Residential delivery area · Tennessee

ZIP Code 37404: Chattanooga, TN

ZIP code 37404 is in Chattanooga, Tennessee, entirely in Hamilton County (Census 2020 ZIP-county file). About 15,000 people live there (Census Bureau, ACS 2020-2024), the 6th most populous of Chattanooga's 16 residential ZIP codes. Median household income is $56,637 (Census Bureau, ACS 2020-2024).

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
3national area: Tennessee, Alabama, Florida, Georgia, Mississippi and Armed Forces Americas
374sectional center: Chattanooga, TN (SCF 373)
04delivery area within it
Town
Chattanooga · 16 residential ZIPs
Census places
Chattanooga
Metro area
Chattanooga, TN-GA
House district
TN-3 119th Congress
Time zone
Eastern
Land area
5.2 sq mi · 2,844 people per sq mi
PO Box ZIPs
37401, 37414, 37422, 37424 also use the name Chattanooga

Where is ZIP code 37404?

37404 centers on 35.028°, -85.273° and covers 5.2 square miles of land. It borders 7 ZIP codes: 37403, 37407, 37408, 37411, 37412, 37406, 30741.

30741 · Rossville37403 · Chattanooga37406 · Chattanooga37407 · Chattanooga37408 · Chattanooga37411 · Chattanooga37412 · Chattanooga37404 · Chattanooga (this ZIP)374043074137406374123741137408374073740330741 · Rossville37403 · Chattanooga37406 · Chattanooga37407 · Chattanooga37408 · Chattanooga37411 · Chattanooga37412 · Chattanooga37404 · Chattanooga (this ZIP)374043074137406374123741137408374073740330741 · Rossville37403 · Chattanooga37406 · Chattanooga37407 · Chattanooga37408 · Chattanooga37411 · Chattanooga37412 · Chattanooga37404 · Chattanooga (this ZIP)3740430741374063741237411374083740737403
Shaded by median household income, in national fifths (ACS 2020-2024); 37404 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 37404, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 37404 compare with the rest of Chattanooga?

Rank of 37404 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure37404In ChattanoogaIn Hamilton CountyIn TN
People (ACS 2020-2024)14,7376th of 1612th of 31166th of 636
Median household income$57k7th of 1016th of 21281st of 425
Median home value$255k8th of 1316th of 24178th of 436

Its median household income is higher than in 24% of U.S. residential ZIP codes, and it is denser than 88% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 37404?

The 2020 Census counted 13,106 people in 37404; the ACS, which samples households over 2020-2024, estimates 14,737. Between the 2010 and 2020 censuses its population fell 1.7% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
14,737
2020 Census count
13,106−1.7% since 2010 (13,327)
Households
5,057
Median age
34.5

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 37404?

Of the 14,737 people the ACS estimates in 37404, 24.6% are under 18 and 13.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (39.7%), then Black (not Hispanic) (35.3%).

  • Under 1824.6%
  • 18 to 6461.9%
  • 65 and older13.5%
Age of the people of 37404 (ACS 2020-2024, B01001)
  • White, not Hispanic39.7%
  • Black, not Hispanic35.3%
  • Hispanic or Latino22.3%
  • Other or two or more2.7%
  • Asian, not Hispanic0.1%
Race and Hispanic origin in 37404 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 37404 earn?

Median household income is $56,637 (ACS 2020-2024), the 16th highest of the 21 ranked ZIP codes in Hamilton County. It rose from $41,069 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$56,637±$5,812
Income per person
$31,697
Below the poverty line
23.8%
Unemployed (of the labor force)
5.1%
Adults 25+ with a bachelor's degree
33.0%
Adjusted gross income per tax return, 2022
$64,8905,540 returns; wages 66% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 37404?

FHFA's house price index for 37404, built from repeat sales and appraisals of the same homes, rose 187% from 2015 to 2025 and rose 72% from 2020 to 2025, and moved +1.6% in 2025.

Median home value (owners' estimate)
$255,400
Median gross rent
$1,094
Homes owned by their occupants
50.0%
Housing units
6,079
0 200 400 600 19922000201020202025 0 200 400 600 19922000201020202025 0 200 400 600 19922000201020202025
Index = 100 in 1992, the first year FHFA reports for 37404; 2025: 601.5. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 37404?

457 business establishments had a location in this ZIP code in 2023, 21 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).

  • Health care and social assistance129
  • Retail trade60
  • Other services (except public administration)49
  • Construction37
  • Professional, scientific, and technical services32
  • Wholesale trade27

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 37404?

ZIP codes that share a boundary with 37404, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
37403Chattanooga6,413$81k1.8 mi
37407Chattanooga9,156$36k2.0 mi
37408Chattanooga3,502$81k2.2 mi
37411Chattanooga18,997$57k2.4 mi
37412Chattanooga21,864$63k3.4 mi
37406Chattanooga13,364$45k3.5 mi
30741Rossville, GA30,041$59k5.2 mi
37450Chattanooga0–2.6 mi (near)
37402Chattanooga3,953$24k2.8 mi (near)
37410Chattanooga4,129$29k2.9 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.