Chattanooga, TN · standard
ZIP Code 37415
Hamilton County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,873
- 507/sq mi High-density area
- $70,972
- Median income Near-median income area
- $285,000
- Median home value Near-median home value
- 44.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Chattanooga pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.
- 48th pct
- household income, US ZIPs
- Top 36%
- home value, US ZIPs
- 507
- people per sq mi
- 58%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37415 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 37415 (Chattanooga, TN) rose +7.8% from 2023 to 2024. The all-transactions index moved from 318.7 in 2023 to 343.5 in 2024 (2000 = 100).
ZIP code 37415 is a densely settled ZIP (a standard USPS delivery area) in Chattanooga, Hamilton County, Tennessee, with 23,873 residents across 47.1 square miles, a density of 507 people per square mile, in the New York time zone.
ZIP 37415 lands in the middle-income range, with a median household income of $70,972 (7% above the average Tennessee ZIP), while per-capita income is $46,945. The poverty rate is 11.1%, with unemployment at 3.0%; those measures add context to the income figure. Median home value is $285,000 (15% above the average Tennessee ZIP) and median rent is $1,332; 57.5% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 44.9% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 20 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hamilton County, so 37415 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 37415
Top 5 sectors by establishment count in Chattanooga, TN
Which industries have the most business establishments in ZIP 37415.
- Retail trade
Retail trade
106 establishments
- Other services (except public administration)
Other services (except public administration)
61 establishments
- Health care and social assistance
Health care and social assistance
52 establishments
- Construction
Construction
51 establishments
- Accommodation and food services
Accommodation and food services
50 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37415, Chattanooga, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
23,873
Population
47.1
Area (sq mi)
507
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 37415?
37.1
Median Age
45.5%
Male
54.5%
Female
3.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$70,972
Median Household Income
+7% vs state ZIP avg
$46,945
Per Capita Income
11.1%
Poverty Rate
3.0%
Unemployment Rate
19.5 min
Mean Commute Time
How ZIP 37415 ranks among Tennessee ZIPs
Chattanooga, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$70,972 Top 33% higher than 67% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
12,226housing units
12,226
Total Housing Units
11,505
Occupied Units
721
Vacant Units
2.09
Avg Household Size
Occupancy Type
$285,000
Median Home Value
+15% vs state ZIP avg
$1,332
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.8%
YoY Change (2024)
343
HPI Index (2000 = 100)
+243%
Total Change Since 2000
Home values in ZIP 37415 have increased 7.8% over the past year (2024). Since 2000, this ZIP has seen +243% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.3% | 209 |
| 2021 | +14.3% | 239 |
| 2022 | +24.0% | 297 |
| 2023 | +7.4% | 319 |
| 2024 | +7.8% | 343 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 502 business establishments in ZIP 37415, employing approximately 5,637 people with a combined annual payroll of $204,430,000.
502
Businesses
5,637
Employees
$204.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 106 | 21.1% |
| Other services (except public administration) | 61 | 12.2% |
| Health care and social assistance | 52 | 10.4% |
| Construction | 51 | 10.2% |
| Accommodation and food services | 50 | 10.0% |
| Professional, scientific, and technical services | 38 | 7.6% |
| Finance and insurance | 34 | 6.8% |
| Real estate and rental and leasing | 27 | 5.4% |
| Administrative and support and waste management and remediation services | 26 | 5.2% |
| Wholesale trade | 11 | 2.2% |
| Manufacturing | 9 | 1.8% |
| Educational services | 9 | 1.8% |
| Information | 8 | 1.6% |
| Arts, entertainment, and recreation | 8 | 1.6% |
| Transportation and warehousing | 7 | 1.4% |
| Management of companies and enterprises | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37415 vs 37351 →
ZIP 37415 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37343
Hixson (37343)
40,042 residents
- 37415
Chattanooga (37415)
23,873 residents
- 37406 14,627
Chattanooga (37406)
14,627 residents
- 37405 14,597
Chattanooga (37405)
14,597 residents
- 37416 14,486
Chattanooga (37416)
14,486 residents
- 37404 13,327
Chattanooga (37404)
13,327 residents
- 37407 8,932
Chattanooga (37407)
8,932 residents
- 37403 5,811
Chattanooga (37403)
5,811 residents
- 37402 3,917
Chattanooga (37402)
3,917 residents
What this shows Among its immediate neighbors, ZIP 37415 ranks #2 by population - useful context the national average alone can't give.
ZIP 37415 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37343
Hixson (37343)
$82,227 median income
- 37405
Chattanooga (37405)
$81,337 median income
- 37408
Chattanooga (37408)
$81,250 median income
- 37403
Chattanooga (37403)
$81,136 median income
- 37415
Chattanooga (37415)
$70,972 median income
- 37416
Chattanooga (37416)
$70,705 median income
- 37404
Chattanooga (37404)
$56,637 median income
- 37351
Lupton City (37351)
$50,250 median income
- 37406
Chattanooga (37406)
$44,850 median income
What this shows By household income, ZIP 37415 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 37351 | Lupton City, TN | 390 | 2.1 mi |
| 37406 | Chattanooga, TN | 14,627 | 4.3 mi |
| 37403 | Chattanooga, TN | 5,811 | 5.6 mi |
| 37404 | Chattanooga, TN | 13,327 | 6.9 mi |
| 37343 | Hixson, TN | 40,042 | 4.9 mi |
| 37402 | Chattanooga, TN | 3,917 | 6.2 mi |
| 37416 | Chattanooga, TN | 14,486 | 6.1 mi |
| 37408 | Chattanooga, TN | 1,486 | 7.0 mi |
| 37405 | Chattanooga, TN | 14,597 | 7.1 mi |
| 37407 | Chattanooga, TN | 8,932 | 8.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 37415, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (23,873 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 37415 in?
ZIP code 37415 (Chattanooga) is located in Hamilton County, Tennessee. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-tn.
What is the population of ZIP code 37415?
ZIP code 37415 in Chattanooga, TN has a population of 23,873 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37415?
The median household income in ZIP 37415 is $70,972, which is 7% below the national average of $76,288.
What is the average home value in ZIP 37415?
The median home value in ZIP 37415 is $285,000, which is 2% above the national average of $278,155.
What is the demographic makeup of ZIP 37415?
The largest racial group in ZIP 37415 is White at 83.8%. Hispanic or Latino residents make up 5.1% of the population.
How many businesses are in ZIP code 37415?
ZIP code 37415 has 502 business establishments employing approximately 5,637 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37415?
The top industries by establishment count in ZIP 37415 are: Retail trade (106), Other services (except public administration) (61), Health care and social assistance (52). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 37415?
According to the FHFA House Price Index, home values in ZIP 37415 increased by 7.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 243%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37415?
In ZIP code 37415, 63.8% of residents aged 25+ have a high school diploma or higher, and 44.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37415?
The mean commute time for workers in ZIP code 37415 is 19.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37415?
In ZIP code 37415, approximately 57.5% of occupied housing units are owner-occupied and 42.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37415?
The poverty rate in ZIP code 37415 is 11.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 37415's numbers, next.
- See how ZIP 37415 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Chattanooga, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.