Residential delivery area · Tennessee
ZIP Code 38570: Livingston, TN
ZIP code 38570 uses the postal name Livingston, Tennessee and lies entirely in Overton County (Census 2020 ZIP-county file). About 10,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $41,785 (Census Bureau, ACS 2020-2024). By Census place, 6% of its land lies in Livingston, and 1% in smaller places; 94% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Livingston · its only residential ZIP
- County
- Overton County
- Census places
- Livingston
- Micro area
- Cookeville, TN
- House district
- TN-6 119th Congress
- State
- Tennessee
- Time zone
- Central
- Land area
- 118.8 sq mi · 86 people per sq mi
Where is ZIP code 38570?
38570 centers on 36.376°, -85.326° and covers 118.8 square miles of land plus 0.1 of water. It borders 7 ZIP codes: 38580, 38542, 38568, 38573, 38543, 38541, 38506.
The map draws ZIP code areas only. For the streets inside 38570, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 38570 compare with the rest of Overton County?
| Measure | 38570 | In Overton County | In TN |
|---|---|---|---|
| People (ACS 2020-2024) | 10,255 | 3rd of 12 | 204th of 636 |
| Median household income | $42k | 4th of 4 | 402nd of 425 |
| Median home value | $164k | 6th of 6 | 346th of 436 |
Its median household income is higher than in 7% of U.S. residential ZIP codes, and it is denser than 51% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 38570?
The 2020 Census counted 9,685 people in 38570; the ACS, which samples households over 2020-2024, estimates 10,255. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 10,255
- 2020 Census count
- 9,685
- Households
- 4,085
- Median age
- 42.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 38570?
Of the 10,255 people the ACS estimates in 38570, 20.3% are under 18 and 22.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (92.3%).
- Under 1820.3%
- 18 to 6457.7%
- 65 and older22.0%
- White, not Hispanic92.3%
- Black, not Hispanic2.5%
- Other or two or more2.4%
- Hispanic or Latino2.3%
- Asian, not Hispanic0.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 38570 earn?
Median household income is $41,785 (ACS 2020-2024), the 4th highest of the 4 ranked ZIP codes in Overton County.
- Median household income
- $41,785±$5,111
- Income per person
- $29,791
- Below the poverty line
- 16.4%
- Unemployed (of the labor force)
- 3.0%
- Adults 25+ with a bachelor's degree
- 15.7%
- Adjusted gross income per tax return, 2022
- $58,1294,180 returns; wages 68% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 38570?
FHFA's house price index for 38570, built from repeat sales and appraisals of the same homes, rose 129% from 2015 to 2025 and rose 71% from 2020 to 2025, and moved +8.2% in 2025.
- Median home value (owners' estimate)
- $163,800
- Median gross rent
- $754
- Homes owned by their occupants
- 73.5%
- Housing units
- 4,617
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 38570?
265 business establishments had a location in this ZIP code in 2023, 4 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade60
- Health care and social assistance31
- Other services (except public administration)29
- Accommodation and food services27
- Manufacturing20
- Professional, scientific, and technical services19
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 38570?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 38580 | Rickman | 1,609 | $70k | 7.1 mi |
| 38542 | Allred | 0 | – | 8.1 mi |
| 38568 | Hilham | 2,243 | $62k | 9.2 mi |
| 38573 | Monroe | 2,097 | $50k | 9.9 mi |
| 38543 | Alpine | 336 | $88k | 10.0 mi |
| 38541 | Allons | 1,542 | $41k | 11.2 mi |
| 38506 | Cookeville | 30,100 | $70k | 14.4 mi |
| 38554 | Crawford | 719 | $32k | 12.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.