PlainZIP

Livingston, TN · standard

ZIP Code 38570

Overton County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,898
36/sq mi
$41,785
Median income
$163,800
Median home value
15.7%
Bachelor's or higher

The verdict

Livingston pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

7th pct
household income, US ZIPs
32th pct
home value, US ZIPs
36
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38570 against every reporting US ZIP.

ZIP code 38570 is a mid-sized community (a standard USPS delivery area) in Livingston, Overton County, Tennessee, home to 9,898 residents across 276.5 square miles, a density of 36 people per square mile, in the Chicago time zone.

ZIP 38570 reports a modest median household income of $41,785 (37% below the Tennessee average), while per-capita income is $29,791. Local economic indicators show a 16.4% poverty rate alongside 3.0% unemployment. Median home value sits at $163,800 (34% below the state average), median rent at $754 a month, and owner-occupancy at 73.5%.

Educational attainment sits below the national norm: 15.7% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is 27 minutes. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 38570, plus 6 more within Overton County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38570

Top 5 sectors by establishment count in Livingston, TN

Which industries have the most business establishments in ZIP 38570.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38570, Livingston, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,898

Population

276.5

Area (sq mi)

36

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38570?

42.8

Median Age

46.5%

Male

53.5%

Female

1.1%

Foreign-Born

White 93.0%
African American 2.5%
Asian 0.5%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.5%
Hispanic or Latino 2.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$41,785

Median Household Income

-37% vs state

$29,791

Per Capita Income

16.4%

Poverty Rate

3.0%

Unemployment Rate

27.2 min

Mean Commute Time

How ZIP 38570 ranks nationally

Livingston, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$41,785 7th percentile higher than 7% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.9%
Bachelor's Degree or Higher 15.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,617

Total Housing Units

4,085

Occupied Units

532

Vacant Units

2.46

Avg Household Size

Occupancy Type

Owner 73.5%
Renter 26.5%

$163,800

Median Home Value

-34% vs state

$754

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-2.9%

YoY Change (2024)

289

HPI Index (2000 = 100)

+189%

Total Change Since 2000

Home values in ZIP 38570 have decreased 2.9% over the past year (2024). Since 2000, this ZIP has seen +189% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.0% 182
2021 +12.9% 205
2022 +21.3% 249
2023 +19.2% 297
2024 -2.9% 289

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 265 business establishments in ZIP 38570, employing approximately 4,352 people with a combined annual payroll of $194,334,000.

265

Businesses

4,352

Employees

$194.3M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 60 22.6%
Health care and social assistance 31 11.7%
Other services (except public administration) 29 10.9%
Accommodation and food services 27 10.2%
Manufacturing 20 7.5%
Professional, scientific, and technical services 19 7.2%
Finance and insurance 16 6.0%
Construction 15 5.7%
Transportation and warehousing 13 4.9%
Wholesale trade 10 3.8%
Administrative and support and waste management and remediation services 9 3.4%
Real estate and rental and leasing 6 2.3%
Information 4 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38570 vs 38580 →

ZIP 38570 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38570 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38570 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38570 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38580 Rickman, TN 1,743 6.8 mi
38542 Allred, TN 22 7.7 mi
38568 Hilham, TN 2,034 9.1 mi
38573 Monroe, TN 2,198 9.8 mi

More ZIP Codes in Overton County

38573 standard
Monroe, TN
Pop: 2,198
38568 standard
Hilham, TN
Pop: 2,034
38580 standard
Rickman, TN
Pop: 1,743
38541 standard
Allons, TN
Pop: 1,613
38554 standard
Crawford, TN
Pop: 827
38543 standard
Alpine, TN
Pop: 560

Related Areas

Overton County Livingston, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38570 in? ▼
ZIP code 38570 (Livingston) is located in Overton County, Tennessee. Overton County contains multiple ZIP codes, see the full list at /counties/overton-tn.
What is the population of ZIP code 38570? ▼
ZIP code 38570 in Livingston, TN has a population of 9,898 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38570? ▼
The median household income in ZIP 38570 is $41,785, which is 45% below the national average of $76,288.
What is the average home value in ZIP 38570? ▼
The median home value in ZIP 38570 is $163,800, which is 41% below the national average of $278,155.
What is the demographic makeup of ZIP 38570? ▼
The largest racial group in ZIP 38570 is White at 93.0%. Hispanic or Latino residents make up 2.3% of the population.
How many businesses are in ZIP code 38570? ▼
ZIP code 38570 has 265 business establishments employing approximately 4,352 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38570? ▼
The top industries by establishment count in ZIP 38570 are: Retail trade (60), Health care and social assistance (31), Other services (except public administration) (29). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 38570? ▼
According to the FHFA House Price Index, home values in ZIP 38570 decreased by 2.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 189%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38570? ▼
In ZIP code 38570, 60.9% of residents aged 25+ have a high school diploma or higher, and 15.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38570? ▼
The mean commute time for workers in ZIP code 38570 is 27.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38570? ▼
In ZIP code 38570, approximately 73.5% of occupied housing units are owner-occupied and 26.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38570? ▼
The poverty rate in ZIP code 38570 is 16.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.