Brush Creek, TN · standard
ZIP Code 38547
Smith County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,975
- 23/sq mi Moderate-density area
- $80,843
- Median income Near-median income area
- $244,100
- Median home value Near-median home value
- 18.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Brush Creek pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 37%
- household income, US ZIPs
- Top 44%
- home value, US ZIPs
- 23
- people per sq mi
- 98%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38547 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 38547 (Brush Creek, TN) rose +11.6% from 2023 to 2024. The all-transactions index moved from 259.0 in 2023 to 289.1 in 2024 (2000 = 100).
ZIP code 38547 covers 84.8 square miles in Brush Creek, Smith County, Tennessee (a standard USPS delivery area), with a modest 1,975 residents on file, a density of 23 people per square mile, in the Chicago time zone.
ZIP 38547 lands in the middle-income range, with a median household income of $80,843 (22% above the average Tennessee ZIP), while per-capita income is $33,329. The poverty rate is 17.6%, with unemployment at 3.1%; those measures add context to the income figure. Median home value is $244,100 (1% below the average Tennessee ZIP); 98.3% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 18.2% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is 31 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Smith County, so 38547 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 38547
Top 5 sectors by establishment count in Brush Creek, TN
Which industries have the most business establishments in ZIP 38547.
- Construction
Construction
5 establishments
- Transportation and warehousing
Transportation and warehousing
3 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38547, Brush Creek, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,975
Population
84.8
Area (sq mi)
23
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 38547?
40.2
Median Age
49.6%
Male
50.4%
Female
0.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,843
Median Household Income
+22% vs state ZIP avg
$33,329
Per Capita Income
17.6%
Poverty Rate
3.1%
Unemployment Rate
31.4 min
Mean Commute Time
How ZIP 38547 ranks among Tennessee ZIPs
Brush Creek, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$80,843 Top 21% higher than 79% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
847housing units
847
Total Housing Units
783
Occupied Units
64
Vacant Units
2.67
Avg Household Size
Occupancy Type
$244,100
Median Home Value
-1% vs state ZIP avg
1997
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.6%
YoY Change (2024)
289
HPI Index (2000 = 100)
+189%
Total Change Since 2000
Home values in ZIP 38547 have increased 11.6% over the past year (2024). Since 2000, this ZIP has seen +189% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -14.6% | 178 |
| 2021 | +19.6% | 213 |
| 2022 | +18.1% | 252 |
| 2023 | +3.0% | 259 |
| 2024 | +11.6% | 289 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 22 business establishments in ZIP 38547, employing approximately 92 people with a combined annual payroll of $3,358,000.
22
Businesses
92
Employees
$3.4M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 5 | 22.7% |
| Transportation and warehousing | 3 | 13.6% |
| Administrative and support and waste management and remediation services | 3 | 13.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 38547 vs 38563 →
ZIP 38547 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37030
Carthage (37030)
6,982 residents
- 37184
Watertown (37184)
5,844 residents
- 38563 2,330
Gordonsville (38563)
2,330 residents
- 37012 2,292
Alexandria (37012)
2,292 residents
- 38547 1,975
Brush Creek (38547)
1,975 residents
- 38560 1,425
Elmwood (38560)
1,425 residents
- 38567 784
Hickman (38567)
784 residents
What this shows Among its immediate neighbors, ZIP 38547 ranks #5 by population - useful context the national average alone can't give.
ZIP 38547 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 38567
Hickman (38567)
$100,368 median income
- 37184
Watertown (37184)
$83,125 median income
- 38547
Brush Creek (38547)
$80,843 median income
- 38560
Elmwood (38560)
$77,986 median income
- 37030
Carthage (37030)
$61,800 median income
- 38563
Gordonsville (38563)
$50,313 median income
- 37012
Alexandria (37012)
$49,265 median income
What this shows By household income, ZIP 38547 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 38547, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,975 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Smith County
Related Areas
Frequently Asked Questions
What county is ZIP code 38547 in?
ZIP code 38547 (Brush Creek) is located in Smith County, Tennessee. Smith County contains multiple ZIP codes, see the full list at /counties/smith-tn.
What is the population of ZIP code 38547?
ZIP code 38547 in Brush Creek, TN has a population of 1,975 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38547?
The median household income in ZIP 38547 is $80,843, which is 6% above the national average of $76,288.
What is the average home value in ZIP 38547?
The median home value in ZIP 38547 is $244,100, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 38547?
The largest racial group in ZIP 38547 is White at 95.4%. Hispanic or Latino residents make up 0.6% of the population.
How many businesses are in ZIP code 38547?
ZIP code 38547 has 22 business establishments employing approximately 92 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38547?
The top industries by establishment count in ZIP 38547 are: Construction (5), Transportation and warehousing (3), Administrative and support and waste management and remediation services (3). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 38547?
According to the FHFA House Price Index, home values in ZIP 38547 increased by 11.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 189%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38547?
In ZIP code 38547, 55.5% of residents aged 25+ have a high school diploma or higher, and 18.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38547?
The mean commute time for workers in ZIP code 38547 is 31.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38547?
In ZIP code 38547, approximately 98.3% of occupied housing units are owner-occupied and 1.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38547?
The poverty rate in ZIP code 38547 is 17.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 38547's numbers, next.
- See how ZIP 38547 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Brush Creek, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.