ZIP Code 37404
standardSource:
Chattanooga · Hamilton County · Tennessee
- Population
- 13,327
- Median income
- $56,637
- Median home value
- $255,400
- Bachelor's or higher
- 33.0%
- Land area
- 12.8 sq mi
1,044/sq mi
▼ 26% vs US
higher than 23% of US ZIPs
▼ 8% vs US
higher than 59% of US ZIPs
Median age 34.5
New York
ZIP code 37404 in Chattanooga, Tennessee has a population of 13,327. The median household income is $56,637, which is 26% below the national average. Median home value is $255,400, 8% below the US average. 33.0% of residents hold a bachelor's degree or higher.
ZIP code 37404 is classified by USPS as a standard delivery area and covers roughly 12.8 square miles in Chattanooga, Hamilton County, Tennessee. The area is home to 13,327 residents, producing a population density of 1,044 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 37404 against Tennessee and the nation.
On the economic side, the median household income for ZIP 37404 sits at $56,637 (15% below the Tennessee average), while per-capita income is $31,697. The poverty rate stands at 23.8% and the unemployment rate at 5.1%. On housing, the median home value is $255,400 (3% above the state average) with median rent at $1,094 per month, and 50.0% of occupied units are owner-occupied, a direct signal of whether 37404 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 33.0% of adults hold a bachelor's degree or higher, the median age is 34.5, and the average commute is 17 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 37404 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 37404
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 37404.
- Health care and social assistance
Health care and social assistance
129 establishments
- Retail trade
Retail trade
60 establishments
- Other services (except public administration) 49
Other services (except public administration)
49 establishments
- Construction 37
Construction
37 establishments
- Professional, scientific, and technical services 32
Professional, scientific, and technical services
32 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 37404, Chattanooga, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
13,327
Population
12.8
Area (sq mi)
1,044
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 37404?
34.5
Median Age
49.6%
Male
50.4%
Female
11.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$56,637
Median Household Income
-15% vs state
$31,697
Per Capita Income
23.8%
Poverty Rate
5.1%
Unemployment Rate
16.7 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
6,079
Total Housing Units
5,057
Occupied Units
1,022
Vacant Units
2.79
Avg Household Size
Occupancy Type
$255,400
Median Home Value
+3% vs state
$1,094
Median Rent
1947
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.0%
YoY Change (2024)
471
HPI Index (2000 = 100)
+371%
Total Change Since 2000
Home values in ZIP 37404 have increased 8.0% over the past year (2024). Since 2000, this ZIP has seen +371% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.8% | 273 |
| 2021 | +15.9% | 317 |
| 2022 | +22.4% | 388 |
| 2023 | +12.5% | 436 |
| 2024 | +8.0% | 471 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 457 business establishments in ZIP 37404, employing approximately 11,073 people with a combined annual payroll of $789,939,000.
457
Businesses
11,073
Employees
$789.9M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 129 | 28.2% |
| Retail trade | 60 | 13.1% |
| Other services (except public administration) | 49 | 10.7% |
| Construction | 37 | 8.1% |
| Professional, scientific, and technical services | 32 | 7.0% |
| Wholesale trade | 27 | 5.9% |
| Accommodation and food services | 26 | 5.7% |
| Administrative and support and waste management and remediation services | 20 | 4.4% |
| Manufacturing | 17 | 3.7% |
| Finance and insurance | 15 | 3.3% |
| Real estate and rental and leasing | 15 | 3.3% |
| Educational services | 11 | 2.4% |
| Information | 6 | 1.3% |
| Transportation and warehousing | 5 | 1.1% |
| Management of companies and enterprises | 3 | 0.7% |
| Arts, entertainment, and recreation | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37404 vs 37408 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 37408 | Chattanooga, TN | 1,486 | 2.0 mi |
| 37403 | Chattanooga, TN | 5,811 | 1.8 mi |
| 37407 | Chattanooga, TN | 8,932 | 2.0 mi |
| 37411 | Chattanooga, TN | 17,587 | 2.7 mi |
| 37402 | Chattanooga, TN | 3,917 | 2.8 mi |
| 37410 | Chattanooga, TN | 3,886 | 2.9 mi |
| 37406 | Chattanooga, TN | 14,627 | 3.4 mi |
| 37412 | Chattanooga, TN | 20,951 | 3.4 mi |
| 30741 | Rossville, GA | 29,290 | 5.2 mi |
| 37351 | Lupton City, TN | 390 | 5.1 mi |
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 37404 in? ▼
What is the population of ZIP code 37404? ▼
What is the median household income in ZIP 37404? ▼
What is the average home value in ZIP 37404? ▼
What is the demographic makeup of ZIP 37404? ▼
How many businesses are in ZIP code 37404? ▼
What are the main industries in ZIP code 37404? ▼
How have home values changed in ZIP code 37404? ▼
What is the education level in ZIP code 37404? ▼
What is the average commute time in ZIP 37404? ▼
What percentage of residents own vs. rent in ZIP 37404? ▼
What is the poverty rate in ZIP code 37404? ▼
ZIP Code Research Guides
Official Data Resources for Chattanooga, TN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.