PlainZIP

Chattanooga, TN · standard

ZIP Code 37415

Hamilton County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

23,873
507/sq mi
$70,972
Median income
$285,000
Median home value
44.9%
Bachelor's or higher

The verdict

Chattanooga pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.

48th pct
household income, US ZIPs
Top 36%
home value, US ZIPs
507
people per sq mi
58%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37415 against every reporting US ZIP.

ZIP code 37415 is a densely settled ZIP (a standard USPS delivery area) in Chattanooga, Hamilton County, Tennessee, with 23,873 residents across 47.1 square miles, a density of 507 people per square mile, in the New York time zone.

ZIP 37415 lands in the middle-income range, with a median household income of $70,972 (7% above the Tennessee average), while per-capita income is $46,945. 11.1% of residents live below the poverty line, and the unemployment rate reads 3.0%. On housing, the median home value is $285,000 (15% above the state average) with median rent at $1,332 per month, and 57.5% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 44.9% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 20 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 37415, plus 6 more within Hamilton County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37415

Top 5 sectors by establishment count in Chattanooga, TN

Which industries have the most business establishments in ZIP 37415.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37415, Chattanooga, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

23,873

Population

47.1

Area (sq mi)

507

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37415?

37.1

Median Age

45.5%

Male

54.5%

Female

3.1%

Foreign-Born

White 83.8%
African American 8.6%
Asian 1.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.1%
Hispanic or Latino 5.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,972

Median Household Income

+7% vs state

$46,945

Per Capita Income

11.1%

Poverty Rate

3.0%

Unemployment Rate

19.5 min

Mean Commute Time

How ZIP 37415 ranks nationally

Chattanooga, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,972 48th percentile higher than 48% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.8%
Bachelor's Degree or Higher 44.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,226

Total Housing Units

11,505

Occupied Units

721

Vacant Units

2.09

Avg Household Size

Occupancy Type

Owner 57.5%
Renter 42.5%

$285,000

Median Home Value

+15% vs state

$1,332

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.8%

YoY Change (2024)

343

HPI Index (2000 = 100)

+243%

Total Change Since 2000

Home values in ZIP 37415 have increased 7.8% over the past year (2024). Since 2000, this ZIP has seen +243% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 209
2021 +14.3% 239
2022 +24.0% 297
2023 +7.4% 319
2024 +7.8% 343

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 502 business establishments in ZIP 37415, employing approximately 5,637 people with a combined annual payroll of $204,430,000.

502

Businesses

5,637

Employees

$204.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 106 21.1%
Other services (except public administration) 61 12.2%
Health care and social assistance 52 10.4%
Construction 51 10.2%
Accommodation and food services 50 10.0%
Professional, scientific, and technical services 38 7.6%
Finance and insurance 34 6.8%
Real estate and rental and leasing 27 5.4%
Administrative and support and waste management and remediation services 26 5.2%
Wholesale trade 11 2.2%
Manufacturing 9 1.8%
Educational services 9 1.8%
Information 8 1.6%
Arts, entertainment, and recreation 8 1.6%
Transportation and warehousing 7 1.4%
Management of companies and enterprises 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37415 vs 37351 →

ZIP 37415 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37415 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37415 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37415 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37351 Lupton City, TN 390 2.1 mi
37406 Chattanooga, TN 14,627 4.3 mi
37403 Chattanooga, TN 5,811 5.6 mi
37404 Chattanooga, TN 13,327 6.9 mi
37343 Hixson, TN 40,042 4.9 mi
37402 Chattanooga, TN 3,917 6.2 mi
37416 Chattanooga, TN 14,486 6.1 mi
37408 Chattanooga, TN 1,486 7.0 mi
37405 Chattanooga, TN 14,597 7.1 mi
37407 Chattanooga, TN 8,932 8.7 mi

More ZIP Codes in Hamilton County

37421 standard
Chattanooga, TN
Pop: 46,228
37343 standard
Hixson, TN
Pop: 40,042
37363 standard
Ooltewah, TN
Pop: 32,244
37379 standard
Soddy Daisy, TN
Pop: 26,835
37412 standard
Chattanooga, TN
Pop: 20,951
37411 standard
Chattanooga, TN
Pop: 17,587

Related Areas

Hamilton County Chattanooga, TN Tennessee

Frequently Asked Questions

What county is ZIP code 37415 in? ▼
ZIP code 37415 (Chattanooga) is located in Hamilton County, Tennessee. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-tn.
What is the population of ZIP code 37415? ▼
ZIP code 37415 in Chattanooga, TN has a population of 23,873 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37415? ▼
The median household income in ZIP 37415 is $70,972, which is 7% below the national average of $76,288.
What is the average home value in ZIP 37415? ▼
The median home value in ZIP 37415 is $285,000, which is 2% above the national average of $278,155.
What is the demographic makeup of ZIP 37415? ▼
The largest racial group in ZIP 37415 is White at 83.8%. Hispanic or Latino residents make up 5.1% of the population.
How many businesses are in ZIP code 37415? ▼
ZIP code 37415 has 502 business establishments employing approximately 5,637 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37415? ▼
The top industries by establishment count in ZIP 37415 are: Retail trade (106), Other services (except public administration) (61), Health care and social assistance (52). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 37415? ▼
According to the FHFA House Price Index, home values in ZIP 37415 increased by 7.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 243%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37415? ▼
In ZIP code 37415, 63.8% of residents aged 25+ have a high school diploma or higher, and 44.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37415? ▼
The mean commute time for workers in ZIP code 37415 is 19.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37415? ▼
In ZIP code 37415, approximately 57.5% of occupied housing units are owner-occupied and 42.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37415? ▼
The poverty rate in ZIP code 37415 is 11.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.