Brush Creek, TN · standard

ZIP Code 38547

Smith County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,975
23/sq mi
$80,843
Median income
$244,100
Median home value
18.2%
Bachelor's or higher

The verdict

Brush Creek pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 37%
household income, US ZIPs
Top 44%
home value, US ZIPs
23
people per sq mi
98%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 38547 against every reporting US ZIP.

ZIP code 38547 covers 84.8 square miles in Brush Creek, Smith County, Tennessee (a standard USPS delivery area), with a modest 1,975 residents on file, a density of 23 people per square mile, in the Chicago time zone.

ZIP 38547 lands in the middle-income range, with a median household income of $80,843 (22% above the Tennessee average), while per-capita income is $33,329. Local economic indicators show a 17.6% poverty rate alongside 3.1% unemployment. Housing costs here run $244,100 for a typical home value (1% below the state average), with rent averaging - a month; 98.3% of homes are owner-occupied.

Educational attainment sits below the national norm: 18.2% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is 31 minutes. To put 38547 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Smith County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 38547

Top 5 sectors by establishment count in Brush Creek, TN

Which industries have the most business establishments in ZIP 38547.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 38547, Brush Creek, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,975

Population

84.8

Area (sq mi)

23

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 38547?

40.2

Median Age

49.6%

Male

50.4%

Female

0.9%

Foreign-Born

White 95.4%
African American 0.7%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 1.9%
Two or More Ethnicities 2.1%
Hispanic or Latino 0.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,843

Median Household Income

+22% vs state

$33,329

Per Capita Income

17.6%

Poverty Rate

3.1%

Unemployment Rate

31.4 min

Mean Commute Time

How ZIP 38547 ranks nationally

Brush Creek, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$80,843 Top 37% higher than 63% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.5%
Bachelor's Degree or Higher 18.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

847

Total Housing Units

783

Occupied Units

64

Vacant Units

2.67

Avg Household Size

Occupancy Type

Owner 98.3%
Renter 1.7%

$244,100

Median Home Value

-1% vs state

1997

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.6%

YoY Change (2024)

289

HPI Index (2000 = 100)

+189%

Total Change Since 2000

Home values in ZIP 38547 have increased 11.6% over the past year (2024). Since 2000, this ZIP has seen +189% cumulative appreciation.

Year Annual Change HPI Index
2020 -14.6% 178
2021 +19.6% 213
2022 +18.1% 252
2023 +3.0% 259
2024 +11.6% 289

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 22 business establishments in ZIP 38547, employing approximately 92 people with a combined annual payroll of $3,358,000.

22

Businesses

92

Employees

$3.4M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Construction 5 22.7%
Transportation and warehousing 3 13.6%
Administrative and support and waste management and remediation services 3 13.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 38547 vs 38563 →

ZIP 38547 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 38547 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 38547 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 38547 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38563 Gordonsville, TN 2,330 3.4 mi
37012 Alexandria, TN 2,292 5.4 mi
38567 Hickman, TN 784 5.3 mi
37030 Carthage, TN 6,982 9.1 mi
37184 Watertown, TN 5,844 9.0 mi
38560 Elmwood, TN 1,425 9.5 mi

More ZIP Codes in Smith County

Frequently Asked Questions

What county is ZIP code 38547 in?
ZIP code 38547 (Brush Creek) is located in Smith County, Tennessee. Smith County contains multiple ZIP codes, see the full list at /counties/smith-tn.
What is the population of ZIP code 38547?
ZIP code 38547 in Brush Creek, TN has a population of 1,975 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 38547?
The median household income in ZIP 38547 is $80,843, which is 6% above the national average of $76,288.
What is the average home value in ZIP 38547?
The median home value in ZIP 38547 is $244,100, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 38547?
The largest racial group in ZIP 38547 is White at 95.4%. Hispanic or Latino residents make up 0.6% of the population.
How many businesses are in ZIP code 38547?
ZIP code 38547 has 22 business establishments employing approximately 92 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 38547?
The top industries by establishment count in ZIP 38547 are: Construction (5), Transportation and warehousing (3), Administrative and support and waste management and remediation services (3). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 38547?
According to the FHFA House Price Index, home values in ZIP 38547 increased by 11.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 189%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 38547?
In ZIP code 38547, 55.5% of residents aged 25+ have a high school diploma or higher, and 18.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 38547?
The mean commute time for workers in ZIP code 38547 is 31.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 38547?
In ZIP code 38547, approximately 98.3% of occupied housing units are owner-occupied and 1.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 38547?
The poverty rate in ZIP code 38547 is 17.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.