Chattanooga, TN · standard
ZIP Code 37407
Hamilton County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,932
- 985/sq mi High-density area
- $35,845
- Median income Below-median income area
- $98,900
- Median home value Below-median home value
- 7.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Chattanooga pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.
- 4th pct
- household income, US ZIPs
- 9th pct
- home value, US ZIPs
- 985
- people per sq mi
- 42%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37407 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 37407 (Chattanooga, TN) fell -4.8% from 2023 to 2024.
ZIP code 37407 is a mid-sized community (a standard USPS delivery area) in Chattanooga, Hamilton County, Tennessee, home to 8,932 residents across 9.1 square miles, a density of 985 people per square mile, in the New York time zone.
ZIP 37407 sits on the lower end of the income spectrum: median household income is $35,845 (46% below the average Tennessee ZIP), while per-capita income is $15,455. The poverty rate is 45.4%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $98,900 (60% below the average Tennessee ZIP), and median rent is $942; owner occupancy is 42.3%.
Formal educational attainment runs low here: just 7.8% of adults hold a bachelor's degree or higher, the median age is 26.4, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hamilton County, so 37407 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 37407
Top 5 sectors by establishment count in Chattanooga, TN
Which industries have the most business establishments in ZIP 37407.
- Retail trade
Retail trade
44 establishments
- Construction
Construction
38 establishments
- Manufacturing
Manufacturing
36 establishments
- Other services (except public administration)
Other services (except public administration)
27 establishments
- Wholesale trade
Wholesale trade
25 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37407, Chattanooga, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,932
Population
9.1
Area (sq mi)
985
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 37407?
26.4
Median Age
51.8%
Male
48.2%
Female
27.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$35,845
Median Household Income
-46% vs state ZIP avg
$15,455
Per Capita Income
45.4%
Poverty Rate
9.0%
Unemployment Rate
How ZIP 37407 ranks among Tennessee ZIPs
Chattanooga, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$35,845 4th percentile higher than 4% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,399housing units
3,399
Total Housing Units
2,864
Occupied Units
535
Vacant Units
3.20
Avg Household Size
Occupancy Type
$98,900
Median Home Value
-60% vs state ZIP avg
$942
Median Rent
1955
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 250 business establishments in ZIP 37407, employing approximately 5,931 people with a combined annual payroll of $360,982,000.
250
Businesses
5,931
Employees
$361.0M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 44 | 17.6% |
| Construction | 38 | 15.2% |
| Manufacturing | 36 | 14.4% |
| Other services (except public administration) | 27 | 10.8% |
| Wholesale trade | 25 | 10.0% |
| Transportation and warehousing | 17 | 6.8% |
| Administrative and support and waste management and remediation services | 14 | 5.6% |
| Health care and social assistance | 11 | 4.4% |
| Professional, scientific, and technical services | 9 | 3.6% |
| Accommodation and food services | 8 | 3.2% |
| Information | 5 | 2.0% |
| Finance and insurance | 5 | 2.0% |
| Real estate and rental and leasing | 4 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37407 vs 37410 →
ZIP 37407 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 30741
Rossville (30741)
29,290 residents
- 37412
Chattanooga (37412)
20,951 residents
- 37411
Chattanooga (37411)
17,587 residents
- 37404
Chattanooga (37404)
13,327 residents
- 37407 8,932
Chattanooga (37407)
8,932 residents
- 37403 5,811
Chattanooga (37403)
5,811 residents
- 37402 3,917
Chattanooga (37402)
3,917 residents
- 37410 3,886
Chattanooga (37410)
3,886 residents
- 37409 2,851
Chattanooga (37409)
2,851 residents
What this shows Among its immediate neighbors, ZIP 37407 ranks #5 by population - useful context the national average alone can't give.
ZIP 37407 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37350
Lookout Mountain (37350)
$201,000 median income
- 37408
Chattanooga (37408)
$81,250 median income
- 37403
Chattanooga (37403)
$81,136 median income
- 37409 $74,754
Chattanooga (37409)
$74,754 median income
- 37412 $62,508
Chattanooga (37412)
$62,508 median income
- 30741 $58,834
Rossville (30741)
$58,834 median income
- 37404 $56,637
Chattanooga (37404)
$56,637 median income
- 37411 $56,579
Chattanooga (37411)
$56,579 median income
- 37407 $35,845
Chattanooga (37407)
$35,845 median income
What this shows By household income, ZIP 37407 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 37410 | Chattanooga, TN | 3,886 | 1.4 mi |
| 37404 | Chattanooga, TN | 13,327 | 2.0 mi |
| 37408 | Chattanooga, TN | 1,486 | 2.1 mi |
| 37403 | Chattanooga, TN | 5,811 | 3.2 mi |
| 37409 | Chattanooga, TN | 2,851 | 3.1 mi |
| 30741 | Rossville, GA | 29,290 | 3.5 mi |
| 37412 | Chattanooga, TN | 20,951 | 3.5 mi |
| 37350 | Lookout Mountain, TN | 1,866 | 3.5 mi |
| 37402 | Chattanooga, TN | 3,917 | 3.3 mi |
| 37411 | Chattanooga, TN | 17,587 | 4.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 37407, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (8,932 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 37407 in?
ZIP code 37407 (Chattanooga) is located in Hamilton County, Tennessee. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-tn.
What is the population of ZIP code 37407?
ZIP code 37407 in Chattanooga, TN has a population of 8,932 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37407?
The median household income in ZIP 37407 is $35,845, which is 53% below the national average of $76,288.
What is the average home value in ZIP 37407?
The median home value in ZIP 37407 is $98,900, which is 64% below the national average of $278,155.
What is the demographic makeup of ZIP 37407?
The largest racial group in ZIP 37407 is White at 38.0%. Hispanic or Latino residents make up 44.6% of the population.
How many businesses are in ZIP code 37407?
ZIP code 37407 has 250 business establishments employing approximately 5,931 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37407?
The top industries by establishment count in ZIP 37407 are: Retail trade (44), Construction (38), Manufacturing (36). There are 13 industry sectors represented in total.
What is the education level in ZIP code 37407?
In ZIP code 37407, 42.1% of residents aged 25+ have a high school diploma or higher, and 7.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 37407?
In ZIP code 37407, approximately 42.3% of occupied housing units are owner-occupied and 57.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37407?
The poverty rate in ZIP code 37407 is 45.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 37407's numbers, next.
- See how ZIP 37407 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Chattanooga, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.