Residential delivery area · Tennessee
ZIP Code 38573: Monroe, TN
ZIP code 38573 uses the postal name Monroe, Tennessee and lies mostly in Overton County (65% of its land), reaching into Pickett County and Clay County (Census 2020 ZIP-county file). About 2,100 people live there (Census Bureau, ACS 2020-2024). Median household income is $49,583 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2022
- ZBP2023
- IRS2022
- Town
- Monroe · its only residential ZIP
- County
- Overton County (65%); Pickett County (33%); Clay County (2%)
- Micro area
- Cookeville, TN
- House district
- TN-6 119th Congress
- State
- Tennessee
- Time zone
- Central
- Land area
- 66.8 sq mi · 31 people per sq mi
Where is ZIP code 38573?
38573 centers on 36.493°, -85.224° and covers 66.8 square miles of land plus 4.7 of water. It borders 4 ZIP codes: 38549, 38541, 38570, 38543.
The map draws ZIP code areas only. For the streets inside 38573, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 38573 compare with the rest of Overton County?
| Measure | 38573 | In Overton County | In TN |
|---|---|---|---|
| People (ACS 2020-2024) | 2,097 | 6th of 12 | 439th of 636 |
| Median household income | $50k | not ranked | not ranked |
| Median home value | $182k | not ranked | not ranked |
38573's median household income is not ranked: its 90% margin of error (±$18,135) is more than a quarter of the figure ($49,583); 38573's median home value is not ranked: its 90% margin of error (±$69,390) is more than a quarter of the figure ($182,100). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 34% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 38573?
The 2020 Census counted 2,106 people in 38573; the ACS, which samples households over 2020-2024, estimates 2,097. Between the 2010 and 2020 censuses its population fell 4.2% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 2,097±412 (90% margin)
- 2020 Census count
- 2,106−4.2% since 2010 (2,198)
- Households
- 843
- Median age
- 49.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 38573?
Of the 2,097 people the ACS estimates in 38573, 23.8% are under 18 and 24.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (91.2%).
- Under 1823.8%
- 18 to 6451.6%
- 65 and older24.5%
- White, not Hispanic91.2%
- Hispanic or Latino7.9%
- Other or two or more0.9%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 38573 earn?
Median household income is $49,583 (ACS 2020-2024). It is not measurably different from 2015-2019 ($63,232 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $49,583±$18,135
- Income per person
- $26,397
- Below the poverty line
- 11.5%
- Unemployed (of the labor force)
- 2.0%
- Adults 25+ with a bachelor's degree
- 14.4%
- Adjusted gross income per tax return, 2022
- $58,564980 returns; wages 69% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 38573?
- Median home value (owners' estimate)
- $182,100
- Median gross rent
- $850
- Homes owned by their occupants
- 81.1%
- Housing units
- 1,062
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 38573?
13 business establishments had a location in this ZIP code in 2023, 6 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction4
- Retail trade3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 38573?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 38549 | Byrdstown | 4,141 | $50k | 6.3 mi |
| 38541 | Allons | 1,542 | $41k | 6.9 mi |
| 38570 | Livingston | 10,255 | $42k | 9.9 mi |
| 38543 | Alpine | 336 | $88k | 10.7 mi |
| 38542 | Allred | 0 | – | 12.3 mi (near) |
| 38568 | Hilham | 2,243 | $62k | 14.4 mi (near) |
| 38551 | Celina | 4,477 | $40k | 15.3 mi (near) |
| 38580 | Rickman | 1,609 | $70k | 15.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.