ZIP Code 37406

ZIP code 37406 is classified by USPS as a standard delivery area and covers roughly 31.7 square miles in Chattanooga, Hamilton County, Tennessee. The area is home to 14,627 residents, producing a population density of 461 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 37406 against Tennessee and the nation.

On the economic side, the median household income for ZIP 37406 sits at $44,850 (33% below the Tennessee average), while per-capita income is $26,872. The poverty rate stands at 30.4% and the unemployment rate at 9.2%. On housing, the median home value is $168,000 (32% below the state average) with median rent at $982 per month, and 47.2% of occupied units are owner-occupied, a direct signal of whether 37406 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.5% of adults hold a bachelor's degree or higher, the median age is 35.9, and the average commute is —. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 37406 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →