PlainZIP

Monroe, TN · standard

ZIP Code 38573

Overton County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,198
13/sq mi
$49,583
Median income
$182,100
Median home value
14.4%
Bachelor's or higher

The verdict

Monroe pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

14th pct
household income, US ZIPs
38th pct
home value, US ZIPs
13
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38573 against every reporting US ZIP.

ZIP code 38573 covers 169.1 square miles in Monroe, Overton County, Tennessee (a standard USPS delivery area), with a modest 2,198 residents on file, a density of 13 people per square mile, in the Chicago time zone.

ZIP 38573 reports a modest median household income of $49,583 (25% below the Tennessee average), while per-capita income is $26,397. The poverty rate stands at 11.5% and the unemployment rate at 2.0%. Housing costs here run $182,100 for a typical home value (26% below the state average), with rent averaging $850 a month; 81.1% of homes are owner-occupied.

Formal educational attainment runs low here: just 14.4% of adults hold a bachelor's degree or higher, the median age is 49, and the average commute is 29 minutes. Beyond these figures, 4 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Overton County, letting you compare 38573 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38573, Monroe, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,198

Population

169.1

Area (sq mi)

13

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38573?

49.0

Median Age

48.0%

Male

52.0%

Female

0.0%

Foreign-Born

White 91.2%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.9%
Hispanic or Latino 7.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$49,583

Median Household Income

-25% vs state

$26,397

Per Capita Income

11.5%

Poverty Rate

2.0%

Unemployment Rate

28.6 min

Mean Commute Time

How ZIP 38573 ranks nationally

Monroe, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$49,583 14th percentile higher than 14% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.3%
Bachelor's Degree or Higher 14.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,062

Total Housing Units

843

Occupied Units

219

Vacant Units

2.49

Avg Household Size

Occupancy Type

Owner 81.1%
Renter 18.9%

$182,100

Median Home Value

-26% vs state

$850

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 13 business establishments in ZIP 38573, employing approximately 67 people with a combined annual payroll of $2,430,000.

13

Businesses

67

Employees

$2.4M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 4 30.8%
Retail trade 3 23.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38573 vs 38549 →

ZIP 38573 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38573 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38573 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38573 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38549 Byrdstown, TN 3,679 6.2 mi
38541 Allons, TN 1,613 7.2 mi
38543 Alpine, TN 560 8.6 mi
38570 Livingston, TN 9,898 9.8 mi

More ZIP Codes in Overton County

38570 standard
Livingston, TN
Pop: 9,898
38568 standard
Hilham, TN
Pop: 2,034
38580 standard
Rickman, TN
Pop: 1,743
38541 standard
Allons, TN
Pop: 1,613
38554 standard
Crawford, TN
Pop: 827
38543 standard
Alpine, TN
Pop: 560

Related Areas

Overton County Monroe, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38573 in? ▼
ZIP code 38573 (Monroe) is located in Overton County, Tennessee. Overton County contains multiple ZIP codes, see the full list at /counties/overton-tn.
What is the population of ZIP code 38573? ▼
ZIP code 38573 in Monroe, TN has a population of 2,198 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38573? ▼
The median household income in ZIP 38573 is $49,583, which is 35% below the national average of $76,288.
What is the average home value in ZIP 38573? ▼
The median home value in ZIP 38573 is $182,100, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 38573? ▼
The largest racial group in ZIP 38573 is White at 91.2%. Hispanic or Latino residents make up 7.9% of the population.
How many businesses are in ZIP code 38573? ▼
ZIP code 38573 has 13 business establishments employing approximately 67 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 38573? ▼
In ZIP code 38573, 60.3% of residents aged 25+ have a high school diploma or higher, and 14.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38573? ▼
The mean commute time for workers in ZIP code 38573 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38573? ▼
In ZIP code 38573, approximately 81.1% of occupied housing units are owner-occupied and 18.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38573? ▼
The poverty rate in ZIP code 38573 is 11.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.