Residential delivery area · Tennessee
ZIP Code 38506: Cookeville, TN
ZIP code 38506 uses the postal name Cookeville, Tennessee and lies mostly in Putnam County (70% of its land), reaching into Overton County and White County (Census 2020 ZIP-county file). About 30,000 people live there (Census Bureau, ACS 2020-2024), the 2nd most populous of Cookeville's 4 residential ZIP codes. Median household income is $70,279 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Cookeville (9%) and Algood (3%); 88% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Cookeville · 4 residential ZIPs
- County
- Putnam County (70%); Overton County (25%); White County (4%)
- Census places
- Cookeville (9%); Algood (3%)
- Neighborhoods
- Bunker Hill Park, Gibson Subdivision, Heathwood, Hillsdale, Honeybrook, Pine Hills and 3 more GeoNames
- Micro area
- Cookeville, TN
- House district
- TN-6 119th Congress
- State
- Tennessee
- Time zone
- Central
- Land area
- 164.3 sq mi · 183 people per sq mi
- PO Box ZIPs
- 38502 also use the name Cookeville
Where is ZIP code 38506?
38506 centers on 36.187°, -85.434° and covers 164.3 square miles of land plus 0.2 of water. It borders 7 ZIP codes: 38501, 38580, 38574, 38544, 38570, 38583, 38568.
The map draws ZIP code areas only. For the streets inside 38506, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 38506 compare with the rest of Cookeville?
| Measure | 38506 | In Cookeville | In Putnam County | In TN |
|---|---|---|---|---|
| People (ACS 2020-2024) | 30,100 | 2nd of 4 | 2nd of 11 | 68th of 636 |
| Median household income | $70k | 1st of 2 | 1st of 6 | 156th of 425 |
| Median home value | $288k | 1st of 2 | 1st of 5 | 135th of 436 |
Its median household income is higher than in 47% of U.S. residential ZIP codes, and it is denser than 62% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 38506?
The 2020 Census counted 29,976 people in 38506; the ACS, which samples households over 2020-2024, estimates 30,100. Between the 2010 and 2020 censuses its population grew 13.0% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 30,100
- 2020 Census count
- 29,976+13.0% since 2010 (26,521)
- Households
- 12,470
- Median age
- 42.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 38506?
Of the 30,100 people the ACS estimates in 38506, 20.4% are under 18 and 20.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (91.1%).
- Under 1820.4%
- 18 to 6458.9%
- 65 and older20.7%
- White, not Hispanic91.1%
- Hispanic or Latino5.9%
- Other or two or more1.3%
- Asian, not Hispanic0.9%
- Black, not Hispanic0.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 38506 earn?
Median household income is $70,279 (ACS 2020-2024), the highest of the 6 ranked ZIP codes in Putnam County. It is not measurably different from 2015-2019 ($64,341 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $70,279
- Income per person
- $37,700
- Below the poverty line
- 13.8%
- Unemployed (of the labor force)
- 3.5%
- Adults 25+ with a bachelor's degree
- 30.6%
- Adjusted gross income per tax return, 2022
- $83,11213,930 returns; wages 61% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 38506?
FHFA's house price index for 38506, built from repeat sales and appraisals of the same homes, rose 116% from 2015 to 2025 and rose 68% from 2020 to 2025, and moved +4.3% in 2025.
- Median home value (owners' estimate)
- $288,100
- Median gross rent
- $1,007
- Homes owned by their occupants
- 74.7%
- Housing units
- 13,155
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 38506?
479 business establishments had a location in this ZIP code in 2023, 81 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction66
- Retail trade64
- Manufacturing49
- Health care and social assistance44
- Wholesale trade40
- Other services (except public administration)39
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 38506?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 38501 | Cookeville | 42,471 | $52k | 6.2 mi |
| 38580 | Rickman | 1,609 | $70k | 9.9 mi |
| 38574 | Monterey | 9,079 | $52k | 11.8 mi |
| 38544 | Baxter | 8,175 | $70k | 13.3 mi |
| 38570 | Livingston | 10,255 | $42k | 14.4 mi |
| 38583 | Sparta | 25,584 | $55k | 16.2 mi |
| 38568 | Hilham | 2,243 | $62k | 17.5 mi |
| 38505 | Cookeville | 960 | – | 4.1 mi (near) |
| 38503 | Cookeville | 0 | – | 4.4 mi (near) |
| 38545 | Bloomington Springs | 1,575 | $60k | 13.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.