PlainZIP

Chattanooga, TN · standard

ZIP Code 37407

Hamilton County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,932
985/sq mi
$35,845
Median income
$98,900
Median home value
7.8%
Bachelor's or higher

The verdict

Chattanooga pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

4th pct
household income, US ZIPs
9th pct
home value, US ZIPs
985
people per sq mi
42%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37407 against every reporting US ZIP.

ZIP code 37407 is a mid-sized community (a standard USPS delivery area) in Chattanooga, Hamilton County, Tennessee, home to 8,932 residents across 9.1 square miles, a density of 985 people per square mile, in the New York time zone.

ZIP 37407 sits on the lower end of the income spectrum: median household income is $35,845 (46% below the Tennessee average), while per-capita income is $15,455. Local economic indicators show a 45.4% poverty rate alongside 9.0% unemployment. Housing costs here run $98,900 for a typical home value (60% below the state average), with rent averaging $942 a month; 42.3% of homes are owner-occupied.

Formal educational attainment runs low here: just 7.8% of adults hold a bachelor's degree or higher, the median age is 26.4, and the average commute is -. To put 37407 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Hamilton County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37407

Top 5 sectors by establishment count in Chattanooga, TN

Which industries have the most business establishments in ZIP 37407.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37407, Chattanooga, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,932

Population

9.1

Area (sq mi)

985

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37407?

26.4

Median Age

51.8%

Male

48.2%

Female

27.0%

Foreign-Born

White 38.0%
African American 21.5%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 22.7%
Hispanic or Latino 44.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$35,845

Median Household Income

-46% vs state

$15,455

Per Capita Income

45.4%

Poverty Rate

9.0%

Unemployment Rate

How ZIP 37407 ranks nationally

Chattanooga, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$35,845 4th percentile higher than 4% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 42.1%
Bachelor's Degree or Higher 7.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,399

Total Housing Units

2,864

Occupied Units

535

Vacant Units

3.20

Avg Household Size

Occupancy Type

Owner 42.3%
Renter 57.7%

$98,900

Median Home Value

-60% vs state

$942

Median Rent

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 250 business establishments in ZIP 37407, employing approximately 5,931 people with a combined annual payroll of $360,982,000.

250

Businesses

5,931

Employees

$361.0M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 44 17.6%
Construction 38 15.2%
Manufacturing 36 14.4%
Other services (except public administration) 27 10.8%
Wholesale trade 25 10.0%
Transportation and warehousing 17 6.8%
Administrative and support and waste management and remediation services 14 5.6%
Health care and social assistance 11 4.4%
Professional, scientific, and technical services 9 3.6%
Accommodation and food services 8 3.2%
Information 5 2.0%
Finance and insurance 5 2.0%
Real estate and rental and leasing 4 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37407 vs 37410 →

ZIP 37407 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37407 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37407 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37407 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37410 Chattanooga, TN 3,886 1.4 mi
37404 Chattanooga, TN 13,327 2.0 mi
37408 Chattanooga, TN 1,486 2.1 mi
37403 Chattanooga, TN 5,811 3.2 mi
37409 Chattanooga, TN 2,851 3.1 mi
30741 Rossville, GA 29,290 3.5 mi
37412 Chattanooga, TN 20,951 3.5 mi
37350 Lookout Mountain, TN 1,866 3.5 mi
37402 Chattanooga, TN 3,917 3.3 mi
37411 Chattanooga, TN 17,587 4.0 mi

More ZIP Codes in Hamilton County

37421 standard
Chattanooga, TN
Pop: 46,228
37343 standard
Hixson, TN
Pop: 40,042
37363 standard
Ooltewah, TN
Pop: 32,244
37379 standard
Soddy Daisy, TN
Pop: 26,835
37415 standard
Chattanooga, TN
Pop: 23,873
37412 standard
Chattanooga, TN
Pop: 20,951

Related Areas

Hamilton County Chattanooga, TN Tennessee

Frequently Asked Questions

What county is ZIP code 37407 in? ▼
ZIP code 37407 (Chattanooga) is located in Hamilton County, Tennessee. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-tn.
What is the population of ZIP code 37407? ▼
ZIP code 37407 in Chattanooga, TN has a population of 8,932 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37407? ▼
The median household income in ZIP 37407 is $35,845, which is 53% below the national average of $76,288.
What is the average home value in ZIP 37407? ▼
The median home value in ZIP 37407 is $98,900, which is 64% below the national average of $278,155.
What is the demographic makeup of ZIP 37407? ▼
The largest racial group in ZIP 37407 is White at 38.0%. Hispanic or Latino residents make up 44.6% of the population.
How many businesses are in ZIP code 37407? ▼
ZIP code 37407 has 250 business establishments employing approximately 5,931 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37407? ▼
The top industries by establishment count in ZIP 37407 are: Retail trade (44), Construction (38), Manufacturing (36). There are 13 industry sectors represented in total.
What is the education level in ZIP code 37407? ▼
In ZIP code 37407, 42.1% of residents aged 25+ have a high school diploma or higher, and 7.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 37407? ▼
In ZIP code 37407, approximately 42.3% of occupied housing units are owner-occupied and 57.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37407? ▼
The poverty rate in ZIP code 37407 is 45.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.