Bloomington Springs, TN · standard
ZIP Code 38545
Jackson County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,474
- 23/sq mi Moderate-density area
- $59,512
- Median income Below-median income area
- $118,100
- Median home value Below-median home value
- 19.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Bloomington Springs pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 28th pct
- household income, US ZIPs
- 16th pct
- home value, US ZIPs
- 23
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38545 against every reporting US ZIP.
ZIP code 38545 is a sparsely populated ZIP (a standard USPS delivery area) in Bloomington Springs, Jackson County, Tennessee, home to just 1,474 residents across 63.8 square miles, a density of 23 people per square mile, in the Chicago time zone.
ZIP 38545 reports a modest median household income of $59,512 (10% below the average Tennessee ZIP), while per-capita income is $30,100. The poverty rate is 15.1%, with unemployment at 6.1%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $118,100 (52% below the average Tennessee ZIP), and median rent is $855; owner occupancy is 72.5%.
Educational attainment sits below the national norm: 19.1% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is -. The page also surfaces 7 ZIP codes within roughly 10 miles and 3 more in Jackson County, so 38545 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38545, Bloomington Springs, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,474
Population
63.8
Area (sq mi)
23
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38545?
40.7
Median Age
52.7%
Male
47.3%
Female
0.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,512
Median Household Income
-10% vs state ZIP avg
$30,100
Per Capita Income
15.1%
Poverty Rate
6.1%
Unemployment Rate
How ZIP 38545 ranks among Tennessee ZIPs
Bloomington Springs, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$59,512 45th percentile higher than 45% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
793housing units
793
Total Housing Units
670
Occupied Units
123
Vacant Units
2.34
Avg Household Size
Occupancy Type
$118,100
Median Home Value
-52% vs state ZIP avg
$855
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 14 business establishments in ZIP 38545, employing approximately 45 people with a combined annual payroll of $1,622,000.
14
Businesses
45
Employees
$1.6M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 5 | 35.7% |
| Retail trade | 3 | 21.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38545 vs 38544 →
ZIP 38545 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38501
Cookeville (38501)
36,687 residents
- 38562 6,554
Gainesboro (38562)
6,554 residents
- 38544 6,543
Baxter (38544)
6,543 residents
- 38545 1,474
Bloomington Springs (38545)
1,474 residents
- 38582 1,426
Silver Point (38582)
1,426 residents
- 38548 731
Buffalo Valley (38548)
731 residents
- 38564 453
Granville (38564)
453 residents
- 38552 275
Chestnut Mound (38552)
275 residents
What this shows Among its immediate neighbors, ZIP 38545 ranks #4 by population - useful context the national average alone can't give.
ZIP 38545 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38582
Silver Point (38582)
$93,333 median income
- 38564
Granville (38564)
$88,947 median income
- 38552
Chestnut Mound (38552)
$71,250 median income
- 38544
Baxter (38544)
$69,823 median income
- 38545
Bloomington Springs (38545)
$59,512 median income
- 38501
Cookeville (38501)
$52,145 median income
- 38562
Gainesboro (38562)
$39,398 median income
What this shows By household income, ZIP 38545 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38545, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,474 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jackson County
Related Areas
Frequently Asked Questions
What county is ZIP code 38545 in?
ZIP code 38545 (Bloomington Springs) is located in Jackson County, Tennessee. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-tn.
What is the population of ZIP code 38545?
ZIP code 38545 in Bloomington Springs, TN has a population of 1,474 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38545?
The median household income in ZIP 38545 is $59,512, which is 22% below the national average of $76,288.
What is the average home value in ZIP 38545?
The median home value in ZIP 38545 is $118,100, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 38545?
The largest racial group in ZIP 38545 is White at 91.4%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 38545?
ZIP code 38545 has 14 business establishments employing approximately 45 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 38545?
In ZIP code 38545, 63.6% of residents aged 25+ have a high school diploma or higher, and 19.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38545?
In ZIP code 38545, approximately 72.5% of occupied housing units are owner-occupied and 27.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38545?
The poverty rate in ZIP code 38545 is 15.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38545's numbers, next.
- See how ZIP 38545 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bloomington Springs, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.