ZIP Code 37405
standardSource:
Chattanooga · Hamilton County · Tennessee
- Population
- 14,597
- Median income
- $81,337
- Median home value
- $460,600
- Bachelor's or higher
- 53.3%
- Land area
- 143.8 sq mi
102/sq mi
▲ 7% vs US
higher than 64% of US ZIPs
▲ 66% vs US
higher than 85% of US ZIPs
Median age 36.7
Chicago
ZIP code 37405 in Chattanooga, Tennessee has a population of 14,597. The median household income is $81,337, which is 7% above the national average. Median home value is $460,600, 66% above the US average. 53.3% of residents hold a bachelor's degree or higher.
ZIP code 37405 is classified by USPS as a standard delivery area and covers roughly 143.8 square miles in Chattanooga, Hamilton County, Tennessee. The area is home to 14,597 residents, producing a population density of 102 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 37405 against Tennessee and the nation.
On the economic side, the median household income for ZIP 37405 sits at $81,337 (22% above the Tennessee average), while per-capita income is $71,405. The poverty rate stands at 13.4% and the unemployment rate at 3.4%. On housing, the median home value is $460,600 (86% above the state average) with median rent at $1,438 per month, and 48.7% of occupied units are owner-occupied, a direct signal of whether 37405 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 53.3% of adults hold a bachelor's degree or higher, the median age is 36.7, and the average commute is 18 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 37405 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 37405
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 37405.
- Retail trade
Retail trade
88 establishments
- Accommodation and food services
Accommodation and food services
77 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
76 establishments
- Other services (except public administration)
Other services (except public administration)
73 establishments
- Health care and social assistance
Health care and social assistance
58 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 37405, Chattanooga, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
14,597
Population
143.8
Area (sq mi)
102
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 37405?
36.7
Median Age
49.2%
Male
50.8%
Female
5.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$81,337
Median Household Income
+22% vs state
$71,405
Per Capita Income
13.4%
Poverty Rate
3.4%
Unemployment Rate
17.7 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
9,796
Total Housing Units
8,620
Occupied Units
1,176
Vacant Units
2.03
Avg Household Size
Occupancy Type
$460,600
Median Home Value
+86% vs state
$1,438
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.9%
YoY Change (2024)
398
HPI Index (2000 = 100)
+298%
Total Change Since 2000
Home values in ZIP 37405 have increased 6.9% over the past year (2024). Since 2000, this ZIP has seen +298% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.2% | 261 |
| 2021 | +13.0% | 295 |
| 2022 | +17.6% | 346 |
| 2023 | +7.5% | 372 |
| 2024 | +6.9% | 398 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 633 business establishments in ZIP 37405, employing approximately 11,404 people with a combined annual payroll of $626,094,000.
633
Businesses
11,404
Employees
$626.1M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 88 | 13.9% |
| Accommodation and food services | 77 | 12.2% |
| Professional, scientific, and technical services | 76 | 12.0% |
| Other services (except public administration) | 73 | 11.5% |
| Health care and social assistance | 58 | 9.2% |
| Real estate and rental and leasing | 41 | 6.5% |
| Construction | 37 | 5.8% |
| Finance and insurance | 36 | 5.7% |
| Manufacturing | 31 | 4.9% |
| Wholesale trade | 26 | 4.1% |
| Administrative and support and waste management and remediation services | 25 | 4.0% |
| Transportation and warehousing | 20 | 3.2% |
| Arts, entertainment, and recreation | 16 | 2.5% |
| Information | 15 | 2.4% |
| Educational services | 11 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37405 vs 37419 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 37419 | Chattanooga, TN | 6,100 | 5.7 mi |
| 37415 | Chattanooga, TN | 23,873 | 7.1 mi |
| 37377 | Signal Mountain, TN | 15,310 | 7.2 mi |
| 37351 | Lupton City, TN | 390 | 8.3 mi |
| 37402 | Chattanooga, TN | 3,917 | 7.3 mi |
| 37409 | Chattanooga, TN | 2,851 | 9.0 mi |
| 37350 | Lookout Mountain, TN | 1,866 | 9.4 mi |
| 37403 | Chattanooga, TN | 5,811 | 8.1 mi |
| 37408 | Chattanooga, TN | 1,486 | 8.5 mi |
| 37397 | Whitwell, TN | 10,127 | 9.1 mi |
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 37405 in? ▼
What is the population of ZIP code 37405? ▼
What is the median household income in ZIP 37405? ▼
What is the average home value in ZIP 37405? ▼
What is the demographic makeup of ZIP 37405? ▼
How many businesses are in ZIP code 37405? ▼
What are the main industries in ZIP code 37405? ▼
How have home values changed in ZIP code 37405? ▼
What is the education level in ZIP code 37405? ▼
What is the average commute time in ZIP 37405? ▼
What percentage of residents own vs. rent in ZIP 37405? ▼
What is the poverty rate in ZIP code 37405? ▼
ZIP Code Research Guides
Official Data Resources for Chattanooga, TN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.