PlainZIP

Chattanooga, TN · standard

ZIP Code 37411

Hamilton County, Tennessee - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,587
783/sq mi
$56,579
Median income
$232,300
Median home value
30.5%
Bachelor's or higher

The verdict

Chattanooga pairs one of the lowest household incomes in the country with above-median home values, in a low-density, homeowner-dominated area.

23th pct
household income, US ZIPs
Top 47%
home value, US ZIPs
783
people per sq mi
61%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37411 against every reporting US ZIP.

ZIP code 37411 is a mid-sized community (a standard USPS delivery area) in Chattanooga, Hamilton County, Tennessee, home to 17,587 residents across 22.5 square miles, a density of 783 people per square mile, in the New York time zone.

ZIP 37411 reports a modest median household income of $56,579 (15% below the Tennessee average), while per-capita income is $33,986. Poverty here runs at 22.9%, with unemployment measured at 6.8%. Median home value sits at $232,300 (6% below the state average), median rent at $1,072 a month, and owner-occupancy at 61.1%.

A solid share of residents have a four-year degree: 30.5% of adults hold a bachelor's degree or higher, the median age is 36.4, and the average commute is 18 minutes. To put 37411 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Hamilton County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 37411

Top 5 sectors by establishment count in Chattanooga, TN

Which industries have the most business establishments in ZIP 37411.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 37411, Chattanooga, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,587

Population

22.5

Area (sq mi)

783

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37411?

36.4

Median Age

44.5%

Male

55.5%

Female

5.0%

Foreign-Born

White 41.7%
African American 43.5%
Asian 1.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.9%
Hispanic or Latino 8.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,579

Median Household Income

-15% vs state

$33,986

Per Capita Income

22.9%

Poverty Rate

6.8%

Unemployment Rate

18.4 min

Mean Commute Time

How ZIP 37411 ranks nationally

Chattanooga, TN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$56,579 23rd percentile higher than 23% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.2%
Bachelor's Degree or Higher 30.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,822

Total Housing Units

8,222

Occupied Units

600

Vacant Units

2.30

Avg Household Size

Occupancy Type

Owner 61.1%
Renter 38.9%

$232,300

Median Home Value

-6% vs state

$1,072

Median Rent

1957

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.0%

YoY Change (2024)

318

HPI Index (2000 = 100)

+218%

Total Change Since 2000

Home values in ZIP 37411 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +218% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.3% 199
2021 +15.5% 230
2022 +21.3% 278
2023 +6.7% 297
2024 +7.0% 318

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 411 business establishments in ZIP 37411, employing approximately 7,539 people with a combined annual payroll of $356,901,000.

411

Businesses

7,539

Employees

$356.9M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 68 16.6%
Retail trade 62 15.1%
Other services (except public administration) 55 13.4%
Accommodation and food services 40 9.7%
Administrative and support and waste management and remediation services 31 7.5%
Professional, scientific, and technical services 29 7.1%
Construction 25 6.1%
Finance and insurance 25 6.1%
Real estate and rental and leasing 17 4.1%
Educational services 17 4.1%
Manufacturing 11 2.7%
Transportation and warehousing 11 2.7%
Information 8 1.9%
Wholesale trade 7 1.7%
Arts, entertainment, and recreation 5 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37411 vs 37412 →

ZIP 37411 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37411 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37411 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37411 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37412 Chattanooga, TN 20,951 2.2 mi
37404 Chattanooga, TN 13,327 2.7 mi
37406 Chattanooga, TN 14,627 3.2 mi
37421 Chattanooga, TN 46,228 4.3 mi
37408 Chattanooga, TN 1,486 4.7 mi
37403 Chattanooga, TN 5,811 4.1 mi
37407 Chattanooga, TN 8,932 4.0 mi
30742 Fort Oglethorpe, GA 7,460 5.5 mi
37402 Chattanooga, TN 3,917 5.3 mi
37351 Lupton City, TN 390 5.4 mi

More ZIP Codes in Hamilton County

37421 standard
Chattanooga, TN
Pop: 46,228
37343 standard
Hixson, TN
Pop: 40,042
37363 standard
Ooltewah, TN
Pop: 32,244
37379 standard
Soddy Daisy, TN
Pop: 26,835
37415 standard
Chattanooga, TN
Pop: 23,873
37412 standard
Chattanooga, TN
Pop: 20,951

Related Areas

Hamilton County Chattanooga, TN Tennessee

Frequently Asked Questions

What county is ZIP code 37411 in? ▼
ZIP code 37411 (Chattanooga) is located in Hamilton County, Tennessee. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-tn.
What is the population of ZIP code 37411? ▼
ZIP code 37411 in Chattanooga, TN has a population of 17,587 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37411? ▼
The median household income in ZIP 37411 is $56,579, which is 26% below the national average of $76,288.
What is the average home value in ZIP 37411? ▼
The median home value in ZIP 37411 is $232,300, which is 16% below the national average of $278,155.
What is the demographic makeup of ZIP 37411? ▼
The largest racial group in ZIP 37411 is African American at 43.5%. Hispanic or Latino residents make up 8.8% of the population.
How many businesses are in ZIP code 37411? ▼
ZIP code 37411 has 411 business establishments employing approximately 7,539 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37411? ▼
The top industries by establishment count in ZIP 37411 are: Health care and social assistance (68), Retail trade (62), Other services (except public administration) (55). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 37411? ▼
According to the FHFA House Price Index, home values in ZIP 37411 increased by 7.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 218%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37411? ▼
In ZIP code 37411, 54.2% of residents aged 25+ have a high school diploma or higher, and 30.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37411? ▼
The mean commute time for workers in ZIP code 37411 is 18.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37411? ▼
In ZIP code 37411, approximately 61.1% of occupied housing units are owner-occupied and 38.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37411? ▼
The poverty rate in ZIP code 37411 is 22.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.