Livingston, TN · standard
ZIP Code 38570
Overton County, Tennessee — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,898
- 36/sq mi
- $41,785
- Median income
- $163,800
- Median home value
- 15.7%
- Bachelor's or higher
The verdict
Livingston pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 7th pct
- household income, US ZIPs
- 32th pct
- home value, US ZIPs
- 36
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38570 against every reporting US ZIP.
ZIP code 38570 is classified by USPS as a standard delivery area and covers roughly 276.5 square miles in Livingston, Overton County, Tennessee. The area is home to 9,898 residents, producing a population density of 36 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 38570 against Tennessee and the nation.
On the economic side, the median household income for ZIP 38570 sits at $41,785 (37% below the Tennessee average), while per-capita income is $29,791. The poverty rate stands at 16.4% and the unemployment rate at 3.0%. On housing, the median home value is $163,800 (34% below the state average) with median rent at $754 per month, and 73.5% of occupied units are owner-occupied, a direct signal of whether 38570 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 15.7% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is 27 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Overton County, so you can benchmark 38570 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 38570
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 38570.
- Retail trade
Retail trade
60 establishments
- Health care and social assistance
Health care and social assistance
31 establishments
- Other services (except public administration)
Other services (except public administration)
29 establishments
- Accommodation and food services
Accommodation and food services
27 establishments
- Manufacturing 20
Manufacturing
20 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 38570, Livingston, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
9,898
Population
276.5
Area (sq mi)
36
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38570?
42.8
Median Age
46.5%
Male
53.5%
Female
1.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$41,785
Median Household Income
-37% vs state
$29,791
Per Capita Income
16.4%
Poverty Rate
3.0%
Unemployment Rate
27.2 min
Mean Commute Time
How ZIP 38570 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$41,785 7th percentile higher than 7% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
4,617
Total Housing Units
4,085
Occupied Units
532
Vacant Units
2.46
Avg Household Size
Occupancy Type
$163,800
Median Home Value
-34% vs state
$754
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-2.9%
YoY Change (2024)
289
HPI Index (2000 = 100)
+189%
Total Change Since 2000
Home values in ZIP 38570 have decreased 2.9% over the past year (2024). Since 2000, this ZIP has seen +189% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.0% | 182 |
| 2021 | +12.9% | 205 |
| 2022 | +21.3% | 249 |
| 2023 | +19.2% | 297 |
| 2024 | -2.9% | 289 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 265 business establishments in ZIP 38570, employing approximately 4,352 people with a combined annual payroll of $194,334,000.
265
Businesses
4,352
Employees
$194.3M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 60 | 22.6% |
| Health care and social assistance | 31 | 11.7% |
| Other services (except public administration) | 29 | 10.9% |
| Accommodation and food services | 27 | 10.2% |
| Manufacturing | 20 | 7.5% |
| Professional, scientific, and technical services | 19 | 7.2% |
| Finance and insurance | 16 | 6.0% |
| Construction | 15 | 5.7% |
| Transportation and warehousing | 13 | 4.9% |
| Wholesale trade | 10 | 3.8% |
| Administrative and support and waste management and remediation services | 9 | 3.4% |
| Real estate and rental and leasing | 6 | 2.3% |
| Information | 4 | 1.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38570 vs 38580 →
ZIP 38570 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38570
Livingston (38570)
9,898 residents
- 38573 2,198
Monroe (38573)
2,198 residents
- 38568 2,034
Hilham (38568)
2,034 residents
- 38580 1,743
Rickman (38580)
1,743 residents
- 38542 22
Allred (38542)
22 residents
What this shows Among its immediate neighbors, ZIP 38570 ranks the most populous — useful context the national average alone can't give.
ZIP 38570 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38580
Rickman (38580)
$70,081 median income
- 38568
Hilham (38568)
$61,556 median income
- 38573
Monroe (38573)
$49,583 median income
- 38570
Livingston (38570)
$41,785 median income
What this shows By household income, ZIP 38570 ranks #4 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Overton County
Related Areas
Frequently Asked Questions
What county is ZIP code 38570 in? ▼
What is the population of ZIP code 38570? ▼
What is the median household income in ZIP 38570? ▼
What is the average home value in ZIP 38570? ▼
What is the demographic makeup of ZIP 38570? ▼
How many businesses are in ZIP code 38570? ▼
What are the main industries in ZIP code 38570? ▼
How have home values changed in ZIP code 38570? ▼
What is the education level in ZIP code 38570? ▼
What is the average commute time in ZIP 38570? ▼
What percentage of residents own vs. rent in ZIP 38570? ▼
What is the poverty rate in ZIP code 38570? ▼
ZIP Code Research Guides
Official Data Resources for Livingston, TN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.