ZIP Code 37030

standard

Source:

Carthage · Smith County · Tennessee

Population
6,982

43/sq mi

Median income
$61,800

▼ 19% vs US

higher than 32% of US ZIPs

Median home value
$252,600

▼ 9% vs US

higher than 58% of US ZIPs

Bachelor's or higher
20.1%

Median age 40

Land area
164.3 sq mi

Chicago

ZIP code 37030 in Carthage, Tennessee has a population of 6,982. The median household income is $61,800, which is 19% below the national average. Median home value is $252,600, 9% below the US average. 20.1% of residents hold a bachelor's degree or higher.

ZIP code 37030 is classified by USPS as a standard delivery area and covers roughly 164.3 square miles in Carthage, Smith County, Tennessee. The area is home to 6,982 residents, producing a population density of 43 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 37030 against Tennessee and the nation.

On the economic side, the median household income for ZIP 37030 sits at $61,800 (7% below the Tennessee average), while per-capita income is $30,907. The poverty rate stands at 9.4% and the unemployment rate at 4.0%. On housing, the median home value is $252,600 (2% above the state average) with median rent at $962 per month, and 70.4% of occupied units are owner-occupied, a direct signal of whether 37030 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.1% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is 31 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Smith County, so you can benchmark 37030 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 37030

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 37030.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 37030, Carthage, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

6,982

Population

164.3

Area (sq mi)

43

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37030?

40.0

Median Age

47.0%

Male

53.0%

Female

1.9%

Foreign-Born

White 89.1%
African American 2.3%
Asian 0.9%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.1%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,800

Median Household Income

-7% vs state

$30,907

Per Capita Income

9.4%

Poverty Rate

4.0%

Unemployment Rate

31.4 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.6%
Bachelor's Degree or Higher 20.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,386

Total Housing Units

3,171

Occupied Units

215

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 70.4%
Renter 29.6%

$252,600

Median Home Value

+2% vs state

$962

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-14.2%

YoY Change (2024)

261

HPI Index (2000 = 100)

+161%

Total Change Since 2000

Home values in ZIP 37030 have decreased 14.2% over the past year (2024). Since 2000, this ZIP has seen +161% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 180
2021 +17.0% 211
2022 +23.3% 260
2023 +16.9% 304
2024 -14.2% 261

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 171 business establishments in ZIP 37030, employing approximately 2,738 people with a combined annual payroll of $128,170,000.

171

Businesses

2,738

Employees

$128.2M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 37 21.6%
Other services (except public administration) 20 11.7%
Professional, scientific, and technical services 18 10.5%
Construction 17 9.9%
Health care and social assistance 17 9.9%
Accommodation and food services 15 8.8%
Finance and insurance 11 6.4%
Administrative and support and waste management and remediation services 6 3.5%
Wholesale trade 5 2.9%
Transportation and warehousing 5 2.9%
Real estate and rental and leasing 5 2.9%
Manufacturing 4 2.3%
Information 4 2.3%
Arts, entertainment, and recreation 3 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37030 vs 38560 →

ZIP Code City Population Distance
38560 Elmwood, TN 1,425 5.2 mi
37151 Riddleton, TN 565 5.9 mi
37145 Pleasant Shade, TN 2,157 7.5 mi
38563 Gordonsville, TN 2,330 6.6 mi
38567 Hickman, TN 784 9.7 mi
38547 Brush Creek, TN 1,975 9.1 mi
38552 Chestnut Mound, TN 275 8.5 mi
37057 Dixon Springs, TN 834 10.0 mi

More ZIP Codes in Smith County

Frequently Asked Questions

What county is ZIP code 37030 in?
ZIP code 37030 (Carthage) is located in Smith County, Tennessee. Smith County contains multiple ZIP codes, see the full list at /counties/smith-tn.
What is the population of ZIP code 37030?
ZIP code 37030 in Carthage, TN has a population of 6,982 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37030?
The median household income in ZIP 37030 is $61,800, which is 19% below the national average of $76,288.
What is the average home value in ZIP 37030?
The median home value in ZIP 37030 is $252,600, which is 9% below the national average of $278,155.
What is the demographic makeup of ZIP 37030?
The largest racial group in ZIP 37030 is White at 89.1%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 37030?
ZIP code 37030 has 171 business establishments employing approximately 2,738 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37030?
The top industries by establishment count in ZIP 37030 are: Retail trade (37), Other services (except public administration) (20), Professional, scientific, and technical services (18). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 37030?
According to the FHFA House Price Index, home values in ZIP 37030 decreased by 14.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 161%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37030?
In ZIP code 37030, 56.6% of residents aged 25+ have a high school diploma or higher, and 20.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37030?
The mean commute time for workers in ZIP code 37030 is 31.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37030?
In ZIP code 37030, approximately 70.4% of occupied housing units are owner-occupied and 29.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37030?
The poverty rate in ZIP code 37030 is 9.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Carthage, TN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.