Residential delivery area · Tennessee

ZIP Code 37412: Chattanooga, TN

ZIP code 37412 uses the postal name Chattanooga, Tennessee and lies entirely in Hamilton County (Census 2020 ZIP-county file). About 22,000 people live there (Census Bureau, ACS 2020-2024), the 3rd most populous of Chattanooga's 16 residential ZIP codes. Median household income is $62,508 (Census Bureau, ACS 2020-2024). Most of its land (94%) lies in the city of East Ridge; 6% is in Chattanooga.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
3national area: Tennessee, Alabama, Florida, Georgia, Mississippi and Armed Forces Americas
374sectional center: Chattanooga, TN (SCF 373)
12delivery area within it
Town
Chattanooga · 16 residential ZIPs
Census places
East Ridge (94%); Chattanooga (6%)
Neighborhoods
Belvoir Terrace, Brookfield, Castle Park, Claremont, Harris Hills, Mana Estates and 4 more GeoNames
Metro area
Chattanooga, TN-GA
House district
TN-3 119th Congress
Time zone
Eastern
Land area
8.7 sq mi · 2,525 people per sq mi
PO Box ZIPs
37401, 37414, 37422, 37424 also use the name Chattanooga

Where is ZIP code 37412?

37412 centers on 34.997°, -85.227° and covers 8.7 square miles of land. It borders 5 ZIP codes: 37411, 37404, 30741, 37421, 30736.

30736 · Ringgold30741 · Rossville37404 · Chattanooga37411 · Chattanooga37421 · Chattanooga37412 · Chattanooga (this ZIP)374123074137421374043741130736 · Ringgold30741 · Rossville37404 · Chattanooga37411 · Chattanooga37421 · Chattanooga37412 · Chattanooga (this ZIP)374123074137421374043741130736 · Ringgold30741 · Rossville37404 · Chattanooga37411 · Chattanooga37421 · Chattanooga37412 · Chattanooga (this ZIP)3741230741374213740437411
Shaded by median household income, in national fifths (ACS 2020-2024); 37412 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 37412, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.

How does 37412 compare with the rest of Chattanooga?

Rank of 37412 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure37412In ChattanoogaIn Hamilton CountyIn TN
People (ACS 2020-2024)21,8643rd of 167th of 31108th of 636
Median household income$63k6th of 1015th of 21223rd of 425
Median home value$210k11th of 1322nd of 24267th of 436

Its median household income is higher than in 34% of U.S. residential ZIP codes, and it is denser than 87% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 37412?

The 2020 Census counted 21,881 people in 37412; the ACS, which samples households over 2020-2024, estimates 21,864. Between the 2010 and 2020 censuses its population grew 4.4% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
21,864
2020 Census count
21,881+4.4% since 2010 (20,951)
Households
9,505
Median age
37.4

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 37412?

Of the 21,864 people the ACS estimates in 37412, 20.3% are under 18 and 18.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (66.1%), then Hispanic or Latino (16.6%).

  • Under 1820.3%
  • 18 to 6461.2%
  • 65 and older18.5%
Age of the people of 37412 (ACS 2020-2024, B01001)
  • White, not Hispanic66.1%
  • Hispanic or Latino16.6%
  • Black, not Hispanic10.5%
  • Other or two or more5.2%
  • Asian, not Hispanic1.6%
Race and Hispanic origin in 37412 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 37412 earn?

Median household income is $62,508 (ACS 2020-2024), the 15th highest of the 21 ranked ZIP codes in Hamilton County. It is not measurably different from 2015-2019 ($58,397 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$62,508±$7,019
Income per person
$35,603
Below the poverty line
13.1%
Unemployed (of the labor force)
5.3%
Adults 25+ with a bachelor's degree
24.5%
Adjusted gross income per tax return, 2022
$53,24710,550 returns; wages 76% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 37412?

FHFA's house price index for 37412, built from repeat sales and appraisals of the same homes, rose 136% from 2015 to 2025 and rose 65% from 2020 to 2025, and moved +0.7% in 2025.

Median home value (owners' estimate)
$209,900
Median gross rent
$1,154
Homes owned by their occupants
57.7%
Housing units
10,347
0 100 200 300 400 500 198519902000201020202025 0 100 200 300 400 500 198519902000201020202025 0 100 200 300 400 500 198519902000201020202025
Index = 100 in 1985, the first year FHFA reports for 37412; 2025: 492.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 37412?

455 business establishments had a location in this ZIP code in 2023, 35 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade91
  • Accommodation and food services66
  • Other services (except public administration)55
  • Health care and social assistance49
  • Finance and insurance37
  • Construction36

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 37412?

ZIP codes that share a boundary with 37412, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
37411Chattanooga18,997$57k2.0 mi
37404Chattanooga14,737$57k3.4 mi
30741Rossville, GA30,041$59k4.4 mi
37421Chattanooga52,985$83k4.7 mi
30736Ringgold, GA44,499$84k8.4 mi
37407Chattanooga9,156$36k3.6 mi (near)
30742Fort Oglethorpe, GA7,745$49k4.4 mi (near)
37410Chattanooga4,129$29k4.9 mi (near)
30726Graysville, GA0–5.1 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.