PlainZIP

Carthage, TN · standard

ZIP Code 37030

Smith County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,982
43/sq mi
$61,800
Median income
$252,600
Median home value
20.1%
Bachelor's or higher

The verdict

Carthage pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

32th pct
household income, US ZIPs
Top 42%
home value, US ZIPs
43
people per sq mi
70%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37030 against every reporting US ZIP.

ZIP code 37030 is a mid-sized community (a standard USPS delivery area) in Carthage, Smith County, Tennessee, home to 6,982 residents across 164.3 square miles, a density of 43 people per square mile, in the Chicago time zone.

ZIP 37030 reports a modest median household income of $61,800 (7% below the Tennessee average), while per-capita income is $30,907. Local economic indicators show a 9.4% poverty rate alongside 4.0% unemployment. The typical home here is valued at $252,600 (2% above the state average); renters pay a median of $962 monthly, and 70.4% of units are owner-occupied.

Educational attainment sits below the national norm: 20.1% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is 31 minutes. Beyond these figures, 8 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Smith County, letting you compare 37030 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37030

Top 5 sectors by establishment count in Carthage, TN

Which industries have the most business establishments in ZIP 37030.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37030, Carthage, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,982

Population

164.3

Area (sq mi)

43

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37030?

40.0

Median Age

47.0%

Male

53.0%

Female

1.9%

Foreign-Born

White 89.1%
African American 2.3%
Asian 0.9%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.1%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,800

Median Household Income

-7% vs state

$30,907

Per Capita Income

9.4%

Poverty Rate

4.0%

Unemployment Rate

31.4 min

Mean Commute Time

How ZIP 37030 ranks nationally

Carthage, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,800 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.6%
Bachelor's Degree or Higher 20.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,386

Total Housing Units

3,171

Occupied Units

215

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 70.4%
Renter 29.6%

$252,600

Median Home Value

+2% vs state

$962

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-14.2%

YoY Change (2024)

261

HPI Index (2000 = 100)

+161%

Total Change Since 2000

Home values in ZIP 37030 have decreased 14.2% over the past year (2024). Since 2000, this ZIP has seen +161% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 180
2021 +17.0% 211
2022 +23.3% 260
2023 +16.9% 304
2024 -14.2% 261

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 171 business establishments in ZIP 37030, employing approximately 2,738 people with a combined annual payroll of $128,170,000.

171

Businesses

2,738

Employees

$128.2M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 37 21.6%
Other services (except public administration) 20 11.7%
Professional, scientific, and technical services 18 10.5%
Construction 17 9.9%
Health care and social assistance 17 9.9%
Accommodation and food services 15 8.8%
Finance and insurance 11 6.4%
Administrative and support and waste management and remediation services 6 3.5%
Wholesale trade 5 2.9%
Transportation and warehousing 5 2.9%
Real estate and rental and leasing 5 2.9%
Manufacturing 4 2.3%
Information 4 2.3%
Arts, entertainment, and recreation 3 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37030 vs 38560 →

ZIP 37030 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37030 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37030 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37030 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
38560 Elmwood, TN 1,425 5.2 mi
37151 Riddleton, TN 565 5.9 mi
37145 Pleasant Shade, TN 2,157 7.5 mi
38563 Gordonsville, TN 2,330 6.6 mi
38567 Hickman, TN 784 9.7 mi
38547 Brush Creek, TN 1,975 9.1 mi
38552 Chestnut Mound, TN 275 8.5 mi
37057 Dixon Springs, TN 834 10.0 mi

More ZIP Codes in Smith County

38563 standard
Gordonsville, TN
Pop: 2,330
37145 standard
Pleasant Shade, TN
Pop: 2,157
38547 standard
Brush Creek, TN
Pop: 1,975
38560 standard
Elmwood, TN
Pop: 1,425
37057 standard
Dixon Springs, TN
Pop: 834
38567 standard
Hickman, TN
Pop: 784

Related Areas

Smith County Carthage, TN Tennessee

Frequently Asked Questions

What county is ZIP code 37030 in? ▼
ZIP code 37030 (Carthage) is located in Smith County, Tennessee. Smith County contains multiple ZIP codes, see the full list at /counties/smith-tn.
What is the population of ZIP code 37030? ▼
ZIP code 37030 in Carthage, TN has a population of 6,982 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37030? ▼
The median household income in ZIP 37030 is $61,800, which is 19% below the national average of $76,288.
What is the average home value in ZIP 37030? ▼
The median home value in ZIP 37030 is $252,600, which is 9% below the national average of $278,155.
What is the demographic makeup of ZIP 37030? ▼
The largest racial group in ZIP 37030 is White at 89.1%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 37030? ▼
ZIP code 37030 has 171 business establishments employing approximately 2,738 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37030? ▼
The top industries by establishment count in ZIP 37030 are: Retail trade (37), Other services (except public administration) (20), Professional, scientific, and technical services (18). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 37030? ▼
According to the FHFA House Price Index, home values in ZIP 37030 decreased by 14.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 161%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37030? ▼
In ZIP code 37030, 56.6% of residents aged 25+ have a high school diploma or higher, and 20.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37030? ▼
The mean commute time for workers in ZIP code 37030 is 31.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37030? ▼
In ZIP code 37030, approximately 70.4% of occupied housing units are owner-occupied and 29.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37030? ▼
The poverty rate in ZIP code 37030 is 9.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.