Chattanooga, TN · standard
ZIP Code 37411
Hamilton County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 17,587
- 783/sq mi High-density area
- $56,579
- Median income Below-median income area
- $232,300
- Median home value Near-median home value
- 30.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Chattanooga pairs one of the lowest household incomes in the country with above-median home values, in a low-density, homeowner-dominated area.
- 23rd pct
- household income, US ZIPs
- Top 47%
- home value, US ZIPs
- 783
- people per sq mi
- 61%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37411 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 37411 (Chattanooga, TN) rose +7.0% from 2023 to 2024. The all-transactions index moved from 297.0 in 2023 to 317.7 in 2024 (2000 = 100).
ZIP code 37411 is a mid-sized community (a standard USPS delivery area) in Chattanooga, Hamilton County, Tennessee, home to 17,587 residents across 22.5 square miles, a density of 783 people per square mile, in the New York time zone.
ZIP 37411 reports a modest median household income of $56,579 (15% below the average Tennessee ZIP), while per-capita income is $33,986. The poverty rate is 22.9%, so the area-level income figures should not be treated as typical household experience. Median home value is $232,300 (6% below the average Tennessee ZIP) and median rent is $1,072; 61.1% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 30.5% of adults hold a bachelor's degree or higher, the median age is 36.4, and the average commute is 18 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hamilton County, so 37411 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 37411
Top 5 sectors by establishment count in Chattanooga, TN
Which industries have the most business establishments in ZIP 37411.
- Health care and social assistance
Health care and social assistance
68 establishments
- Retail trade
Retail trade
62 establishments
- Other services (except public administration)
Other services (except public administration)
55 establishments
- Accommodation and food services
Accommodation and food services
40 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
31 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37411, Chattanooga, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
17,587
Population
22.5
Area (sq mi)
783
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 37411?
36.4
Median Age
44.5%
Male
55.5%
Female
5.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$56,579
Median Household Income
-15% vs state ZIP avg
$33,986
Per Capita Income
22.9%
Poverty Rate
6.8%
Unemployment Rate
18.4 min
Mean Commute Time
How ZIP 37411 ranks among Tennessee ZIPs
Chattanooga, TN household income vs. every Tennessee ZIP code
Median household income among 593 reporting Tennessee ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$56,579 38th percentile higher than 38% of 593 Tennessee ZIPs
Each bar is a $20K-wide band; taller bars hold more Tennessee ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
8,822housing units
8,822
Total Housing Units
8,222
Occupied Units
600
Vacant Units
2.30
Avg Household Size
Occupancy Type
$232,300
Median Home Value
-6% vs state ZIP avg
$1,072
Median Rent
1957
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.0%
YoY Change (2024)
318
HPI Index (2000 = 100)
+218%
Total Change Since 2000
Home values in ZIP 37411 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +218% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.3% | 199 |
| 2021 | +15.5% | 230 |
| 2022 | +21.3% | 278 |
| 2023 | +6.7% | 297 |
| 2024 | +7.0% | 318 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 411 business establishments in ZIP 37411, employing approximately 7,539 people with a combined annual payroll of $356,901,000.
411
Businesses
7,539
Employees
$356.9M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 68 | 16.6% |
| Retail trade | 62 | 15.1% |
| Other services (except public administration) | 55 | 13.4% |
| Accommodation and food services | 40 | 9.7% |
| Administrative and support and waste management and remediation services | 31 | 7.5% |
| Professional, scientific, and technical services | 29 | 7.1% |
| Construction | 25 | 6.1% |
| Finance and insurance | 25 | 6.1% |
| Real estate and rental and leasing | 17 | 4.1% |
| Educational services | 17 | 4.1% |
| Manufacturing | 11 | 2.7% |
| Transportation and warehousing | 11 | 2.7% |
| Information | 8 | 1.9% |
| Wholesale trade | 7 | 1.7% |
| Arts, entertainment, and recreation | 5 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 37411 vs 37412 →
ZIP 37411 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37421
Chattanooga (37421)
46,228 residents
- 37412
Chattanooga (37412)
20,951 residents
- 37411 17,587
Chattanooga (37411)
17,587 residents
- 37406 14,627
Chattanooga (37406)
14,627 residents
- 37404 13,327
Chattanooga (37404)
13,327 residents
- 37407 8,932
Chattanooga (37407)
8,932 residents
- 30742 7,460
Fort Oglethorpe (30742)
7,460 residents
- 37403 5,811
Chattanooga (37403)
5,811 residents
- 37402 3,917
Chattanooga (37402)
3,917 residents
What this shows Among its immediate neighbors, ZIP 37411 ranks #3 by population - useful context the national average alone can't give.
ZIP 37411 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 37421
Chattanooga (37421)
$82,517 median income
- 37408
Chattanooga (37408)
$81,250 median income
- 37403
Chattanooga (37403)
$81,136 median income
- 37412
Chattanooga (37412)
$62,508 median income
- 37404
Chattanooga (37404)
$56,637 median income
- 37411
Chattanooga (37411)
$56,579 median income
- 37351
Lupton City (37351)
$50,250 median income
- 30742
Fort Oglethorpe (30742)
$49,323 median income
- 37406
Chattanooga (37406)
$44,850 median income
What this shows By household income, ZIP 37411 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 37412 | Chattanooga, TN | 20,951 | 2.2 mi |
| 37404 | Chattanooga, TN | 13,327 | 2.7 mi |
| 37406 | Chattanooga, TN | 14,627 | 3.2 mi |
| 37421 | Chattanooga, TN | 46,228 | 4.3 mi |
| 37408 | Chattanooga, TN | 1,486 | 4.7 mi |
| 37403 | Chattanooga, TN | 5,811 | 4.1 mi |
| 37407 | Chattanooga, TN | 8,932 | 4.0 mi |
| 30742 | Fort Oglethorpe, GA | 7,460 | 5.5 mi |
| 37402 | Chattanooga, TN | 3,917 | 5.3 mi |
| 37351 | Lupton City, TN | 390 | 5.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 37411, both outside TN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (17,587 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 37411 in?
ZIP code 37411 (Chattanooga) is located in Hamilton County, Tennessee. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-tn.
What is the population of ZIP code 37411?
ZIP code 37411 in Chattanooga, TN has a population of 17,587 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37411?
The median household income in ZIP 37411 is $56,579, which is 26% below the national average of $76,288.
What is the average home value in ZIP 37411?
The median home value in ZIP 37411 is $232,300, which is 16% below the national average of $278,155.
What is the demographic makeup of ZIP 37411?
The largest racial group in ZIP 37411 is African American at 43.5%. Hispanic or Latino residents make up 8.8% of the population.
How many businesses are in ZIP code 37411?
ZIP code 37411 has 411 business establishments employing approximately 7,539 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37411?
The top industries by establishment count in ZIP 37411 are: Health care and social assistance (68), Retail trade (62), Other services (except public administration) (55). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 37411?
According to the FHFA House Price Index, home values in ZIP 37411 increased by 7.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 218%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37411?
In ZIP code 37411, 54.2% of residents aged 25+ have a high school diploma or higher, and 30.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37411?
The mean commute time for workers in ZIP code 37411 is 18.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37411?
In ZIP code 37411, approximately 61.1% of occupied housing units are owner-occupied and 38.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37411?
The poverty rate in ZIP code 37411 is 22.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 37411's numbers, next.
- See how ZIP 37411 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Chattanooga, TN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.