PlainZIP

Elmwood, TN · standard

ZIP Code 38560

Smith County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,425
16/sq mi
$77,986
Median income
$241,300
Median home value
12.5%
Bachelor's or higher

The verdict

Elmwood pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 41%
household income, US ZIPs
Top 45%
home value, US ZIPs
16
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38560 against every reporting US ZIP.

ZIP code 38560 is a sparsely populated ZIP (a standard USPS delivery area) in Elmwood, Smith County, Tennessee, home to just 1,425 residents across 88.0 square miles, a density of 16 people per square mile, in the Chicago time zone.

ZIP 38560 lands in the middle-income range, with a median household income of $77,986 (17% above the Tennessee average), while per-capita income is $31,353. 7.3% of residents live below the poverty line, and the unemployment rate reads 2.5%. Median home value sits at $241,300 (2% below the state average), median rent at $777 a month, and owner-occupancy at 75.3%.

Formal educational attainment runs low here: just 12.5% of adults hold a bachelor's degree or higher, the median age is 34.3, and the average commute is -. Beyond these figures, 9 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Smith County, letting you compare 38560 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38560, Elmwood, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,425

Population

88.0

Area (sq mi)

16

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38560?

34.3

Median Age

63.3%

Male

36.7%

Female

0.6%

Foreign-Born

White 95.3%
African American 1.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.2%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,986

Median Household Income

+17% vs state

$31,353

Per Capita Income

7.3%

Poverty Rate

2.5%

Unemployment Rate

How ZIP 38560 ranks nationally

Elmwood, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$77,986 Top 41% higher than 59% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.7%
Bachelor's Degree or Higher 12.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

530

Total Housing Units

421

Occupied Units

109

Vacant Units

3.40

Avg Household Size

Occupancy Type

Owner 75.3%
Renter 24.7%

$241,300

Median Home Value

-2% vs state

$777

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 4 business establishments in ZIP 38560, employing approximately 10 people with a combined annual payroll of $771,000.

4

Businesses

10

Employees

$771K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 3 75.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38560 vs 38552 →

ZIP 38560 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38560 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38560 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38560 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38552 Chestnut Mound, TN 275 3.5 mi
37030 Carthage, TN 6,982 5.2 mi
38548 Buffalo Valley, TN 731 6.2 mi
38567 Hickman, TN 784 7.2 mi
38569 Lancaster, TN 363 9.4 mi
38564 Granville, TN 453 7.4 mi
37145 Pleasant Shade, TN 2,157 10.4 mi
38547 Brush Creek, TN 1,975 9.5 mi
38582 Silver Point, TN 1,426 11.6 mi

More ZIP Codes in Smith County

37030 standard
Carthage, TN
Pop: 6,982
38563 standard
Gordonsville, TN
Pop: 2,330
37145 standard
Pleasant Shade, TN
Pop: 2,157
38547 standard
Brush Creek, TN
Pop: 1,975
37057 standard
Dixon Springs, TN
Pop: 834
38567 standard
Hickman, TN
Pop: 784

Related Areas

Smith County Elmwood, TN Tennessee

Frequently Asked Questions

What county is ZIP code 38560 in? ▼
ZIP code 38560 (Elmwood) is located in Smith County, Tennessee. Smith County contains multiple ZIP codes, see the full list at /counties/smith-tn.
What is the population of ZIP code 38560? ▼
ZIP code 38560 in Elmwood, TN has a population of 1,425 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38560? ▼
The median household income in ZIP 38560 is $77,986, which is 2% above the national average of $76,288.
What is the average home value in ZIP 38560? ▼
The median home value in ZIP 38560 is $241,300, which is 13% below the national average of $278,155.
What is the demographic makeup of ZIP 38560? ▼
The largest racial group in ZIP 38560 is White at 95.3%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 38560? ▼
ZIP code 38560 has 4 business establishments employing approximately 10 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 38560? ▼
In ZIP code 38560, 58.7% of residents aged 25+ have a high school diploma or higher, and 12.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 38560? ▼
In ZIP code 38560, approximately 75.3% of occupied housing units are owner-occupied and 24.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38560? ▼
The poverty rate in ZIP code 38560 is 7.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.