PlainZIP

Chattanooga, TN · standard

ZIP Code 37402

Hamilton County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,917
999/sq mi
$24,214
Median income
$268,800
Median home value
32.1%
Bachelor's or higher

The verdict

Chattanooga pairs one of the lowest household incomes in the country with above-median home values, in a low-density, renter-heavy area.

1th pct
household income, US ZIPs
Top 39%
home value, US ZIPs
999
people per sq mi
5%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37402 against every reporting US ZIP.

ZIP code 37402 covers 3.9 square miles in Chattanooga, Hamilton County, Tennessee (a standard USPS delivery area), with a modest 3,917 residents on file, a density of 999 people per square mile, in the New York time zone.

ZIP 37402 sits on the lower end of the income spectrum: median household income is $24,214 (64% below the Tennessee average), while per-capita income is $40,378. 36.5% of residents live below the poverty line, and the unemployment rate reads 4.4%. Housing costs here run $268,800 for a typical home value (9% above the state average), with rent averaging $615 a month; 5.0% of homes are owner-occupied.

A solid share of residents have a four-year degree: 32.1% of adults hold a bachelor's degree or higher, the median age is 46, and the average commute is -. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Hamilton County, letting you compare 37402 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37402

Top 5 sectors by establishment count in Chattanooga, TN

Which industries have the most business establishments in ZIP 37402.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37402, Chattanooga, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,917

Population

3.9

Area (sq mi)

999

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37402?

46.0

Median Age

57.8%

Male

42.2%

Female

5.8%

Foreign-Born

White 41.3%
African American 53.9%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.0%
Hispanic or Latino 4.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$24,214

Median Household Income

-64% vs state

$40,378

Per Capita Income

36.5%

Poverty Rate

4.4%

Unemployment Rate

How ZIP 37402 ranks nationally

Chattanooga, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$24,214 1st percentile higher than 1% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.2%
Bachelor's Degree or Higher 32.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,355

Total Housing Units

2,665

Occupied Units

690

Vacant Units

1.43

Avg Household Size

Occupancy Type

Owner 5.0%
Renter 95.0%

$268,800

Median Home Value

+9% vs state

$615

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 716 business establishments in ZIP 37402, employing approximately 26,012 people with a combined annual payroll of $1,989,264,000.

716

Businesses

26,012

Employees

$2.0B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 156 21.8%
Accommodation and food services 95 13.3%
Finance and insurance 90 12.6%
Health care and social assistance 63 8.8%
Other services (except public administration) 52 7.3%
Retail trade 48 6.7%
Real estate and rental and leasing 43 6.0%
Transportation and warehousing 28 3.9%
Administrative and support and waste management and remediation services 28 3.9%
Construction 22 3.1%
Wholesale trade 22 3.1%
Arts, entertainment, and recreation 22 3.1%
Information 17 2.4%
Manufacturing 16 2.2%
Educational services 7 1.0%
Management of companies and enterprises 5 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37402 vs 37408 →

ZIP 37402 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37402 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37402 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37402 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37408 Chattanooga, TN 1,486 1.2 mi
37403 Chattanooga, TN 5,811 1.4 mi
37410 Chattanooga, TN 3,886 2.9 mi
37404 Chattanooga, TN 13,327 2.8 mi
37409 Chattanooga, TN 2,851 3.2 mi
37407 Chattanooga, TN 8,932 3.3 mi
37350 Lookout Mountain, TN 1,866 3.9 mi
37419 Chattanooga, TN 6,100 5.1 mi
37406 Chattanooga, TN 14,627 4.6 mi
37411 Chattanooga, TN 17,587 5.3 mi

More ZIP Codes in Hamilton County

37421 standard
Chattanooga, TN
Pop: 46,228
37343 standard
Hixson, TN
Pop: 40,042
37363 standard
Ooltewah, TN
Pop: 32,244
37379 standard
Soddy Daisy, TN
Pop: 26,835
37415 standard
Chattanooga, TN
Pop: 23,873
37412 standard
Chattanooga, TN
Pop: 20,951

Related Areas

Hamilton County Chattanooga, TN Tennessee

Frequently Asked Questions

What county is ZIP code 37402 in? ▼
ZIP code 37402 (Chattanooga) is located in Hamilton County, Tennessee. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-tn.
What is the population of ZIP code 37402? ▼
ZIP code 37402 in Chattanooga, TN has a population of 3,917 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37402? ▼
The median household income in ZIP 37402 is $24,214, which is 68% below the national average of $76,288.
What is the average home value in ZIP 37402? ▼
The median home value in ZIP 37402 is $268,800, which is 3% below the national average of $278,155.
What is the demographic makeup of ZIP 37402? ▼
The largest racial group in ZIP 37402 is African American at 53.9%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 37402? ▼
ZIP code 37402 has 716 business establishments employing approximately 26,012 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37402? ▼
The top industries by establishment count in ZIP 37402 are: Professional, scientific, and technical services (156), Accommodation and food services (95), Finance and insurance (90). There are 16 industry sectors represented in total.
What is the education level in ZIP code 37402? ▼
In ZIP code 37402, 64.2% of residents aged 25+ have a high school diploma or higher, and 32.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 37402? ▼
In ZIP code 37402, approximately 5.0% of occupied housing units are owner-occupied and 95.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37402? ▼
The poverty rate in ZIP code 37402 is 36.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.