Carthage, TN · standard
ZIP Code 37030
Smith County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,982
- 43/sq mi Moderate-density area
- $61,800
- Median income Below-median income area
- $252,600
- Median home value Near-median home value
- 20.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Carthage pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 32nd pct
- household income, US ZIPs
- Top 42%
- home value, US ZIPs
- 43
- people per sq mi
- 70%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37030 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 37030 (Carthage, TN) fell -14.2% from 2023 to 2024. The all-transactions index moved from 303.8 in 2023 to 260.6 in 2024 (2000 = 100).
ZIP code 37030 is a mid-sized community (a standard USPS delivery area) in Carthage, Smith County, Tennessee, home to 6,982 residents across 164.3 square miles, a density of 43 people per square mile, in the Chicago time zone.
ZIP 37030 reports a modest median household income of $61,800 (7% below the average Tennessee ZIP), while per-capita income is $30,907. The poverty rate is 9.4%, with unemployment at 4.0%; those measures add context to the income figure. Median home value is $252,600 (2% above the average Tennessee ZIP) and median rent is $962; 70.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 20.1% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is 31 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Smith County, so 37030 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 37030
Top 5 sectors by establishment count in Carthage, TN
Which industries have the most business establishments in ZIP 37030.
- Retail trade
Retail trade
37 establishments
- Other services (except public administration)
Other services (except public administration)
20 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
18 establishments
- Construction
Construction
17 establishments
- Health care and social assistance
Health care and social assistance
17 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37030, Carthage, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,982
Population
164.3
Area (sq mi)
43
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 37030?
40.0
Median Age
47.0%
Male
53.0%
Female
1.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,800
Median Household Income
-7% vs state ZIP avg
$30,907
Per Capita Income
9.4%
Poverty Rate
4.0%
Unemployment Rate
31.4 min
Mean Commute Time
How ZIP 37030 ranks among Tennessee ZIPs
Carthage, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$61,800 Top 50% higher than 50% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,386housing units
3,386
Total Housing Units
3,171
Occupied Units
215
Vacant Units
2.52
Avg Household Size
Occupancy Type
$252,600
Median Home Value
+2% vs state ZIP avg
$962
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-14.2%
YoY Change (2024)
261
HPI Index (2000 = 100)
+161%
Total Change Since 2000
Home values in ZIP 37030 have decreased 14.2% over the past year (2024). Since 2000, this ZIP has seen +161% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.3% | 180 |
| 2021 | +17.0% | 211 |
| 2022 | +23.3% | 260 |
| 2023 | +16.9% | 304 |
| 2024 | -14.2% | 261 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 171 business establishments in ZIP 37030, employing approximately 2,738 people with a combined annual payroll of $128,170,000.
171
Businesses
2,738
Employees
$128.2M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 37 | 21.6% |
| Other services (except public administration) | 20 | 11.7% |
| Professional, scientific, and technical services | 18 | 10.5% |
| Construction | 17 | 9.9% |
| Health care and social assistance | 17 | 9.9% |
| Accommodation and food services | 15 | 8.8% |
| Finance and insurance | 11 | 6.4% |
| Administrative and support and waste management and remediation services | 6 | 3.5% |
| Wholesale trade | 5 | 2.9% |
| Transportation and warehousing | 5 | 2.9% |
| Real estate and rental and leasing | 5 | 2.9% |
| Manufacturing | 4 | 2.3% |
| Information | 4 | 2.3% |
| Arts, entertainment, and recreation | 3 | 1.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37030 vs 38560 →
ZIP 37030 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37030
Carthage (37030)
6,982 residents
- 38563 2,330
Gordonsville (38563)
2,330 residents
- 37145 2,157
Pleasant Shade (37145)
2,157 residents
- 38547 1,975
Brush Creek (38547)
1,975 residents
- 38560 1,425
Elmwood (38560)
1,425 residents
- 37057 834
Dixon Springs (37057)
834 residents
- 38567 784
Hickman (38567)
784 residents
- 37151 565
Riddleton (37151)
565 residents
- 38552 275
Chestnut Mound (38552)
275 residents
What this shows Among its immediate neighbors, ZIP 37030 ranks the most populous - useful context the national average alone can't give.
ZIP 37030 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37151
Riddleton (37151)
$102,168 median income
- 38567
Hickman (38567)
$100,368 median income
- 38547
Brush Creek (38547)
$80,843 median income
- 37057
Dixon Springs (37057)
$78,940 median income
- 38560
Elmwood (38560)
$77,986 median income
- 38552
Chestnut Mound (38552)
$71,250 median income
- 37145
Pleasant Shade (37145)
$69,150 median income
- 37030
Carthage (37030)
$61,800 median income
- 38563
Gordonsville (38563)
$50,313 median income
What this shows By household income, ZIP 37030 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 38560 | Elmwood, TN | 1,425 | 5.2 mi |
| 37151 | Riddleton, TN | 565 | 5.9 mi |
| 37145 | Pleasant Shade, TN | 2,157 | 7.5 mi |
| 38563 | Gordonsville, TN | 2,330 | 6.6 mi |
| 38567 | Hickman, TN | 784 | 9.7 mi |
| 38547 | Brush Creek, TN | 1,975 | 9.1 mi |
| 38552 | Chestnut Mound, TN | 275 | 8.5 mi |
| 37057 | Dixon Springs, TN | 834 | 10.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 37030, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,982 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Smith County
Related Areas
Frequently Asked Questions
What county is ZIP code 37030 in?
ZIP code 37030 (Carthage) is located in Smith County, Tennessee. Smith County contains multiple ZIP codes, see the full list at /counties/smith-tn.
What is the population of ZIP code 37030?
ZIP code 37030 in Carthage, TN has a population of 6,982 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37030?
The median household income in ZIP 37030 is $61,800, which is 19% below the national average of $76,288.
What is the average home value in ZIP 37030?
The median home value in ZIP 37030 is $252,600, which is 9% below the national average of $278,155.
What is the demographic makeup of ZIP 37030?
The largest racial group in ZIP 37030 is White at 89.1%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 37030?
ZIP code 37030 has 171 business establishments employing approximately 2,738 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37030?
The top industries by establishment count in ZIP 37030 are: Retail trade (37), Other services (except public administration) (20), Professional, scientific, and technical services (18). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 37030?
According to the FHFA House Price Index, home values in ZIP 37030 decreased by 14.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 161%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37030?
In ZIP code 37030, 56.6% of residents aged 25+ have a high school diploma or higher, and 20.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37030?
The mean commute time for workers in ZIP code 37030 is 31.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37030?
In ZIP code 37030, approximately 70.4% of occupied housing units are owner-occupied and 29.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37030?
The poverty rate in ZIP code 37030 is 9.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 37030's numbers, next.
- See how ZIP 37030 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Carthage, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.