ZIP Code 37412

ZIP code 37412 is classified by USPS as a standard delivery area and covers roughly 22.6 square miles in Chattanooga, Hamilton County, Tennessee. The area is home to 20,951 residents, producing a population density of 926 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 37412 against Tennessee and the nation.

On the economic side, the median household income for ZIP 37412 sits at $62,508 (6% below the Tennessee average), while per-capita income is $35,603. The poverty rate stands at 13.1% and the unemployment rate at 5.2%. On housing, the median home value is $209,900 (15% below the state average) with median rent at $1,154 per month, and 57.7% of occupied units are owner-occupied, a direct signal of whether 37412 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 24.5% of adults hold a bachelor's degree or higher, the median age is 37.4, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 37412 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →