ZIP Code 37184
standardSource:
Watertown · Wilson County · Tennessee
- Population
- 5,844
- Median income
- $83,125
- Median home value
- $346,900
- Bachelor's or higher
- 26.2%
- Land area
- 302.8 sq mi
19/sq mi
▲ 9% vs US
higher than 66% of US ZIPs
▲ 25% vs US
higher than 73% of US ZIPs
Median age 43.7
Chicago
ZIP code 37184 in Watertown, Tennessee has a population of 5,844. The median household income is $83,125, which is 9% above the national average. Median home value is $346,900, 25% above the US average. 26.2% of residents hold a bachelor's degree or higher.
ZIP code 37184 is classified by USPS as a standard delivery area and covers roughly 302.8 square miles in Watertown, Wilson County, Tennessee. The area is home to 5,844 residents, producing a population density of 19 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 37184 against Tennessee and the nation.
On the economic side, the median household income for ZIP 37184 sits at $83,125 (25% above the Tennessee average), while per-capita income is $36,466. The poverty rate stands at 16.6% and the unemployment rate at 1.9%. On housing, the median home value is $346,900 (40% above the state average) with median rent at $941 per month, and 84.5% of occupied units are owner-occupied, a direct signal of whether 37184 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 26.2% of adults hold a bachelor's degree or higher, the median age is 43.7, and the average commute is 32 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Wilson County, so you can benchmark 37184 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 37184
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 37184.
- Construction
Construction
24 establishments
- Other services (except public administration)
Other services (except public administration)
15 establishments
- Retail trade
Retail trade
13 establishments
- Professional, scientific, and technical services 7
Professional, scientific, and technical services
7 establishments
- Accommodation and food services 5
Accommodation and food services
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 37184, Watertown, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
5,844
Population
302.8
Area (sq mi)
19
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 37184?
43.7
Median Age
49.8%
Male
50.2%
Female
0.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$83,125
Median Household Income
+25% vs state
$36,466
Per Capita Income
16.6%
Poverty Rate
1.9%
Unemployment Rate
31.5 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,097
Total Housing Units
2,914
Occupied Units
183
Vacant Units
2.50
Avg Household Size
Occupancy Type
$346,900
Median Home Value
+40% vs state
$941
Median Rent
1995
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.2%
YoY Change (2024)
338
HPI Index (2000 = 100)
+238%
Total Change Since 2000
Home values in ZIP 37184 have increased 10.2% over the past year (2024). Since 2000, this ZIP has seen +238% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.3% | 209 |
| 2021 | +12.5% | 235 |
| 2022 | +29.3% | 304 |
| 2023 | +0.7% | 307 |
| 2024 | +10.2% | 338 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 86 business establishments in ZIP 37184, employing approximately 502 people with a combined annual payroll of $22,557,000.
86
Businesses
502
Employees
$22.6M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 24 | 27.9% |
| Other services (except public administration) | 15 | 17.4% |
| Retail trade | 13 | 15.1% |
| Professional, scientific, and technical services | 7 | 8.1% |
| Accommodation and food services | 5 | 5.8% |
| Manufacturing | 4 | 4.7% |
| Transportation and warehousing | 4 | 4.7% |
| Finance and insurance | 4 | 4.7% |
| Administrative and support and waste management and remediation services | 4 | 4.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37184 vs 37012 →
More ZIP Codes in Wilson County
Related Areas
Frequently Asked Questions
What county is ZIP code 37184 in? ▼
What is the population of ZIP code 37184? ▼
What is the median household income in ZIP 37184? ▼
What is the average home value in ZIP 37184? ▼
What is the demographic makeup of ZIP 37184? ▼
How many businesses are in ZIP code 37184? ▼
What are the main industries in ZIP code 37184? ▼
How have home values changed in ZIP code 37184? ▼
What is the education level in ZIP code 37184? ▼
What is the average commute time in ZIP 37184? ▼
What percentage of residents own vs. rent in ZIP 37184? ▼
What is the poverty rate in ZIP code 37184? ▼
ZIP Code Research Guides
Official Data Resources for Watertown, TN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.