Chattanooga, TN · standard
ZIP Code 37406
Hamilton County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 14,627
- 461/sq mi High-density area
- $44,850
- Median income Below-median income area
- $168,000
- Median home value Near-median home value
- 18.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Chattanooga pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.
- 9th pct
- household income, US ZIPs
- 33rd pct
- home value, US ZIPs
- 461
- people per sq mi
- 47%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37406 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 37406 (Chattanooga, TN) rose +6.5% from 2023 to 2024.
ZIP code 37406 is a mid-sized community (a standard USPS delivery area) in Chattanooga, Hamilton County, Tennessee, home to 14,627 residents across 31.7 square miles, a density of 461 people per square mile, in the New York time zone.
ZIP 37406 reports a modest median household income of $44,850 (33% below the average Tennessee ZIP), while per-capita income is $26,872. The poverty rate is 30.4%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $168,000 (32% below the average Tennessee ZIP), and median rent is $982; owner occupancy is 47.2%.
Educational attainment sits below the national norm: 18.5% of adults hold a bachelor's degree or higher, the median age is 35.9, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hamilton County, so 37406 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 37406
Top 5 sectors by establishment count in Chattanooga, TN
Which industries have the most business establishments in ZIP 37406.
- Wholesale trade
Wholesale trade
79 establishments
- Construction
Construction
56 establishments
- Manufacturing
Manufacturing
53 establishments
- Other services (except public administration)
Other services (except public administration)
34 establishments
- Retail trade
Retail trade
32 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37406, Chattanooga, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
14,627
Population
31.7
Area (sq mi)
461
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 37406?
35.9
Median Age
51.4%
Male
48.6%
Female
5.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$44,850
Median Household Income
-33% vs state ZIP avg
$26,872
Per Capita Income
30.4%
Poverty Rate
9.2%
Unemployment Rate
How ZIP 37406 ranks among Tennessee ZIPs
Chattanooga, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$44,850 13th percentile higher than 13% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,989housing units
5,989
Total Housing Units
5,263
Occupied Units
726
Vacant Units
2.53
Avg Household Size
Occupancy Type
$168,000
Median Home Value
-32% vs state ZIP avg
$982
Median Rent
1970
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 390 business establishments in ZIP 37406, employing approximately 8,994 people with a combined annual payroll of $617,928,000.
390
Businesses
8,994
Employees
$617.9M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Wholesale trade | 79 | 20.3% |
| Construction | 56 | 14.4% |
| Manufacturing | 53 | 13.6% |
| Other services (except public administration) | 34 | 8.7% |
| Retail trade | 32 | 8.2% |
| Administrative and support and waste management and remediation services | 26 | 6.7% |
| Transportation and warehousing | 25 | 6.4% |
| Real estate and rental and leasing | 19 | 4.9% |
| Health care and social assistance | 17 | 4.4% |
| Professional, scientific, and technical services | 16 | 4.1% |
| Accommodation and food services | 11 | 2.8% |
| Management of companies and enterprises | 6 | 1.5% |
| Utilities | 4 | 1.0% |
| Educational services | 4 | 1.0% |
| Information | 3 | 0.8% |
| Arts, entertainment, and recreation | 3 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37406 vs 37351 →
ZIP 37406 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37415
Chattanooga (37415)
23,873 residents
- 37412
Chattanooga (37412)
20,951 residents
- 37411
Chattanooga (37411)
17,587 residents
- 37406
Chattanooga (37406)
14,627 residents
- 37416
Chattanooga (37416)
14,486 residents
- 37404
Chattanooga (37404)
13,327 residents
- 37407 8,932
Chattanooga (37407)
8,932 residents
- 37403 5,811
Chattanooga (37403)
5,811 residents
- 37402 3,917
Chattanooga (37402)
3,917 residents
What this shows Among its immediate neighbors, ZIP 37406 ranks #4 by population - useful context the national average alone can't give.
ZIP 37406 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37408
Chattanooga (37408)
$81,250 median income
- 37403
Chattanooga (37403)
$81,136 median income
- 37415
Chattanooga (37415)
$70,972 median income
- 37416
Chattanooga (37416)
$70,705 median income
- 37412
Chattanooga (37412)
$62,508 median income
- 37404
Chattanooga (37404)
$56,637 median income
- 37411
Chattanooga (37411)
$56,579 median income
- 37351
Lupton City (37351)
$50,250 median income
- 37406
Chattanooga (37406)
$44,850 median income
What this shows By household income, ZIP 37406 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 37351 | Lupton City, TN | 390 | 2.2 mi |
| 37411 | Chattanooga, TN | 17,587 | 3.2 mi |
| 37404 | Chattanooga, TN | 13,327 | 3.4 mi |
| 37403 | Chattanooga, TN | 5,811 | 3.2 mi |
| 37415 | Chattanooga, TN | 23,873 | 4.3 mi |
| 37412 | Chattanooga, TN | 20,951 | 5.3 mi |
| 37416 | Chattanooga, TN | 14,486 | 4.5 mi |
| 37402 | Chattanooga, TN | 3,917 | 4.6 mi |
| 37408 | Chattanooga, TN | 1,486 | 4.7 mi |
| 37407 | Chattanooga, TN | 8,932 | 5.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 37406, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (14,627 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 37406 in?
ZIP code 37406 (Chattanooga) is located in Hamilton County, Tennessee. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-tn.
What is the population of ZIP code 37406?
ZIP code 37406 in Chattanooga, TN has a population of 14,627 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37406?
The median household income in ZIP 37406 is $44,850, which is 41% below the national average of $76,288.
What is the average home value in ZIP 37406?
The median home value in ZIP 37406 is $168,000, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 37406?
The largest racial group in ZIP 37406 is African American at 65.9%. Hispanic or Latino residents make up 5.9% of the population.
How many businesses are in ZIP code 37406?
ZIP code 37406 has 390 business establishments employing approximately 8,994 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37406?
The top industries by establishment count in ZIP 37406 are: Wholesale trade (79), Construction (56), Manufacturing (53). There are 16 industry sectors represented in total.
What is the education level in ZIP code 37406?
In ZIP code 37406, 61.3% of residents aged 25+ have a high school diploma or higher, and 18.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 37406?
In ZIP code 37406, approximately 47.2% of occupied housing units are owner-occupied and 52.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37406?
The poverty rate in ZIP code 37406 is 30.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 37406's numbers, next.
- See how ZIP 37406 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Chattanooga, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.