than a national average alone.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38545, Bloomington Springs, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,474
Population
63.8
Area (sq mi)
23
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38545?
40.7
Median Age
52.7%
Male
47.3%
Female
0.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,512
Median Household Income
-10% vs state
$30,100
Per Capita Income
15.1%
Poverty Rate
6.1%
Unemployment Rate
How ZIP 38545 ranks nationally
Bloomington Springs, TN household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$59,512 28th percentile higher than 28% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
793
Total Housing Units
670
Occupied Units
123
Vacant Units
2.34
Avg Household Size
Occupancy Type
$118,100
Median Home Value
-52% vs state
$855
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 14 business establishments in ZIP 38545, employing approximately 45 people with a combined annual payroll of $1,622,000.
14
Businesses
45
Employees
$1.6M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 5 | 35.7% |
| Retail trade | 3 | 21.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38545 vs 38544 →
ZIP 38545 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38501
Cookeville (38501)
36,687 residents
- 38562 6,554
Gainesboro (38562)
6,554 residents
- 38544 6,543
Baxter (38544)
6,543 residents
- 38545 1,474
Bloomington Springs (38545)
1,474 residents
- 38582 1,426
Silver Point (38582)
1,426 residents
- 38548 731
Buffalo Valley (38548)
731 residents
- 38564 453
Granville (38564)
453 residents
- 38552 275
Chestnut Mound (38552)
275 residents
What this shows Among its immediate neighbors, ZIP 38545 ranks #4 by population - useful context the national average alone can't give.
ZIP 38545 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38582
Silver Point (38582)
$93,333 median income
- 38564
Granville (38564)
$88,947 median income
- 38552
Chestnut Mound (38552)
$71,250 median income
- 38544
Baxter (38544)
$69,823 median income
- 38545
Bloomington Springs (38545)
$59,512 median income
- 38501
Cookeville (38501)
$52,145 median income
- 38562
Gainesboro (38562)
$39,398 median income
What this shows By household income, ZIP 38545 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
More ZIP Codes in Jackson County
Related Areas
Frequently Asked Questions
What county is ZIP code 38545 in? ▼
What is the population of ZIP code 38545? ▼
What is the median household income in ZIP 38545? ▼
What is the average home value in ZIP 38545? ▼
What is the demographic makeup of ZIP 38545? ▼
How many businesses are in ZIP code 38545? ▼
What is the education level in ZIP code 38545? ▼
What percentage of residents own vs. rent in ZIP 38545? ▼
What is the poverty rate in ZIP code 38545? ▼
Read our methodology to see how this data is sourced, computed, and verified.