Residential delivery area · Tennessee

ZIP Code 38501: Cookeville, TN

ZIP code 38501 uses the postal name Cookeville, Tennessee and lies mostly in Putnam County (63% of its land), reaching into Jackson County and Overton County (Census 2020 ZIP-county file). About 42,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Cookeville's 4 residential ZIP codes. Median household income is $52,145 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Cookeville (24%) and Dodson Branch (13%); 64% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
3national area: Tennessee, Alabama, Florida, Georgia, Mississippi and Armed Forces Americas
385sectional center: Nashville, TN (SCF 370)
01delivery area within it
Town
Cookeville · 4 residential ZIPs
Census places
Cookeville (24%); Dodson Branch (13%) census-designated place
Neighborhoods
Ashcroft Subdivision, Bilbrey Park, Bill Smith Subdivision, Briargate, Capshaw Woods, College Heights and 24 more GeoNames
Micro area
Cookeville, TN
House district
TN-6 119th Congress
Time zone
Central
Land area
87.1 sq mi · 488 people per sq mi
PO Box ZIPs
38502 also use the name Cookeville

Where is ZIP code 38501?

38501 centers on 36.226°, -85.533° and covers 87.1 square miles of land plus 0.2 of water. It borders 7 ZIP codes: 38505, 38503, 38506, 38545, 38544, 38562, 38568.

38505 · Cookeville38506 · Cookeville38544 · Baxter38545 · Bloomington Springs38562 · Gainesboro38568 · Hilham38501 · Cookeville (this ZIP)38501385063856238544385683854538505 · Cookeville38506 · Cookeville38544 · Baxter38545 · Bloomington Springs38562 · Gainesboro38568 · Hilham38501 · Cookeville (this ZIP)38501385063856238544385683854538505 · Cookeville38506 · Cookeville38544 · Baxter38545 · Bloomington Springs38562 · Gainesboro38568 · Hilham38501 · Cookeville (this ZIP)385013850638562385443856838545
Shaded by median household income, in national fifths (ACS 2020-2024); 38501 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 38501, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.

How does 38501 compare with the rest of Cookeville?

Rank of 38501 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure38501In CookevilleIn Putnam CountyIn TN
People (ACS 2020-2024)42,4711st of 41st of 1128th of 636
Median household income$52k2nd of 26th of 6329th of 425
Median home value$285k2nd of 22nd of 5142nd of 436

Its median household income is higher than in 17% of U.S. residential ZIP codes, and it is denser than 72% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 38501?

The 2020 Census counted 41,141 people in 38501; the ACS, which samples households over 2020-2024, estimates 42,471. Between the 2010 and 2020 censuses its population grew 12.1% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
42,471
2020 Census count
41,141+12.1% since 2010 (36,687)
Households
17,574
Median age
31.4

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 38501?

Of the 42,471 people the ACS estimates in 38501, 19.3% are under 18 and 14.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (80.8%).

  • Under 1819.3%
  • 18 to 6466.5%
  • 65 and older14.2%
Age of the people of 38501 (ACS 2020-2024, B01001)
  • White, not Hispanic80.8%
  • Hispanic or Latino9.5%
  • Other or two or more4.6%
  • Black, not Hispanic3.8%
  • Asian, not Hispanic1.3%
Race and Hispanic origin in 38501 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 38501 earn?

Median household income is $52,145 (ACS 2020-2024), the 6th highest of the 6 ranked ZIP codes in Putnam County. It rose from $47,237 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$52,145
Income per person
$29,719
Below the poverty line
21.4%
Unemployed (of the labor force)
4.1%
Adults 25+ with a bachelor's degree
31.4%
Adjusted gross income per tax return, 2022
$66,88917,130 returns; wages 63% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 38501?

FHFA's house price index for 38501, built from repeat sales and appraisals of the same homes, rose 118% from 2015 to 2025 and rose 65% from 2020 to 2025, and moved +3.3% in 2025.

Median home value (owners' estimate)
$284,600
Median gross rent
$883
Homes owned by their occupants
48.9%
Housing units
19,357
0 100 200 300 400 500 198619902000201020202025 0 100 200 300 400 500 198619902000201020202025 0 100 200 300 400 500 198619902000201020202025
Index = 100 in 1986, the first year FHFA reports for 38501; 2025: 472.1. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 38501?

1,341 business establishments had a location in this ZIP code in 2023, 51 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade266
  • Health care and social assistance200
  • Accommodation and food services164
  • Other services (except public administration)155
  • Professional, scientific, and technical services109
  • Finance and insurance100

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 38501?

ZIP codes that share a boundary with 38501, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
38505Cookeville960–4.0 mi
38503Cookeville0–4.6 mi
38506Cookeville30,100$70k6.2 mi
38545Bloomington Springs1,575$60k7.1 mi
38544Baxter8,175$70k10.4 mi
38562Gainesboro6,493$39k11.2 mi
38568Hilham2,243$62k15.1 mi
38564Granville501$89k12.5 mi (near)
38580Rickman1,609$70k13.7 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.