ZIP 37406 vs ZIP 37351

This side-by-side compares ZIP 37406 (Chattanooga, TN) and ZIP 37351 (Lupton City, TN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 37406 has a population of 14,627 at 461 people per square mile, while ZIP 37351 has 390 at 329 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 37406 reports a median household income of $44,850 against $50,250 in ZIP 37351, with per-capita income of $26,872 vs $42,063. The share of adults holding a bachelor's degree or higher is 18.5% in 37406 and 46.6% in 37351. Poverty rate reads 30.4% vs 16.7%, and unemployment 9.2% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $168,000 in 37406 versus $219,000 in 37351, with median rent of $982 and $1,205 per month respectively. Homeownership rate is 47.2% vs 65.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.