Monroe, TN · standard
ZIP Code 38573
Overton County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,198
- 13/sq mi Low-density area
- $49,583
- Median income Below-median income area
- $182,100
- Median home value Near-median home value
- 14.4%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Monroe pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 14th pct
- household income, US ZIPs
- 38th pct
- home value, US ZIPs
- 13
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38573 against every reporting US ZIP.
ZIP code 38573 covers 169.1 square miles in Monroe, Overton County, Tennessee (a standard USPS delivery area), with a modest 2,198 residents on file, a density of 13 people per square mile, in the Chicago time zone.
ZIP 38573 reports a modest median household income of $49,583 (25% below the average Tennessee ZIP), while per-capita income is $26,397. The poverty rate is 11.5%, with unemployment at 2.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $182,100 (26% below the average Tennessee ZIP), and median rent is $850; owner occupancy is 81.1%.
Formal educational attainment runs low here: just 14.4% of adults hold a bachelor's degree or higher, the median age is 49, and the average commute is 29 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Overton County, so 38573 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38573, Monroe, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,198
Population
169.1
Area (sq mi)
13
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38573?
49.0
Median Age
48.0%
Male
52.0%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$49,583
Median Household Income
-25% vs state ZIP avg
$26,397
Per Capita Income
11.5%
Poverty Rate
2.0%
Unemployment Rate
28.6 min
Mean Commute Time
How ZIP 38573 ranks among Tennessee ZIPs
Monroe, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$49,583 20th percentile higher than 20% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,062housing units
1,062
Total Housing Units
843
Occupied Units
219
Vacant Units
2.49
Avg Household Size
Occupancy Type
$182,100
Median Home Value
-26% vs state ZIP avg
$850
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 13 business establishments in ZIP 38573, employing approximately 67 people with a combined annual payroll of $2,430,000.
13
Businesses
67
Employees
$2.4M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 4 | 30.8% |
| Retail trade | 3 | 23.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38573 vs 38549 →
ZIP 38573 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38570
Livingston (38570)
9,898 residents
- 38549 3,679
Byrdstown (38549)
3,679 residents
- 38573 2,198
Monroe (38573)
2,198 residents
- 38541 1,613
Allons (38541)
1,613 residents
- 38543 560
Alpine (38543)
560 residents
What this shows Among its immediate neighbors, ZIP 38573 ranks #3 by population - useful context the national average alone can't give.
ZIP 38573 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38543
Alpine (38543)
$87,917 median income
- 38549
Byrdstown (38549)
$49,617 median income
- 38573
Monroe (38573)
$49,583 median income
- 38570
Livingston (38570)
$41,785 median income
- 38541
Allons (38541)
$41,151 median income
What this shows By household income, ZIP 38573 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38573, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,198 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Overton County
Related Areas
Frequently Asked Questions
What county is ZIP code 38573 in?
ZIP code 38573 (Monroe) is located in Overton County, Tennessee. Overton County contains multiple ZIP codes, see the full list at /counties/overton-tn.
What is the population of ZIP code 38573?
ZIP code 38573 in Monroe, TN has a population of 2,198 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38573?
The median household income in ZIP 38573 is $49,583, which is 35% below the national average of $76,288.
What is the average home value in ZIP 38573?
The median home value in ZIP 38573 is $182,100, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 38573?
The largest racial group in ZIP 38573 is White at 91.2%. Hispanic or Latino residents make up 7.9% of the population.
How many businesses are in ZIP code 38573?
ZIP code 38573 has 13 business establishments employing approximately 67 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 38573?
In ZIP code 38573, 60.3% of residents aged 25+ have a high school diploma or higher, and 14.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38573?
The mean commute time for workers in ZIP code 38573 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38573?
In ZIP code 38573, approximately 81.1% of occupied housing units are owner-occupied and 18.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38573?
The poverty rate in ZIP code 38573 is 11.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38573's numbers, next.
- See how ZIP 38573 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Monroe, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.