Elmwood, TN · standard
ZIP Code 38560
Smith County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,425
- 16/sq mi Moderate-density area
- $77,986
- Median income Near-median income area
- $241,300
- Median home value Near-median home value
- 12.5%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Elmwood pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 41%
- household income, US ZIPs
- Top 45%
- home value, US ZIPs
- 16
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38560 against every reporting US ZIP.
ZIP code 38560 is a sparsely populated ZIP (a standard USPS delivery area) in Elmwood, Smith County, Tennessee, home to just 1,425 residents across 88.0 square miles, a density of 16 people per square mile, in the Chicago time zone.
ZIP 38560 lands in the middle-income range, with a median household income of $77,986 (17% above the average Tennessee ZIP), while per-capita income is $31,353. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.3% and unemployment is 2.5%. Median home value is $241,300 (2% below the average Tennessee ZIP) and median rent is $777; 75.3% of occupied homes are owner-occupied.
Formal educational attainment runs low here: just 12.5% of adults hold a bachelor's degree or higher, the median age is 34.3, and the average commute is -. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Smith County, so 38560 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38560, Elmwood, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,425
Population
88.0
Area (sq mi)
16
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38560?
34.3
Median Age
63.3%
Male
36.7%
Female
0.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$77,986
Median Household Income
+17% vs state ZIP avg
$31,353
Per Capita Income
7.3%
Poverty Rate
2.5%
Unemployment Rate
How ZIP 38560 ranks among Tennessee ZIPs
Elmwood, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$77,986 Top 24% higher than 76% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
530housing units
530
Total Housing Units
421
Occupied Units
109
Vacant Units
3.40
Avg Household Size
Occupancy Type
$241,300
Median Home Value
-2% vs state ZIP avg
$777
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 4 business establishments in ZIP 38560, employing approximately 10 people with a combined annual payroll of $771,000.
4
Businesses
10
Employees
$771K
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 75.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38560 vs 38552 →
ZIP 38560 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37030
Carthage (37030)
6,982 residents
- 37145 2,157
Pleasant Shade (37145)
2,157 residents
- 38547 1,975
Brush Creek (38547)
1,975 residents
- 38582 1,426
Silver Point (38582)
1,426 residents
- 38560 1,425
Elmwood (38560)
1,425 residents
- 38567 784
Hickman (38567)
784 residents
- 38548 731
Buffalo Valley (38548)
731 residents
- 38564 453
Granville (38564)
453 residents
- 38569 363
Lancaster (38569)
363 residents
What this shows Among its immediate neighbors, ZIP 38560 ranks #5 by population - useful context the national average alone can't give.
ZIP 38560 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38567
Hickman (38567)
$100,368 median income
- 38582
Silver Point (38582)
$93,333 median income
- 38564
Granville (38564)
$88,947 median income
- 38547
Brush Creek (38547)
$80,843 median income
- 38560
Elmwood (38560)
$77,986 median income
- 38552
Chestnut Mound (38552)
$71,250 median income
- 37145
Pleasant Shade (37145)
$69,150 median income
- 37030
Carthage (37030)
$61,800 median income
What this shows By household income, ZIP 38560 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 38552 | Chestnut Mound, TN | 275 | 3.5 mi |
| 37030 | Carthage, TN | 6,982 | 5.2 mi |
| 38548 | Buffalo Valley, TN | 731 | 6.2 mi |
| 38567 | Hickman, TN | 784 | 7.2 mi |
| 38569 | Lancaster, TN | 363 | 9.4 mi |
| 38564 | Granville, TN | 453 | 7.4 mi |
| 37145 | Pleasant Shade, TN | 2,157 | 10.4 mi |
| 38547 | Brush Creek, TN | 1,975 | 9.5 mi |
| 38582 | Silver Point, TN | 1,426 | 11.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38560, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,425 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Smith County
Related Areas
Frequently Asked Questions
What county is ZIP code 38560 in?
ZIP code 38560 (Elmwood) is located in Smith County, Tennessee. Smith County contains multiple ZIP codes, see the full list at /counties/smith-tn.
What is the population of ZIP code 38560?
ZIP code 38560 in Elmwood, TN has a population of 1,425 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38560?
The median household income in ZIP 38560 is $77,986, which is 2% above the national average of $76,288.
What is the average home value in ZIP 38560?
The median home value in ZIP 38560 is $241,300, which is 13% below the national average of $278,155.
What is the demographic makeup of ZIP 38560?
The largest racial group in ZIP 38560 is White at 95.3%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 38560?
ZIP code 38560 has 4 business establishments employing approximately 10 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 38560?
In ZIP code 38560, 58.7% of residents aged 25+ have a high school diploma or higher, and 12.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38560?
In ZIP code 38560, approximately 75.3% of occupied housing units are owner-occupied and 24.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38560?
The poverty rate in ZIP code 38560 is 7.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38560's numbers, next.
- See how ZIP 38560 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Elmwood, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.