PlainZIP

Chattanooga, TN · standard

ZIP Code 37406

Hamilton County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,627
461/sq mi
$44,850
Median income
$168,000
Median home value
18.5%
Bachelor's or higher

The verdict

Chattanooga pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.

9th pct
household income, US ZIPs
33th pct
home value, US ZIPs
461
people per sq mi
47%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37406 against every reporting US ZIP.

ZIP code 37406 is a mid-sized community (a standard USPS delivery area) in Chattanooga, Hamilton County, Tennessee, home to 14,627 residents across 31.7 square miles, a density of 461 people per square mile, in the New York time zone.

ZIP 37406 reports a modest median household income of $44,850 (33% below the Tennessee average), while per-capita income is $26,872. The poverty rate stands at 30.4% and the unemployment rate at 9.2%. Median home value sits at $168,000 (32% below the state average), median rent at $982 a month, and owner-occupancy at 47.2%.

Educational attainment sits below the national norm: 18.5% of adults hold a bachelor's degree or higher, the median age is 35.9, and the average commute is -. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 37406 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37406

Top 5 sectors by establishment count in Chattanooga, TN

Which industries have the most business establishments in ZIP 37406.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37406, Chattanooga, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,627

Population

31.7

Area (sq mi)

461

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37406?

35.9

Median Age

51.4%

Male

48.6%

Female

5.4%

Foreign-Born

White 23.4%
African American 65.9%
Asian 1.3%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.4%
Hispanic or Latino 5.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$44,850

Median Household Income

-33% vs state

$26,872

Per Capita Income

30.4%

Poverty Rate

9.2%

Unemployment Rate

How ZIP 37406 ranks nationally

Chattanooga, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$44,850 9th percentile higher than 9% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.3%
Bachelor's Degree or Higher 18.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,989

Total Housing Units

5,263

Occupied Units

726

Vacant Units

2.53

Avg Household Size

Occupancy Type

Owner 47.2%
Renter 52.8%

$168,000

Median Home Value

-32% vs state

$982

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 390 business establishments in ZIP 37406, employing approximately 8,994 people with a combined annual payroll of $617,928,000.

390

Businesses

8,994

Employees

$617.9M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Wholesale trade 79 20.3%
Construction 56 14.4%
Manufacturing 53 13.6%
Other services (except public administration) 34 8.7%
Retail trade 32 8.2%
Administrative and support and waste management and remediation services 26 6.7%
Transportation and warehousing 25 6.4%
Real estate and rental and leasing 19 4.9%
Health care and social assistance 17 4.4%
Professional, scientific, and technical services 16 4.1%
Accommodation and food services 11 2.8%
Management of companies and enterprises 6 1.5%
Utilities 4 1.0%
Educational services 4 1.0%
Information 3 0.8%
Arts, entertainment, and recreation 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37406 vs 37351 →

ZIP 37406 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37406 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37406 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37406 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37351 Lupton City, TN 390 2.2 mi
37411 Chattanooga, TN 17,587 3.2 mi
37404 Chattanooga, TN 13,327 3.4 mi
37403 Chattanooga, TN 5,811 3.2 mi
37415 Chattanooga, TN 23,873 4.3 mi
37412 Chattanooga, TN 20,951 5.3 mi
37416 Chattanooga, TN 14,486 4.5 mi
37402 Chattanooga, TN 3,917 4.6 mi
37408 Chattanooga, TN 1,486 4.7 mi
37407 Chattanooga, TN 8,932 5.5 mi

More ZIP Codes in Hamilton County

37421 standard
Chattanooga, TN
Pop: 46,228
37343 standard
Hixson, TN
Pop: 40,042
37363 standard
Ooltewah, TN
Pop: 32,244
37379 standard
Soddy Daisy, TN
Pop: 26,835
37415 standard
Chattanooga, TN
Pop: 23,873
37412 standard
Chattanooga, TN
Pop: 20,951

Related Areas

Hamilton County Chattanooga, TN Tennessee

Frequently Asked Questions

What county is ZIP code 37406 in? ▼
ZIP code 37406 (Chattanooga) is located in Hamilton County, Tennessee. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-tn.
What is the population of ZIP code 37406? ▼
ZIP code 37406 in Chattanooga, TN has a population of 14,627 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37406? ▼
The median household income in ZIP 37406 is $44,850, which is 41% below the national average of $76,288.
What is the average home value in ZIP 37406? ▼
The median home value in ZIP 37406 is $168,000, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 37406? ▼
The largest racial group in ZIP 37406 is African American at 65.9%. Hispanic or Latino residents make up 5.9% of the population.
How many businesses are in ZIP code 37406? ▼
ZIP code 37406 has 390 business establishments employing approximately 8,994 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37406? ▼
The top industries by establishment count in ZIP 37406 are: Wholesale trade (79), Construction (56), Manufacturing (53). There are 16 industry sectors represented in total.
What is the education level in ZIP code 37406? ▼
In ZIP code 37406, 61.3% of residents aged 25+ have a high school diploma or higher, and 18.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 37406? ▼
In ZIP code 37406, approximately 47.2% of occupied housing units are owner-occupied and 52.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37406? ▼
The poverty rate in ZIP code 37406 is 30.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.